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Banking Awareness August 2019 Quiz

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Banking Awareness August 2019 Quiz

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The article Banking Awareness Quiz includes Banking Awareness August 2019 Quiz with an explanation, analysis, and issues of current events in the month. And these quizzes will help in the Competitive Exams like IBPS, RBI Grade B, SBI PO, RRB and other banking examinations.

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Q1. Slogan of Syndicate Bank is …………….?
    A. Together we make a great team B. Smart way to Bank C. Invest with confidence D. You Faithful And Friendly Financial Partner Answer: D

Q2. The EXIM Bank of India was established in…………?
    A. 1982 B. 1984 C. 1988 D. 1990 Answer: A

Q3. Which Bank was earlier called the “Imperial Bank of India “?
    A. RBI B. SBI C. IDBI D. DENA Bank Answer: B

Q4. Which of the following is the central bank of Pakistan?
    A. Pakistan Monetary Authority B. Pakistan Federal Bank C. Reserve Bank of Pakistan D. Pakistan Bank Answer: C

Q5. Tenor of convertible instruments will be guided by the instructions framed under the …….
    A. Companies Act, 2013 B. RBI Act, 1934 C. Foreign Exchange Management Act, 1999 D. All of these Answer: A

Q6. Which of the following is the central bank of Russia?
    A. Russia Monetary Authority B. Russia Federal Bank C. Bank of Russia D. State Bank of Russia Answer: C

Q7. Convertible notes issued by an Indian start -up company for an amount of……..
    A. Rs. 5 lakh B. Rs. 15 lakh C. Rs.25 lakh D. None of these Answer: C

Q8. Which of the following is the central bank of Syria?
    A. Syria Monetary Authority B. Syria Federal Bank C. Bank of Syria D. Central Bank of Syria Answer: D

Q9. Slogan of Oriental Bank of Commerce is ………..?
    A. Banking for all B. What’s in your wallet? C. You can count on us D. Where every individual is committed Answer: D

Q10. The new KVB promises to double the invested money in ………..months?
    A. 90 B. 100 C. 110 D. 120 Answer: B

Q11. Lakshmi Villas Bank was established on ……………….
    A. 1914 B. 1926 C. 1958 D. 1992 Answer: B

Q12. Andhra Bank headquarters located in ………..
    A. Vijayawada B. Visakhapatnam C. Nellore D. Hyderbad Answer: D

Q13. On December ……………………… Vikas Grameena Bank has bagged two awards for inclusive insurace from Skoch Group for 2016.
    A. Tamil Nadu B. Karnataka C. Kerala D. Andra Pradesh Answer: B

Q14. Who is the MD and CEO of Corporation Bank?
    A. Ravindra Prabhakar Marathe B. Ashwani Kumar C. Jai Kumar Garg D. Animesh Chauhan Answer: C

Q15. Which is included in Capital budget?
    A. Income reveived from non-tax source B. Income received from public borrowings C. Income received from tax-source D. All of the above Answer: B

Q16. Which of the following is the Headquarters of German Federal Bank?
    A. Berlin B. Munich C. Hamburg D. Frankfurt Answer: D

Q17. Which of the following is the Headquarters of central Bank of Sri Lanka
    A. Galle B. Jaffna C. Sri Jayawardenepura Kotee D. Colombo Answer: D

Q18. What is the tagline of Union Bank of India?
    A. Good people to bank with B. The Bank that begins with “U” C. A friend You can Bank Upon D. Honors Your Trust Answer: A

Q19. Which of the following is the Headquarters of Bank of Portugal?
    A. Porto B. Coimbra C. Lisbon D. Sintra Answer: C

Q20. What is the currency of Mauritius?
    A. Mauritian Pound B. Mauritian Dollar C. Mauritian Peso D. Mauritian Rupee Answer: D

Q21. When was the currency system in India converted into decimal system?
    A. April 1, 1949 B. April 1, 1959 C. April 1, 1957 D. April 1, 1969 Answer: C

Q22. Which of the following is the first Regional Rural Bank (RRB) of Inida ?
    A. Prathama Bank B. AP Grameena Vikas Bank C. Chaitanya Godavari D. Andhra Pragathi Answer: A

Q23. How many digits are there in CIBIL score?
    A. 3 B. 5 C. 6 D. 9 Answer: A

Q24. Payments banks can accept a restricted deposit which is currently limited to………….per customer account.
    A. Rs. 1 lakh B. Rs.3 lakh C. Rs. 2 lakh D. Rs. 5 lakh Answer: A

Q25. The T20 Blind Cricket World Cup 2017 will be hosted by which country?
    A. New Zealand B. India C. South Africa D. England Answer: C
Q1. The currency of Tajikistan is___.
    A. Tajikistani Somoni B. Tajikistani Tenge C. Tajikistani s’om D. Tajikistani Manat Answer: A

Q2. The World Malaria Day is being observed on _______.
    A. 23 June B. 20 July C. 25 April D. 28 May Answer: C

Q3. The Great Himalayan National Park is located in which state of India?
    A. Karnataka B. Haryana C. Himachal Pradesh D. Bihar Answer: C

Q4. Which lake is 21st-highest lake in the world?
    A. Chandra lake B. Kanwar lake bird sanctuary C. Suraj tal D. Bhimtal lake Answer: C

Q5. Which among the following is the currency of Peru?
    A. Guarani B. Sol C. Peso D. Euro Answer: B

Q6. The capital of Kenya is___.
    A. Belgrade B. Cape town C. Vienna D. Nairobi Answer: D

Q7. What is the capital of Portugal?
    A. Atlanta B. Lisbon C. Havana D. Kingston Answer: B

Q8. On which date International Mother Language Day was observed?
    A. 21stFebruary B. 20th February C. 22nd February D. 19th February Answer: A

Q9. Which among the following forts in Delhi is known as Bada Darwaza?
    A. Siri fort B. Red fort C. Tughlaqabadfort D. Purana Qila Answer: D

Q10. Which of the following cities hosted the Madhya Dakshini Festival 2019?
    A. Darjeeling B. Kolkata C. Gangtok D .Guwahati Answer: B

Q11. The ‘Dronacharya Award’ is associated with _____.
    A. Sport Coaches B. Eminent Surgeons C. Famous Artists D. Expert Engineers Answer: D

Q12. ‘Bihu’ is a folk dance of which of the following States in India?
    A. Assam B. Kerala C. Punjab D. Odisha Answer: A

Q13. Kusti Habba’ the traditional Indian wrestling festival was held in which state?
    A. West Bengal B. Andhra Pradesh C. Karnataka D. Manipur Answer: A

Q14. Where is Chittorgarh Fort located?
    A. Delhi B. Maharashtra C. Rajasthan D. Madhya Pradesh Answer: C

Q15. The Dachigam National Park is located in which state of India?
    A. Kerala B. Jammu and Kashmir C. Haryana D. Madhya Pradesh Answer: C

Q16. The Keoladeo National Park is located in which of the following states of India?
    A. Karnataka B. Haryana C. Gujarat D. Rajasthan Answer: B

Q17. The Khangchendzonga National Park is located in which of the following state of India?
    A. Uttarakhand B. Assam C. Uttar Pradesh D. Sikkim Answer: D

Q18. The great Victoria Desert is located in_____.
    A. Canada B. West Africa C. Australia D. North America Answer: D

Q19. For which of the following categories is the prestigious National RedInk Award presented?
    A. Literature B. Journalism C. Science D. Sports Answer: C

Q20. The headquarters of Organisation of Petroleum Exporting Countries (OPEC) is located in?
    A. Baghdad B. Qatar C. Indonesia D. Vienna Answer: B

Q21. Backheel term is used in which of the following sports?
    A. Volleyball B. Cricket C. Hockey D. Football Answer: D

Q22. Aaron Finch is associated with which of the following sports?
    A. Badminton B. Squash C. Table Tennis D. Cricket Answer: D

Q23. International Day of Human Space Flight observed every year on which date?
    A. 12 April B. 15 February C. 10 March D. 15 April Answer: D

Q24. What is the capital of Taiwan?
    A. Tehran B. Ulaanbaatar C. Nouakchott D. Taipei Answer: A

Q25. Bank branches are established under ____________ of Banking Regulations Act, 1949.
    A. Section 20 B. Section 21 C. Section 22 D. Section 23 Answer: D
Q1. Non-Aligned Movement (NAM) ministerial meeting was held in ____.
    A. South Africa B. Venezuela C. India D. Indonesia Answer: B

Q2. Which bridge has been inaugurated by Union Minister of Defence Rajnath Singh under 69 RCC/13 BRTF of project Sampark?
    A. Ujh Bridge B. Zero Bridge C. Basohil Bridge D. Baily Bridge Answer: A

Q3. Ramesh Pokhriyal 'Nishank' elected to the 17th Lok Sabha from which constituency in the 2019 parliamentary elections?
    A. Haridwar, Uttarakhand B. Shimla, Himachal Pradesh C. Bathinda, Punjab D. Kota, Rajasthan Answer: A

Q4. According to a deal signed with India on 17th July, Israel will supply which of the following?
    A. Hawk-132 B. Naval MRSAM systems C. Main battle tank D. Anti-tank guided missile Answer: B

Q5. Which city hosted 10th Jagran Film Festival?
    A. Goa B. Jaipur C. Bangalore D. Lucknow Answer: D

Q6. The International Police Expo 2019 on theme ‘Challenges to strengthen peace and security was held in ____.
    A. New Delhi B. Hyderabad C. Chandigarh D. Mumbai Answer: A

Q7. World Health Organization declared the Ebola virus disease (EVD) outbreak a Public Health Emergency of International Concern in which country?
    A. Uganda B. Angola C. Democratic Republic of Congo D. Kenya Answer: C

Q8. Sri Lanka and Indian Railway Construction Company International Limited signed an agreement for the up-gradation of 130 km rail track between
    A. Colombo and Jaffna B. Colombo and Chennai C. Matara and Vellore D. Anuradhapura and Salem Answer: A

Q9. Who is the new governor of Himachal Pradesh?
    A. Acharya Dev Vrat B. Urmila Singh C. Prabha Rau D. Kalraj Mishra Answer: D

Q10. South Asia’s first cross border pipeline will link which the following two cities?
    A. Motihari in India and Amlekhgunj in Nepal B. Siwan in India and Lalitpur in Nepal C. Barauni in India and Thimphu in Bhutan D. Tezpur in Indian and Dhaka in Bangladesh Answer: A

Q11. Which of the following insurance company has recognized amongst India’s top 100 great places to work for?
    A. Bajaj Allianz Life Insurance Ltd B. Max Life Insurance Company Ltd C. Bharti AXA Life Insurance Ltd D. Aviva Life Insurance Ltd Answer: B

Q12. Brij Mohan Khaitan was recently passed away, he was a veteran ___.
    A. Actor B. Singer C. Writer D. Businessman Answer: D

Q13. Recently India has agreed to launch a passenger-cum-cargo ferry service with which of the following country?
    A. Nepal B. Maldives C. Bhutan D. Myanmar Answer: B

Q14. The Asian Development Bank (ADB) has approved a project worth……to develop infrastructure in seven district headquarter towns of Tripura.
    A. Rs 1,500 crore B. Rs 1,600 crore C. Rs 1,650 crore D. Rs 1,850 crore Answer: C

Q15. Which of the following committee has submitted the draft report of National Education Policy to the Ministry of Human Resource Development?
    A. Aruna Sundararajan Committee B. Rajiv Kumar Committee C. Kasturirangan Committee D. T K Vishwanathan Committee Answer: C

Q16 Which of the following years the first ICC World Test Championship Finals will be held?
    A. 2019 B. 2020 C. 2021 D. 2022 Answer: C

Q17. What is the current rank of India in global innovation index 2019?
    A. 31st B. 52nd C. 25th D. 40th Answer: B

Q18. Which company won the 2019 CSR Journal Excellence Award?
    A. Tata Power B. Hindustan Zinc C. Aditya Birla Capital Ltd. D. YES Bank Ltd. Answer: D

Q19. Which of the following ministries will conduct the 7th Economic Census in India?
    A. Ministry of Commerce and Industry B. Ministry of Women and Child Development C. Ministry of External Affairs D. Ministry of Statistics and Programme Implementation Answer: D

Q20. Who among the following Indian women Boxer has won the Gold medal in 60kg category at President’s Cup?
    A. Pinki Rani B. Ankushita Boro C. Laishram Sarita Devi D. Simranjit Kaur Answer: D

Q21. Who has won India’s first Miss Deaf World 2019?
    A. Vedika Chaudhary B. Acacia Walker C. Farah Kamal D. Vidisha Baliyan Answer: D

Q22. Who has been appointed as Chairman of the Joint Chiefs of Staff (CJCS) of USA?
    A. Mark Milley B. Joseph Dunford C. Martin Dempsey D. Michael Mullen Answer: A

Q23. India’s first dragon blood-oozing tree has been discovered in which states?
    A. Odisha B. Assam C. Kerala D. Tamil Nadu Answer: B

Q24. Who is the head of Cricket Advisory Committee (CAC)?
    A. Sachin Tendulkar B. V V S Laxman C. Sourav Ganguly D. Kapil Dev Answer: D

Q25. The 13th edition of the annual Global Healthcare Summit (GHS) was held in ____.
    A. Bangalore B. Chennai C. New Delhi D. Hyderabad Answer: D
Q1. According to National Payments Corporation of India (NPCI), Aadhaar enabled Payment System (AePS) has crossed the milestone of over transactions during July 2019 worth Rs 9,685 crore of transaction value?
    A. 200 million B. 220 million C. 250 million D. 300 million Answer: B

Q2. The RBI has decided to allow round-the-clock fund transfers through NEFT from December 2019 in order to promote digital transactions. Currently, the National Electronic Funds Transfer (NEFT) operated by the RBI as a retail payment system is available for customers from _______
    A. 8 AM to 7 PM B. 9 AM to 9 PM C. 7 AM to 7 PM D. 8 AM to 10 PM Answer: A

Q3. Which of the following bank and digital healthcare platform ‘Practo’ have partnered to launch an industry-first co-branded health credit card?
    A. ICICI Bank B. HDFC Bank C. Axis Bank D. RBL Bank Answer: D

Q4. Which of the following banks has launched the Artificial Intelligence (AI) interactive assistant chatbot named “Abhi”?
    A. Andhra Bank B. Allahabad Bank C. Union Bank of India D. ICICI Bank Answer: A

Q5. Which of the following banks has launched digital platform ‘InstaBIZ’ for MSME and self-employed?
    A. ICICI Bank B. State Bank of India C. Axis Bank D. HDFC Bank Answer: A

Q6. Where is the headquarters of Canara Bank situated?
    A. New Delhi B. Bengaluru C. Kolkata D. Ahmedabad Answer: B

Q7. Which body introduced Kisan Credit Card?
    A. NABARD B. KCC C. GCC D. RBI Answer: A

Q8. Under which of the following act as the 'Banking Codes and Standards Board of India' registered as a society?
    A. Banking Regulation Act, 1949 B. Reserve Bank of India Act, 1934 C. Banker’s Books Evidence Act, 1891 D. Societies Registration Act, 1860 Answer: D

Q9. The ‘IDRBT’ is established by the Reserve Bank of India (RBI) in 1996. It is a unique institution exclusively focused on ______.
    A. Rural Development B. Banking Technology C. Micro & Medium sector D. Science & Défense Technology Answer: B

Q10. Which of the following statements is correct about a ‘Stale Cheque’?
    A. These cheques can only be deposited directly into a bank account and cannot be immediately cashed by a bank or any other credit institution. B. A cheque which a bank will not accept and exchange for money or payment because it was written more than a certain number of months ago. C. Check that cannot be processed because the writer has insufficient funds. D. Cheques which have been written by the maker, and dated at some point in the past. Answer: B

Q11. Which of the following statements represents a ‘NOSTRO Account’?
    A An active account catering for frequent deposits and withdrawals by cheque. B. It is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date. C. It is opened by those who want to save regularly for a certain period of time and earn a higher interest rate. D. This account is opened by the investor while registering with an investment broker (or sub-broker). Answer: D

Q12. What is the effect of crossing a cheque in India?
    A. The payee can obtain payment only through a bank account B. The payee is compelled to open an account C. The payee will have to endorse the cheque to a bank D. None Answer: A

Q13. Which among the following body determines the interest rate on savings deposit?
    A. RBI B. Department of Economic Affairs C. Cabinet committee on the economic affair D. Bank’s Independent decision Answer: D

Q14. National Automated Clearing House (NACH) is introduced by ____.
    A. RBI B. SBI C. Govt. of India D. SEBI Answer: D

Q15. Under which of the following acts, Private Banks in India opened?
    A. Companies Act, 1956 B. Banking Regulation Act, 1935 C. Reserve Bank of India Act, 1934 D. Banking Regulations Act, 1949 Answer: D

Q16. Deposit Insurance and Credit Guarantee Corporation ( DICGC) is a subsidiary of _____.
    A. SEBI B. NABARD C. ONGC D. IRDAI Answer: B

Q17. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called.
    A. Statutory liquidity ratio B. Cash reserve ratio C. Bank deposit D. Reverse repo Answer: D

Q18. ASBA scheme is related to the purchase of ____.
    A. IPO B. CP C. CD D. TCs Answer: A

Q19. What is a Corporate Hedging?
    A. It is a mechanism to protect a firm’s exposure to equity risk B. It is a mechanism to protect a firm’s exposure to market risk C. It is a mechanism to protect a firm’s exposure to forex risk D. It is a mechanism to protect the firm’s exposure in international trade Answer: C

Q20. What is the minimum period for which a fixed deposit can be opened in India?
    A. 3 days B. 7 days C. 15 days D. 30 days Answer: B

Q21. In reference to ‘Gratuity’, which one of the following statements best explains this term?
    A. The amount is given by the employer to his employee for the services rendered at the time of retirement B. The amount is given by the Government to public servants as a transfer payment C. The amount is given by the Government to corporate employees as a retirement benefit D. Pension is given by the employer to his employees for the services rendered Answer: A

Q22. VAR is a single number (currency amount) which estimates the maximum expected loss of a portfolio over a given time horizon (the holding period) and at a given confidence level. What does ‘VAR’ stand for?
    A. Variable at Rate B. Value at Ratio C. Variable at Risk D. Value at Risk Answer: D

Q23. Which of the following is a differentiating factor between Capital and Money markets?
    A. Capital markets are for long-term fundraising and money markets are for short term immediate liquidity requirements B. Money markets are for long-term fundraising and Capital markets are for short term immediate liquidity requirements C. Capital and Money markets are one and the same D. None of the above Answer: A

Q24. NABARD was established on the recommendations of which Committee and it is established on which date?
    A. Tandon Committee and 19 July 1982 B. Rangarajan Committee and 28 July 1982 C. B.Sivaraman Committee and 12 July 1982 D. Sivaraman Committee and 19 July 1982 Answer: C

Q25. In the context of Treasury Bills or T-bills, which of the following statement is false?
    A. Treasury Bills are government bonds or debt securities. B. T- bills are issued to meet short-term mismatches in receipts and expenditure. C. T- bills have the maturity of less than a year. D. Auctions of T-Bills are conducted by RBI. Answer: D
Q1. Which of the following days observed every year on 10th April?
    A. World Liver Day B. World Homoeopathy Day C. World Kidney Day D. World Cancer Day Answer: B

Q2. The Moti Bagh Stadium is located in which of the following states?
    A. Gujarat B. Madhya Pradesh C. Telangana D. Rajasthan Answer: A

Q3. According to the UNESCO, which caves are masterpieces of Buddhist religious art that influenced Indian art?
    A. Elephanta Island Caves B. Badami Caves C. Ajanta caves D. Dungeshwari Cave Answer: C

Q4. The 54th Valour Day of Central Reserve Police Force (CRPF) being observed on _____.
    A. 9th April B. 7th April C. 5th April D. 4th April Answer: A

Q5. Which monument was a symbol of the "power and majesty" of the British Empire?
    A. Gateway of India B. India gate C. Taj maha D. Qutub minar Answer: A

Q6. Which among the following lakes forms the National Waterway 3 in India?
    A. Kaliveli Lake B. Kutch Salt Marsh C. Kerala Backwaters D. Kolleru Lake Answer: C

Q7. Which National park has become the largest habitat of the endangered estuarine crocodiles in India?
    A. Kanha National Park B. Kalesar National Park C. Kanger Ghati National Park D. Jim Corbett National Park Answer: D

Q8. Brabourne Stadium is situated in ________.
    A. Indore B. Vijayawada C. Visakhapatnam D. Mumba Answer: D

Q9. Which of the following river passes through the city of Vadodara?
    A. Tapi B. Aji C. Luni D. Vishwamitri Answer: D

Q10. Somasila Dam is located in which state?
    A. Tamil Nadu B. Maharashtra C. Andhra Pradesh D. Odisha Answer: C

Q11. Nokrek Biosphere Reserve is located in which state of India?
    A. Assam B. Meghalaya C. Manipur D. Mizoram Answer: B

Q12. Point Calimere sanctuary is located in which state?
    A. Tamil Nadu B. Karnataka C. Kerala D. Odisha Answer: A

Q13. Where is the headquarter of ‘African Development Bank’?
    A. Namibia B. South Africa C. Nigeria D. Ivory Coast Answer: D

Q14. The Kala Ghoda Arts Festival is associated with which one of the following cities?
    A. Kochi B. Pune C. Mumbai D. Mysore Answer: C

Q15. The Great Burkhan Khaldun Mountain is in which country?
    A. Chile B. Mongolia C. Turkey D. France Answer: B

Q16. Which state has the highest rural population in India according to the 2011 census?
    A. Uttar Pradesh B. Bihar C. Madhya Pradesh D. West Bengal Answer: A

Q17. The Narora atomic power plant is located in which district of Uttar Pradesh?
    A. Bulandshahar B. Barabanki C. Saharanpur D. Chanduali Answer: A

Q18. What is the capital of Croatia?
    A. Sofia B. Bucharest C. Zagreb D. Ljubljana Answer: C

Q19. ‘Sucre’ is the capital of which country?
    A. Suva B. Athens C. Chile D. Croatia Answer: D

Q20. What is the capital of Malawi?
    A. Helsinki B. Lilongwe C. Baku D. Manama Answer: B

Q21. What is the currency of Brunei?
    A. Brunei Real B. Brunei Dollar C. Brunei Peso D. Brunei Yen Answer: B

Q22. The ‘Buland Darwaza’ is located in which city of India?
    A. Varanasi B. Agra C. Jaisalmer D. Ranchi Answer: B

Q23. Nobel Price is given in memory of ______.
    A. Allan Nobel B. Samual Nobel C. Alfred Nobel D. Sam Nobel Answer: C

Q24. The UNESCO Kalinga prize is related to which of the following field?
    A. Sports B. Science C. Journalism D. Peace Answer: B

Q25. The letter 'D' stands for which of the following in the abbreviated name OECD ? Organisation of Economic Cooperation and ______.
    A. Defence B. Direction C. Dominance D. Development Answer: D
Q1. On which river is the Tehri Dam constructed?
    A. Son B. Gandak C. Chambal D. Bhagirathi Answer: D

Q2. Which type of account is most suitable for those who regularly save and expect to earn a reasonable profit on their deposits in a given time period?
    A. Fixed Deposit Account B. Regular Deposit Account C. Recurring Deposit Account D. Investment Deposit Account Answer: C

Q3. Select the ATM category from the following which is not correctly matched-
    A. Network ATM - Connected to an ATM network B. Off-site ATMs - which are not in contact with the bank's database C. Onsite ATM - The ATM which is inside / outside the branch building. D. Stadalone ATM - ATM that is not in contact with any ATM network. Answer: B

Q4 Which of the following was India's first development financial institution?
    A. Industrial Finance Corporation of India B. National Housing Bank C. Small Industries Development Bank of India D. Export-Import Bank of India Answer: A

Q5. Where was the first mutual fund established?
    A. Asia B. Australia C. USA D. Europe Answer: D

Q6. What is the current repo rate?
    A. 6.25% B. 6.50% C. 6.75% D. 5.75% Answer: D

Q7. What is the minimum capital requirement for opening a payment bank?
    A. 200 crores B. 100 crores C. 300 crores D. 500 crores Answer: D

Q8. Who is the Goodwill Ambassador of UNEP?
    A. Dia Mirza B. Baba Ramdev C. Kangana Ranaut D. Akshay Kumar Answer: D

Q9. The upper limit on investment in Kisan Vikas Patra (KVP) is ___.
    A. Rs 10000 B. Rs 50000 C. Rs. 25000 D. No upper limit Answer: D

Q10. A check presented for payment after 3 months from the date of check is called __.
    A. stale check B. Post dated check C. Anti-dated check D. Order Check Answer: D

Q11. MICR code consists of 9 digits. Where can we find it on a simple check?
    A. top right B. at the top left corner C. bottom center D. It does not happen on check Answer: C

Q12 Which banks are called scheduled banks?
    A. included in the Second Schedule to the Banking Regulation Act 1949 B. included in the Second Schedule to the Reserve Bank of India Act 1934 C. included in the Second Schedule to the Companies Act 1956 D. included in the second schedule of the Bank Nationalization Act 1969 Answer: B

Q13. When at the end of the day, all transactions are entered for the purpose of updating the records stored in the computer, it is called __________.
    A. real time operation B. online update C. off line D. batch update Answer: D

Q14. Which of the following is the Parliament of Bangladesh?
    A. Majlis B. Shura C. Caste association D. Jirga Answer: C

Q15. Which of the following are true regarding withdrawal of money from currency chests?
    A. Minimum of Rs. 1 lakh and in multiples of Rs. 1 lakh thereafter. B. Minimum of Rs 1 lakh and thereafter in multiples of Rs 50,000 C. Minimum Rs. 5 lakhs and thereafter in multiples of Rs. 10 lakhs. D. Minimum Rs. 5 lakhs and thereafter in multiples of Rs. 5 lakhs. Answer: B

Q16. Who was the Governor of RBI at the time of nationalization?
    A. O.A. Smith B. J.B. Tailor C. C.D. Deshmukh D. K.R. C. Niyogi Answer: C

Q17. In which state of India are the Sanchi Stupas located?
    A. Uttar Pradesh B. Bihar C. Madhya Pradesh D. Odisha Answer: C

Q18. The post drawer, drawee and payee are related-
    A. by check B. by promissory note C. By delivery order D. from the bill Answer: A

Q19. The paper currency of our country is issued by RBI under ……….
    A. Section 22 of the RBI Act 1934 B. Section 24 of the RBI Act 1934 C. Section 28 of the RBI Act 1934 D. Section 29 of the RBI Act 1934 Answer: A

Q20. In which year the headquarters of Reserve Bank of India was permanently shifted from Calcutta to Mumbai?
    A. 1940 B. 1945 C. 1948 D. 1937 Answer: D

Q21. 'Crisil' is classified under which type of company?
    A. banking company B. Investment Company C. Analytical Agency D. Investigation Agency Answer: C

Q22. PF withdrawal limit has been increased from 30000 to ____.
    A. 40000 B. 50000 C. 100000 D. 150000 Answer: B

Q23. Under which section of the Coinage Act 2011 are coins defined?
    A. Section 3 B. Section 4 C. Section 5 D. Section 6 Answer: D

Q24. Which of the following Bill / Bills has been amended by Lok Sabha?
    A. SARFAESI Act B. DRT Act C. Indian Stamp Act D. All of the above Answer: D

Q25. The highest denomination note ever made by the Reserve Bank of India is -
    A. 1000 B. 5000 C. 10000 D. 20000 Answer: C
Q1. What is the currency of Bulgaria?
    A. CFA Franc B. Won C. Lev D. Ruble Answer: C

Q2. December 10th is globally observed as _______.
    A. Navy Day B. Human Rights Day C. International Civil Aviation Day D. World Computer Literacy Day Answer: B

Q3. Which date is celebrated as the Victory Day in Bangladesh?
    A. 14th December B. 16th December C. 24th October D. 30th January Answer: D

Q4. Which among the following lakes was earlier known as Upper Lake or Bada Talab?
    A. Bhojtal Lake B. Dal Lake C. Chandra Taal D. Suraj Tal Answer: B

Q5. On which of the following state, Singur Dam is located?
    A. Telangana B. Madhya Pradesh C. Chhattisgarh D. Odisha Answer: A

Q6. Chinnar Wildlife sanctuary is located in which state of India?
    A. Karnataka B. Tamil Nadu C. Kerala D. Andhra Pradesh Answer: A

Q7. Which one of the following rivers is not a tributary of Godavari River?
    A. Wainganga B. Manjira C. Malaprabha D. Wardha Answer: C

Q8. SAARC Development Fund headquarters is located in which country?
    A. Kathmandu, Nepal B. Islamabad, Pakistan C. Thimpu, Bhutan D. New Delhi, India Answer: C

Q9. “Losar” is the state festival of which of the following Indian state?
    A. Kerala B. West Bengal C. Jammu & Kashmir D. Gujarat Answer: C

Q10. With which of the following states is the classical dance of Bharatnatyam associated?
    A. Kerala B. Karnataka C. Tamil Nadu D. Andhra Pradesh Answer: C

Q11. Moortidevi Award is given for excellence in the field of ___.
    A. Classical dance B. Literature C. Classical music D. Cinematography Answer: C

Q12. Which of the following terms is used in the game of Cricket?
    A. Love B. Tee C. Penalty stroke D. No Ball Answer: B

Q13. Grammy Award is given for which of the following fields?
    A. Cinema B. Theatre C. Music D. Story Writing Answer: D

Q14. International Organization for Migration (IOM) headquarters is located in which city?
    A. Rome B. London C. Washington D. Geneva Answer: C

Q15. What is the name of the autobiography of the veteran cricketer VVS Laxman?
    A. Wings of Fire B. 281 and Beyond C. Playing It My Way D. The Race of My Life Answer: D

Q16. Which of the following Iconic Temple Complex has been awarded the UNESCO Award of Merit 2018 by UNESCO Asia Pacific Regional Office?
    A. Sitaramchandraswamy Temple B. Srirangam Ranganathaswamy Temple C. Meenakshi Amman Temple D. Both A & B Answer: B

Q17. Which of the following countries hosted the Commonwealth Games 2018?
    A. Australia B. Tokyo C. South Africa D. Sri Lanka Answer: B

Q18. Which of the following state’s became part of Indian state after the 36th Constitutional Amendment?
    A. Sikkim B. Assam C. Bihar D. Kerala Answer: A

Q19. India’s largest cancer institute ‘National Cancer Institute’ (NCI) has been launched at _____.
    A. Panipat B. Ambala C. Jhajjar D. Rohtak Answer: B

Q20. Which historic city of Uttar Pradesh was officially renamed as Prayagraj?
    A. Lucknow B. Agra C. Kanpur D. Allahabad Answer: C

Q21. ‘SURYA KIRAN-XIII’, is a joint military exercise between India and _________.
    A. Japan B. France C. Russia D. USA Answer: D

Q22. The island of Socotra is a part of which of the following countries?
    A. Yemen B. Nigeria C. Oman D. Saudi Arab Answer: D

Q23. What is CNG?
    A. Complete Natural Gas B. Compressed Normal Gas C. Complete Normal Gas D. Compressed Natural Gas Answer: A

Q24. The Great Burkhan Khaldun Mountain is in which of the following country?
    A. Chile B. Mongolia C. Turkey D. France Answer: D

Q25. What is the capital of Armenia?
    A. Phnom Penh B. Pyongyang C. Moscow D. YerevanAnswer: D
Q1. Where is the headquarter of Bank of Maharashtra?
    A. Pune B. Vadodara C. New Delhi D. Mumbai Answer: A

Q2. "Prosperity for All" is the tagline of _______.
    A. Bank of Maharashtra B. Corporation Bank C. Bank of Baroda D. Bank of India Answer: B

Q3. Dena Bank and Vijaya Bank merged into which of the following banks?
    A. Bank of India B. Punjab National Bank C. Bank of Baroda D. State Bank of India Answer: C

Q4. Chanda Kochhar was associated with which bank?
    A. HDFC Bank B. ICICI Bank C. State Bank of India D. Reserve Bank of India Answer: B

Q5. Syndicate Bank is headquartered in Manipal. Manipal is a part of which state?
    A. Kerala B. Karnataka C. Odisha D. Meghalaya Answer: B

Q6. India does not share its border with which of the following country?
    A. China B. Taiwan C. Burma D. Bhutan Answer: B

Q7. Who was the main architect of the Green Revolution who greatly improved the agricultural yield in the country?
    A. MS Swaminathan B. VR Krish Iyer C. V Kurian D. Jawaharlal Nehru Answer: A

Q8. When was the Mumbai Stock Exchange established?
    A. 1875 B. 1900 C. 1922 D. 1947 Answer: A

Q9. What is the meaning of the term NSDL?
    A. National Securities Development Limited B. National Securities Depository Limited C. National Safety Development Limited D. Natural Safety Deployment Limited Answer: B

Q10. Which of the following statements is true?
    A. Banks cannot accept demand and time deposits from the public. B. Banks can only accept demand deposits from the public. C. Banks can only accept time deposits from the public. D. Banks can only accept demand and time deposits from the government. Answer: D

Q11. MMID is a seven digit number issued by banks for transfer of money .What does ‘I’ in MMID stand for?
    A. Input B. Internet C. Identifier D. Ink Answer: C

Q12. Which of the following is an electronic transfer system that operates in hourly batches?
    A. NEFT B. RTGS C. Paytm D. MICR Answer: A

Q13. In which of the following payment banks, the stakes are wholly owned by Government of India?
    A. Paytm B. NSDL C. Bandhan Bank D. IPPB Answer: D

Q14. Rabobank is a multinational banking and financial services company. It is headquartered in:
    A. Germany B. France C. Sweden D. Netherland Answer: D

Q15. EFTPOS is an electronic payment system involving electronic fund transfer based on the use of Payments cards, such as debit or credit cards, at ….terminals located at points of sale.
    A. Payment B. partial C. Panel D. Point Answer: A

Q16. The maximum limit for foreign investment in India as per the guidelines of ‘on tap’ licensing Drafted by RBI?
    A. 49 % B. 71 % C. 57 % D. 74% Answer: D

Q17. The rate at which RBI lends to the commercial banks is called:
    A. Base rate B. Repo rate C. Reverse repo rate D. SLR Answer: B

Q18. NFS is the largest network of shared automated teller machines(ATMs) in India and is run by Which of the following organization?
    A. SHCIL B. NSE C. NSDL D. NPCI Answer: D

Q19. The RBI original share capital was divided into shares of 100 each fully paid, which were initially Owned entirely by which of the following entities?
    A. Government of India B. British Government C. East India Company D. Private Shareholders Answer: D

Q20. Local Area Banks were set up by the Government of India with jurisdiction over two or three Contiguous………..
    A. localities B. cities C. states D. districts Answer: B

Q21. How many banks were nationalized as on 19 July, 1969?
    A. 15 B. 13 C. 14 D. 19 Answer: C

Q22. Second Time Nationalization of more than 5 banks were conducted in which of the following years?
    A. 1975 B. 1980 C. 1985 D. 1990 Answer: B

Q23. Scheduled Banks are classified into which of the following categories?
    A. Nationalized Banks B. Regional Rural Banks (RRB) C. Foreign Banks D. All of the Above Answer: D

Q24. Which of the following agencies is associated with the business of Insurance sector as a regulator?
    A. NPCI B. IRDAI C. SEBI D. AMFI Answer: B

Q25. The hundred rupee currency note in India bears the signature of which one of the following?
    A. Finance Minister of India B. Prime Minister of India C. Governor of the RBI D. President of India Answer: C
Q1. No Tobacco Day is observed every year on __________.
    A. 29 May B. 30 April C. 31 May D. 30 May Answer: C

Q2. In which of the following states, is the Feroz Shah Kotla Ground stadium situated?
    A. Uttar Pradesh B. Jharkhand C. Delhi D. West Bengal Answer: C

Q3. What is the currency of Egypt?
    A. Euro B. Krona C. Pound D. Ruble Answer: C

Q4. The Government of India celebrated GST Day on ______.
    A. 1 July B. 20 July C. 15 April D. 28 May Answer: A

Q5. Uri dam is constructed across which of the following rivers?
    A. Jhelum B. Chenab C. Beas D. Satluj Answer: A

Q6. Keibul Lamjao National park is located in which state:
    A. Manipur B. Mizoram C. Arunachal Pradesh D. Tripura Answer: A

Q7. When is World Polio Day observed?
    A. October 24 B. September 24 C. August 14 D. September 28 Answer: A

Q8. Which of the following is the capital of Bahrain?
    A. Doha B. Amsterdam C. Minsk D. Sofia Answer: D

Q9. Which of the following is the currency of South Korea?
    A. Yen B. Kyat C. Won D. Rupee Answer: C

Q10. What is the currency of Turkmenistan?
    A. Baht B. Dong C. Rial D. Manat Answer: D

Q11. The International Day against Nuclear Tests is being observed every year on _____.
    A. 10th March B. 15th June C. 25th July D. 29th August Answer: D

Q12. On which of the following river banks is the city of Hyderabad located?
    A. Coomb B. Krishna C. Godavari D. Musi Answer: D

Q13. In which of the following states is the Gorumara National Park located?
    A. Kerala B. West Bengal C. Haryana D. Madhya Pradesh Answer: B

Q14. Tarapur Atomic Power Station is located in which state of India?
    A. Maharashtra B. Bihar C. West Bengal D. Odisha Answer: A

Q15. The Pench National Park is located at which of the following state of India?
    A. Assam B. Bihar C. Madhya Pradesh D. Punjab Answer: C

Q16. What is the capital and currency of Cameroon?
    A. Yaounde, CFA Franc B. Bangui, CFA Franc C. Moscow, Ruble D. Kyiv, Hryvna Answer: A

Q17. The Bhitarkanika National Park is located at which of the following states of India?
    A. Bihar B. Assam C. Odisha D. Punjab Answer: C

Q18. The World Music Day is celebrated on _______.
    A. June 13th B. June 16th C. June 12th D. June 21st Answer: D

Q19. Konark which has famous “Sun God Temple’ with wonderful specimens of Hindu architecture lies in the state of:
    A. Odisha B. Gujarat C. Karnataka D. Madhya Pradesh Answer: A

Q20. Keibul Lamjao, world's only floating national park is located in which of the following states?
    A. Assam B. Tripura C. Manipur D. Arunachal Pradesh Answer: C

Q21. Which of the following rivers flows between India and China?
    A. Ganga B. Narmada C. Brahmaputra D. Chantal Answer: C

Q22. The census in India is done after a gap of every ____.
    A. 5 yr B. 10 yr C. 12 yr D. 15 yr Answer: B

Q23. The first Indian Governor-General of free India was_____.
    A. Lord Mountbatten B. C Rajagopalachari C. Dr. Rajendra Prasad D. Lord Wavell Answer: B

Q24. Mount Etna, one of the world's most active volcanoes, is located in which country?
    A. Italy B. France C. Dubai D. Egypt Answer: B

Q25. Dr. M.S. Swaminathan has distinguished himself in which of the following fields?
    A. Nuclear Physics B. Agriculture C. Astrophysics D. Medicine Answer: A
Q1. Which of the following state government has decided to provide 28000 agro-machines/farm equipment to farmers to prevent stubble burning?
    A. Haryana B. Uttar Pradesh C. Rajasthan D. Punjab Answer: D

Q2. Who among the following has won the Men’s Single title in the Roger Cup 2019?
    A. Roger Federer B. Rafael Nadal C. Novak Djokovic D. Dominic Thiem Answer: B

Q3. The Board of Control for Cricket in India (BCCI) has agreed to come under the ambit of the NADA. What is the expanded form of NADA?
    A. National Anti-Drug Agency B. National Anti-Doping Agency C. National Association of Drug Agency D. National Association of Doping Agency Answer: B

Q4. Which of the following cities hosted India’s largest Women Startup Summit 2019?
    A. Ranchi B. Kochi C. Lucknow D. Chandigarh Answer: B

Q5. Renowned Personality Harley Race passed away recently, he related with which of the following field?
    A. Cinema B. WWE Wrestler C. Literature D. Journalism Answer: B

Q6. Who among the following has topped the list of the highest-paid female athletes 2019 published by Forbes?
    A. Serena Williams B. Venus Williams C. Angelique Kerber D. Simona Halep Answer: A

Q7. India contributed USD 5 million to the UN Palestine refugee agency and the amount is handed over to UNRWA. What is the expanded form of UNRWA?
    A. United Nations Rehabilitation and Works Agency B. United Nations Relief and Works Agency C. United Nations Rehabilitation and Welfare Agency D. United Nations Relief and Welfare Agency Answer: B

Q8. Recently, ISRO has laid the foundation stone for Space Situational Awareness Control Centre at _____.
    A. Bengaluru B. Sriharikota C. Hyderabad D. Chennai Answer: A

Q9. Who among the following cricketers has become the batsman with the most- number of sixes in the T20I format?
    A. Virat Kohli B. Chris Gayle C. David Warner D. Rohit Sharma Answer: D

Q10. Which of the following bank has signed an agreement with Apollo Munich Health Insurance to buy out the entire Apollo Group’s stake of 50.8%?
    A. ICICI Bank B. Yes Bank C. Axis Bank D. HDFC Bank Answer: D

Q11. Recently, Union Home Minister Amit Shah has announced scrapping of which of the following article (s) that provided a special status to the state of Jammu and Kashmir?
    A. Article 370 B. Article 35A C. Article 280 D. Only A Answer: D

Q12. In which of the following states world’s first ultra-fast hyperloop project will come?
    A. Haryana B. Gujarat C. Maharashtra D. Karnataka Answer: C

Q13. The 4th South Asian Speaker’s Summit will be held in which of the following place?
    A. Male, Maldives B. New Delhi, India C. Kathmandu, Nepal D. Columbo, Sri Lanka Answer: A

Q14. US President Donald Trump has announced imposition of how much percentage additional tariff in Chinese imports?
    A. 25 % B. 20% C. 15% D. 10% Answer: D

Q15. Recently, which of the following countries has banned face-covering clothing, such as burqa, or niqab?
    A. France B. Sweden C. Netherland D. Japan Answer: C

Q16. Who is the current speaker of fifteenth Legislative Assembly of Karnataka?
    A. J H Patel B. K B Koliwad C. Jagadish Shettar D. V H Kageri Answer: D

Q17. Which of the following ministries has constituted the National Traders’ Welfare Board?
    A. Ministry of Home Affairs B. Ministry of Commerce and Industry C. Ministry of Earth Sciences D Ministry of External Affairs Answer: B

Q18. Who has been appointed the new Governor of Nagaland?
    A. Satya Pal Malik B. Lalji Tandon C. Anandiben Patel D. Fagu Chauhan Answer: D

Q19. Which of the following states has cancelled the birth anniversary celebrations of Hazrat Tipu Sultan?
    A. Tamil Nadu B. Punjab C. Karnataka D. Kerala Answer: C

Q20. Which of the following initiative has been launched by the Atal Innovation Mission to promote innovation at the community level in unserved/underserved regions of India?
    A. Atal Programme Mission Centre B. Atal Community Innovation Mission C. Atal Innovation Mission D. Atal Community Innovation Centre Answer: D

Q21. What is UN’s Sustainable Development Goal 2?
    A. No Poverty B. Zero Hunger C. Quality Education D. Education Answer: B

Q22. Who has been appointed new Governor of Uttar Pradesh?
    A. Fagu Chauhan B. Ganga Prasad C. Satya Pal Malik D. Anandiben Patel Answer: D

Q23. Former Union Minister S Jaipal Reddy passed away recently. He was associated with which political party?
    A. Bharatiya Janata Party (BJP) B. Indian National Congress (INC) C. Nationalist Congress Party (NCP) D. Communist Party of India (CPI) Answer: B

Q24. Who among the following Indian women Boxer has won the Gold medal in 51kg category at President’s Cup?
    A. Simranjit Kaur B. Pinki Rani C. Mary Kom D. Laishram Sarita Devi Answer: C

Q25. Which of the following states police has launched the Automated Multi-modal Biometric Identification System (AMBIS) project for Crime detection?
    A. Uttar Pradesh B. Assam C. Punjab D. Maharashtra Answer: D
Q1. ‘Blue Revolution’ is related to
    A. Sericulture B. Floriculture C. Horticulture D. Aquaculture Answer: D

Q2. Who is the current Chairperson of the Insolvency Bankruptcy Board of India (IBBI)?
    A. Suman Saxena B. Vinod Rai C. M.S Sahoo D. Navrang Saini Answer: C

Q3. Bharat QR code is developed by ____?
    A. NPCI B. RBI C. Niti Aayog D. SEBI Answer: A

Q4. “Devolution Index “is published by which of the following ___.
    A. Ministry of Finance B. Ministry of Commerce C. Reserve Bank of India D. Ministry of Panchayati Raj Answer: D

Q5. Which of the following is/are not an impact of “Deflationary gap”?
    A. Unemployment B. Low / negative rates of economic growth C. High Inflation rate D Fall in total output in an economy Answer: C

Q6. Which bank has signed the pact with Bharti Axa to distribute insurance products?
    A. Bank of Maharashtra B. Karnataka Bank C. PNB D. ICICI Answer: B

Q7. Which of the following is incorrect about Electoral Bonds?
    A. They can only be bought from the specified branches of the State Bank of India B. The life of an electoral bond will be 30 days C. Payments are not accepted in cash for purchasing such bonds D. The identity of the donor shall remain anonymous Answer: B

Q8. No frill account tag denotes banking facilities for which among the following?
    A. LIGs B. Minor C. Corporate houses D. Senior citizens Answer: A

Q9. Arrange the following on the increased level of economic integration?
    1) Common Market 2) Economic Union 3) Custom Union 4) FTA Select the correct answer A. 4-1-3-2 B. 1-2-4-3 C. 4-3-2-1 D. 4-3-1-2 Answer: D

Q10. Which of the following is not a feature of a hybrid annuity model?
    A. It’s a mix of EPC and BOT formats B. Under this government, an entity would collect the revenue C. Share of the government and private would be 40:60 respectively D. Revenue collection would be the responsibility of NHAI Answer: D

Q11. Which of the following abbreviation stands to describe Bad banks type institution?
    A. PARA B. PDMC C. BBMS D. PEMC Answer: A

Q12. What is the minimum capital requirement for new on tap license to set up Private Banks?
    A. Rs. 200 crore B. Rs. 300 crore C. Rs. 500 crore D. Rs. 600 crore Answer: C

Q13. The Public Provident Fund is a savings-cum-tax-saving instrument in India, introduced by the National Savings Institute of the Ministry of Finance in 1968. What is the minimum amount to be invested in PPF account?
    A. Rs. 100 B. Rs. 500 C. Rs. 1000 D. Rs. 200 Answer: B

Q14. As per the Banking Ombudsman Scheme, any person can file a complaint before the Banking Ombudsman, if the satisfied reply is not received from the bank within a period of ____.
    A. 1 month B. 3 months C. 2 months D. 6 months Answer: A

Q15. A savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for over a period of _____ years.
    A. One B. Two C. Three D. Four Answer: B

Q16. If one is not satisfied with the decision passed by the Banking Ombudsman, one can approach the appellate authority who is ____.
    A. Concern Bank Branch Manager B. Deputy Governor of the RBI C. General Manager of Concern Bank D. Finance Secretary Answer: B

Q17. The abbreviation 'ASBA' stand for ___.
    A. Applications Sent by Blocked Account B. Applications Security by Bank Account C. Applications Sustained by Blocked Amount D. Applications Serviced by Blocked Account Answer: D

Q18. Who has been appointed as the first CFO of the Reserve Bank of India?
    A. Sudha Balakrishnan B. M.K. Jain C. Amitabh Kant D. H R Khan Answer: A

Q19. Gilt-edged market means ___.
    A. Bullion Market B. Market of guns C. The market of pure Metal D. The market of Govt. Securities Answer: D

Q20. Which among the following is an umbrella organization for all retail payments system in India?
    A. RBI B. NPCI C. SEBI D. NITI Aayog Answer: B

Q21. Fiscal Policy is composed of several parts which include?
    A. Tax Policy and Expenditure Policy B. Investment or Disinvestment Strategies C. Debt or Surplus Management D. All of the Above Answer: D

Q22. Escrow Account may be defined as ?
    A. The account held by Importers B. account used to hold illegal money C. The account held by Exporters D. The account held by 3rd party on behalf of the other two parties Answer: D

Q23. In DEAF, what does A stand for?
    A. Awareness B. Assets C. Accounting D. Adjusted Answer: A

Q24. The term 'EMI' stand for ____.
    A. Equated Money Installment B. Equated Monthly Installment C. Equally monthly Installment D. Equated Monthly Income Answer: B

Q25. The concept of microfinance was launched in which of the following countries initially?
    A. India B. Afghanistan C. Sri Lanka D. Bangladesh Answer: D
Q1. Which of the following state govt has launched India’s first cloud-based Integrated Control and Command Centre (ICCC) powered by Hewlett Packard Enterprise’s Universal IoT Platform?
    A. Maharashtra B. Madhya Pradesh C. Bihar D. Karnataka Answer: B

Q2. National Technology Day is celebrated on _______.
    A. 12th May B. 10th May C. 15th May D. 11th May Answer: D

Q3. Who has inaugurated 6th US-India Aviation Summit in Mumbai 2018?
    A. Suresh Prabhu B. Nitin Gadkari C. Rajnath Singh D. Venkaiah Naidu Answer: A

Q4. Arunachal Pradesh Chief Minister Pema Khandu inaugurated the state’s biggest solar power plant at Energy Awareness Park at _______.
    A. Itanagar B. Guwahati C. Tawang D. Changlang Answer: A

Q5. Name the country that has launched Gaofen-5 (GF-5), a remote sensing satellite meant to conduct scientific research on the earth’s atmosphere.
    A. Japan B. Hong Kong C. China D. North Korea Answer: C

Q6. Who attended the conference on behalf of India conducted by the Shanghai Cooperation Organization (SCO) in Wuhan, China?
    A. Suresh Prabu B. K. J. Alphons C. Mahesh Sharma D. Shripad Naik Answer: B

Q7. Brahmapuram Power Station is located in ________ state.
    A. Karnataka B. Kerala C. Gujarat D. Jharkhand Answer: B

Q8. Sathyamangalam tiger Reserve is located in __________ State.
    A. Bihar B. Tamil Nadu C. Telangana D. Karnataka Answer: B

Q9. 71st Cannes Film Festival 2018 was held in which country?
    A. France B. Mexico C. Russia D. New York Answer: A

Q10. Kayamkulam Power Station is located in ________ state.
    A. Karnataka B. Jharkhand C. Gujarat D. Kerala Answer: D

Q11. Vindhyachal Super Thermal Power Plant is located in ________ state.
    A. Tamil Nadu B. Maharashtra C. Madhya Pradesh D. Odisha Answer: C

Q12. Sant Singaji Thermal Power Plant is located in ________ state.
    A. Madhya Pradesh B. Maharashtra C. Tamil Nadu D. Odisha Answer: A

Q13. Name India’s longest road and railway bridge connecting Dibrugarh in Assam to Pasighat in Arunachal Pradesh, that links between Sweden and Denmark?
    A. Godavari Bridge B. Munger Ganga Bridge C. Pasibel Bridge D. Bogibeel Bridge Answer: D

Q14. Who won the 11th KISS Humanitarian Award 2018 in Bhubaneswar, Odisha?
    A. Month in Yunus B. Momin Yunus C. Muhammad Yunus D. Maroof Yunus Answer: C

Q15. Name the Indian cricket player became the highest scoring (128) Indian in the history of the Indian Premier League, recently?
    A. Suresh Raina B. Virat Kohli C. Murali Vijay D. Rishabh Pant Answer: D

Q16. Which of the following private sector bank has set to roll out a capacity-building project with farmers in Haryana and Rajasthan under its ‘Livelihood and Water Security’ CSR initiative, recently?
    A. ICICI Bank B. Federal Bank C. YES Bank D. HDFC Bank Answer: C

Q17. Which of the following state government has started K-FON initiative to provide free internet over 20 lakh poor families in the state?
    A. Kerala B. Karnataka C. Maharashtra D. Telangana Answer: A

Q18. Who is the head of the committee to review/study the recovery of black money and performance of public sector banks among a host of subjects, recently?
    A. Mirthan Manohar Joshi B. Mirthula Manohar Joshi C. Murnan Manohar Joshi D. Murali Manohar Joshi Answer: D

Q19. Who has been appointed as the ambassador of India to the sultanate of Oman?
    A. Menu Mahawar B. Indra Mani Pandey C. Alkesh Joshi D. J S Mukul Answer: A

Q20. International Nurses Day is celebrated on ________.
    A. May 8th B. May 12th C. May 11th D. May 10th Answer: B

Q21. Satpura Thermal Power Plant is located in ________ state.
    A. Rajasthan B. Maharashtra C. Tamil Nadu D. Madhya Pradesh Answer: D

Q22. Which State Electricity Board has signed a memorandum of understanding with the National Thermal Power Corporation for increasing solar power generation in the state?
    A. Maharashtra B. Telangana C. Madhya Pradesh D. Kerala Answer: D

Q23. India signed an agreement with which of the following country in the field of Renewable Energy, recently?
    A. Peru B. Nepal C. Vietnam D. Azerbaijan Answer: A

Q24. Tirora Thermal Power Plant is located in ________ state.
    A. Rajasthan B. Madhya Pradesh C. Tamil Nadu D. Maharashtra Answer: D

Q25. Talcher Super Thermal Power Plant is located in ________ state.
    A. Rajasthan B. Maharashtra C. Tamil Nadu D. Odisha Answer: D
Q1. As per Nepal’s Central Bank circular, which of the following Indian currency denominations can’t be carried and used for trading?
    A. Rs. 200 B. Rs. 500 C. Rs. 2000 D. All the above Answer: D

Q2. In RNBC, what does R stand for?
    A. Repository B. Residuary C. Receipt D. Revaluation Answer: B

Q3. Under PSL, Foreign Bank having branches less than 20 In India are required to maintain the target of 40 %, which is to be achieved in a phased manner by___
    A. 2020 B. 2022 C. 2019 D. 2025 Answer: A

Q4. What does ‘A’ stand for in ‘NACH’?
    A. Application B. Arbitrage C. Automated D. Adjustment Answer: C

Q5. Who has been appointed Managing Director (MD) and CEO of ICICI Securities?
    A. D P Agrawal B. P C Hota C. Vijay Chandok D. Rajni Razdan Answer: C

Q6. 'Sub Prime Lending' is a term applied to the loan made to ___
    A. those borrowers who do not have a good credit history B. those who wish to take the loan against the mortgage of tangible assets C. those who have a good credit history and are known to a bank for 10 years D. those borrowers who are most preferred customers of the bank Answer: A

Q7. As per the Interim Budget 2019-20, how much amount has already been recovered in favor of banks and creditors?
    A. Close to Rs. 1 lakh crore B. Close to Rs. 2 lakh crore C. Close to Rs. 3 lakh crore D. Close to Rs. 4 lakh crore Answer: C

Q8. The headquarter of Rabobank is in ______.
    A. New York, USA B. Utrecht, Netherlands C. Tokyo, Japan D. Beijing, China Answer: B

Q9. On 10, April 2019, which of the following companies has launched new cloud platform ‘Anthos’ which allow users to run applications from anywhere?
    A. Twitter B. Facebook C. Yahoo D. Google Answer: D

Q10. Where is the head office of India Post Payments Bank located?
    A. New Delhi B. Kolkata C. Chennai D. Ahmedabad Answer: A

Q11. Which of the following statements gives the most correct definition of “Lender of Last Resort”?
    A. If a person or firm which is eligible to get a loan, does not get it from any commercial bank, may approach to Reserve Bank of India for the loan. B. If the state governments are in crisis and need money for a short term, they can approach RBI for this purpose C. If a commercial bank is in crisis, it may place its reasonable demand for accommodation to Reserve Bank of India D. Whenever the government declares a debt relief, the RBI will have to bear the brunt of it Answer: C

Q12. Which ministry has established an export promotion cell to create a sustainable ecosystem?
    A. Finance ministry B. MSME ministry C. External Affairs ministry D. Ministry of Commerce and Industry Answer: B

Q13. As per the guidelines issued by the SEBI, the Permanent Account Number (PAN) is must for which of the following?
    A. All Savings Bank Accounts B. Demat Accounts C. All Current Account D. All Housing Loan Account Answer: B

Q14. Which of the following banks has extended the Rs 4,100 crore loan for Visakhapatnam (VIZAG) Metro Rail project in Andhra Pradesh?
    A. ICICI Bank B. HDFC Bank C. Korea Exim Bank D. Central Bank of India Answer: C

Q15. What was the theme of the World Sustainable Development Summit-2019?
    A. Attaining the 2030 Agenda: Delivering on Our Promise B. Partnerships for a Resilient Planet C. Beyond 2015: People, Planet & Progress D. Attaining Energy, Water and Food Security for All Answer: A

Q16. The mobile banking app “LIME” was introduced by which of the following banks?
    A. SBI B. ICICI C. HDFC D. AXIS Answer: D

Q17. The benefit of standard deduction from salary was introduced in Budget 2018. The standard deduction of Rs 40,000 is increased to Rs. ____ in the Interim Budget 2019-20.
    A. Rs. 45,000 B. Rs. 50,000 C. Rs. 55,000 D. Rs. 60,000 Answer: B

Q18. The main function of an Asset Management Company is to:
    A. Hold the securities of various schemes B. Manage the funds by making investments in various types of securities C. Hold its property for the benefit of the unitholders D. Act on behalf of SEBI Answer: B

Q19. How much amount has been allocated for 'Pradhan Mantri Shram-Yogi Maandhan' in the Interim Budget 2019-20?
    A. 400 crore Rs B. 450 crore Rs C. 500 crore Rs D. 600 crore Rs Answer: C

Q20. Where is the headquarter of Jana Small Finance Bank?
    A. Ahmedabad B. Kolkata C. Chennai D. Bengaluru Answer: D
Q1. Chhabra Thermal Power Plant is located in ________ state.
    A. Odisha B. Maharashtra C. Tamil Nadu D. Rajasthan Answer: D

Q2. Which of the following country has canceled the Carbon Monitoring System (CMS) Programme of NASA, which cost $10 million per year to track carbon and methane?
    A. France B. USA C. UK D. Russia Answer: B

Q3. Which of the following state government has signed an MoU with the Centres Green Rating for Integrated Habitat Assessment (GRIHA) Council to train state PWD officials to rate government buildings, recently?
    A. Andhra Pradesh B. Manipur C. Madhya Pradesh D. Maharashtra Answer: D

Q4. Reserve Bank has initiated prompt corrective action against which public sector lender, due to a widening of its net loss to Rs 1,225.42 crore in the March quarter on mounting bad loans and higher provisioning to cover them?
    A. Canara Bank B. Punjab National Bank C. UCO Bank D. Dena Bank Answer: D

Q5. Who is the Chief Executive Officer (CEO) of the Food Safety and Standards Authority of India (FSSAI)?
    A. Pawan Kumar Agarwal B. Prakash Kumar Agarwal C. Pradeep Kumar Agarwal D. Yuvan Kumar Agarwal Answer: A

Q6. Name the Bollywood singer nominated as the Green Ambassador of the Sikkim state?
    A. Mohan Chauhan B. Mohit Chauhan C. Mohit Chauhan D. Mankit Chauhan Answer: C

Q7. Chhabra Thermal Power Plant is located in ________ state.
    A. Odisha B. Maharashtra C. Tamil Nadu D. Rajasthan Answer: D

Q8. Who released the book ‘Across the Bench – Insight into the Indian Military Judicial System’ by Lt Gen Gyan Bhushan in Lucknow?
    A. Gen S Roy Chowdhury B. Gen Bipin Rawat C. Gen V K Singh D. Gen Bikram Singh Answer: A

Q9. Army has finalized a mega _______ crore rupees project under which a range of ammunition for its critical weapons and tanks will be produced indigenously.
    A. 15000 B. 14000 C. 11000 D. 12000 Answer: A

Q10. Who was the First Indian Commander-in-Chief of the Indian Army ?
    A. P.N Thapar B. SM Srinagesh C. Rob Lockhart D. KM Cariappa Answer: D

Q11. Who is the present Army Staff of Indian Army?
    A. VK Rawat B. JK Singh C. Dalbir Singh D. Bipin Rawat Answer: D

Q12. Neyveli Thermal Power Plant is located in ________ state.
    A. Odisha B. Maharashtra C. Tamil Nadu D. Rajasthan Answer: C

Q13. Palatana Thermal Power Plant is located in ________ state.
    A. Uttarakhand B. Tripura C. Uttar Pradesh D. West Bengal Answer: B

Q14. Who is the head of UNDP?
    A. Irina Bokova B. Audrey Azoulay C. Siachin Steiner D. Achim Steiner Answer: D

Q15. Mukandra Hills tiger Reserve is located in __________ State.
    A. Assam B. Chattisgarh C. Tamilnadu D. Rajasthan Answer: D

Q16. Amrabad tiger Reserve is located in __________ State.
    A. Telangana B. Chattisgarh C. Tamilnadu D. Rajasthan Answer: A

Q17. Nawegaon- Nagzira tiger Reserve is located in __________ State.
    A. Bihar B. Tamil Nadu C. Telangana D. Karnataka Answer: D

Q18. Which of the following Country indigenously built aircraft carrier ‘Shandong’ starts sea trials?
    A. Nepal B. China C. Australia D. Austria Answer: B

Q19. What is the capital of North Korea?
    A. Nassau B. Phnom Penh C. Pyongyang D. Bogota Answer: C

Q20. Prime Minister Narendra Modi will lay the foundation stone of Rs 68 billion strategic tunnels in which of the following state?
    A. Gujarat B. Himachal Pradesh C. Jammu and Kashmir D. Maharashtra Answer: C

Q21. Name the Indian charity that won charity award in UK?
    A. World Vision India B. Jagriti Yatra C. M.S.N. Charities D. Sankurathri Foundation Answer: B

Q22. Nagarjunsagar tiger Reserve is located in __________ State.
    A. Maharashtra B. West Bengal C. Andhra Pradesh D. Rajasthan Answer: C

Q23. Who has been appointed as the head of U.S India Business Council?
    A. Shelia Mehta B. Ambika Sharma C. Wendy Kopp D. Anita Roddick Answer: B

Q24. Who is the first female director of the CIA, Central Intelligence Agency?
    A. Gina Haspel B. Rashmi Sinha C. Anuradha Krishnan D. Uma Bharti Answer: A

Q25. Asia’s longest bi-directional Zojila tunnel is located in which of the following state?
    A. Rajasthan B. Odisha C. Kerala D. Jammu Kashmir Answer: D
Q1. Which of the following organizations is the Mutual Fund Market regulator?
    A. IRDAI B. National Stock Exchange of India C. RBI D. SIDBI Answer: D

Q2. Which among the following organization is the regulator of Micro, Small and Medium enterprises in India?
    A. RBI B. NABARD C. SIDBI D. SEBI Answer: C

Q3. The selling of life assurance and other insurance products and services by banking institution is known as ____.
    A. Insurance cover B. Bancassurance C. Protection cover D. Assurance cover Answer: B

Q4. In Corporate Hedging, which of the following types of risks can be covered?
    A. Liquidity Risk B. Currency risk C. Credit Risk D. Transaction Risk Answer: B

Q5. In context with Banking, what is a Certificate of Deposit?
    A. Money Market Instrument B. Negotiable Instrument C. Transferable Instrument D. All of the above Answer: D

Q6. What does the letter F denote in 'NBFCs', a term seen very frequently in banking?
    A. Formal B. Fiscal C. Federal D. Functional Answer: D

Q7. Many banks have adopted/launched ‘Core Banking Solutions' (CBS). Core Banking Solution is
    A. a marketing strategy adopted by the banks B. a new type of ATM useful for rural population C. a delivery channel for quick and fast delivery D. a new product launched to help senior citizens only as they are not able to visit branches/ATMs frequently Answer: C

Q8. Which of the following is NOT a measure of Risk Management in Banks?
    A. CRR B. RTGS C. SLR D. Deposit Insurance Answer: B

Q9. The actual return of an investor is reduced sometimes as the prices of the commodities go up all of a sudden. In financial sector this type of phenomenon is known as ___.
    A. Probability risk B. Market risk C. Inflation risk D. Credit risk Answer: A

Q10. Where is the head office of India Post Payments Bank located?
    A. Mumbai B. New Delhi C. Kolkata D. Chennai Answer: D

Q11. Which of the following is not a component of a Financial System?
    A. Financial Markets B. Financial Institutions C. Financial Products D. Financial Consumers Answer: B

Q12. Future and Spot Market are components of which of the following categories of Capital Market?
    A. Primary Market B. Secondary Market C. Securities Market D. Money Market Answer: C

Q13. The degree of poverty for a given area is determined by the ____.
    A. Poverty Gap Index B. Squared Poverty Gap C. Inequality Index D. Poverty Inequality Index Answer: B

Q14. Under CAMEL norms, what does A stand for?
    A. Amortization B. Assets C. Accountability D. Adjustment of Liquidity Answer: B

Q15. In March 2019, the Reserve Bank of India set the average base rate to be charged from borrowers by non-banking financial companies (NBFCs) and micro-finance institutions (MFIs) at how much percent for the first quarter of the next fiscal?
    A. 9.21 per cent B. 8.50 per cent C. 7.32 per cent D. 6.50 per cent Answer: B

Q16. As per the Union Budget 2019-20, in FY 2019-20, the fiscal deficit target has been revised to ___.
    A. 3.1% B. 3.5% C. 3.2% D. 3.4% Answer: C

Q17. In BSBDA account, as directed by the individual banks, how many times a user can withdraw money from his account in a month?
    A. 4 B. 3 C. 5 D. No limit Answer: D

Q18. Under the Insurance Ombudsman scheme, how much fee is charged for filing and resolving customer complaints?
    A. Rs. 100 B. Rs. 50 C. Rs. 150 D. No fee Answer: A

Q19. Who has been appointed as the 13th President of the World Bank?
    A. Kirill Zimarin B. Thomas Jordan C. David Malpass D. Pedro Alba Answer: D

Q20. Who is the new managing director and CEO of the Axis bank?
    A. Amitabh Chaudhry B. Shikha Sharma C. Abhijeet Sinha D. Roshan Johr Answer: C

Q21. First person to estimate national income scientifically was
    A. Professor P.C. Mahalanobis B. Dadabhai Naoroji C. Dr. V. K. R.V. Rao D. Amartya Sen Answer: A

Q22. The Laffer curve shows the relationship between _______.
    A. Per capita income and environmental pollution B. Rate of unemployment and rate of inflation C. Tax rate and tax revenue D. Economic growth and income inequality Answer: C

Q23. Which of the following is not a component of India’s Foreign Exchange Reserves?
    A. Gold B. Special Drawing Rights (SDRs) C. International Monetary Fund (IMF) reserve position D. GOI Bonds issued overseas Answer: C

Q24. The minimum price below which the seller will not sell the goods, is known as?
    A. Shadow price B. Administered price C. Reserve price D. Shadow price Answer: D
Q1. Which of the following bank is to extend direct funding facility to village level entrepreneurs in cscs?
    A. Small industries Development Bank of India B. National Housing Bank C. Insurance Regulatory and Development Authority D. Insurance Regulatory and Development Authority of India Answer: A

Q2. Which of the folowing bank has been empaneled as “ Settlement Bank “ by National Stock Exchange?
    A. Bank of India B. Bank of Baroda C. Uco Bank D. Yes Bank Answer: D

Q3. _________ will be coordinating with YES bank accounts for its risk management and settlement operations that it does on behalf of NSE.
    A. Natural Services Clearing Corporation Limited B. National Services Corporation Clearing Limited C. National Services Clearing Corporation Limited D. Natural Securities Clearing Corporation Limited Answer: D

Q4. Which of the following bank is to start an innovation lab for better digital banking,which is headed by former chief Technology officer Mr.Rohan Angrish at small business lender Fintech Capital Float?
    A. Federal Bank B. ICICI Bank C. Union Bank of India D. UCO Bank Answer: B

Q5. What is the 3 point strategy of the innovation lab established by ICICI bank for better digital banking?
    A. ‘ Rush , Evaluate & imagine ‘ B. ‘ Run , Evaluate & imagine ‘ C. ‘ Rapid , Evolve & imagine ‘ D. ‘ Rush ,Evolve & Imagine ‘ Answer: C

Q6. Which bank allows Rupee Co-op Bank to continue banking services under restriction till August 31, 2018?
    A. World Bank (WB) B. National Housing Bank (NHB) C. Infrastructure Development Finance Company D. Reserve Bank of India (RBI) Answer: D

Q7. Where is the headquarters of Rupee Co-op Bank located?
    A. Jaipur, Rajasthan B. Pune, Maharastra C. Ajmer, Rajasthan D. Aurangabad, Maharastra Answer: B

Q8. Who has been appointed as the first Chief Financial Officer(CFO) by Reserve Bank of India?
    A. Kimberly Pirhonen B. Marc Belisle C. Guy Lepage D. Sudha Balakrishnan Answer: D

Q9. Who has been appointed as the MD & CEO of Airtel Payments Bank?
    A. Suresh Sethi B. Renu Satti C. Rishi Gupta D. Anubrata Biswas Answer: D

Q10. _______ signed a loan agreement with the World Bank for IBRD Credit of USD 21.7 million for the strengthening public financial management in Rajasthan Project in New Delhi.
    A. Pakisthan B. China C. India D. Nepal Answer: D

Q11. Which of the following Bank has launched an initiative ‘AshaKiran’ to empower women in India’s smaller towns and cities?
    A. Fino PayTech B. Indian Post Payment Bank C. Paytm D. Airtel Payment Banks Answer: C

Q12. The six members Monetary Policy Committee (MPC) of RBI has decided to hike Repo to _____
    A. 6.25% B. 6.00% C. 6.15% D. 6.10% Answer: C

Q13. The Marginal Standing Facility (MSF) Rate has been raised to _____
    A. 6.35% B. 6.15% C. 7.00% D. 6.50% Answer: D

Q14. The Reverse Repo Rate has been raised to ______
    A. 6.75% B. 6.50% C. 5.95% D. 6.00% Answer: D

Q15. Reserve Bank of India is conducting Financial Literacy Week from June 4 on the theme of __________
    A. ‘Exercising Credit Discipline’ B. ‘Customer Protection’ C. ‘Consumer Production’ D. ‘Retailer Production’ Answer: B

Q16. Government (Union Finance Ministry) has signed US $500 million (Rs 3,371 crore) loan agreement with with which bank to provide additional financing for Pradhan Mantri Gram Sadak Yojana (PMGSY) rural road projects?
    A. State Bank of Bank B. United Bank of India C. UCO Bank D. World Bank Answer: D

Q17. IMF released its loan of $250mn to the island nation of Srilanka in which the restructuring of loss making Srilankan Airlines was proposed . What is the full form of IMF?
    A. Intra Monetary Fund B. Inter Monetary Fund C. Integrated Monetary Fund D. International Monetary Fund Answer: D

Q18. Who has been appointed as the debuty governor of RBI and CEO of IDBI Bank?
    A. N. S Vishwanathan B. MK Jain C. Viral V. Acharya D. Shri S. S. Mundra Answer: B

Q19. Which of the following bank located most of its operational activities at a shared service center (SSC) at the GIFT City near Ahmedabad?
    A. Bank of Baroda B. Bank of India C. Union Bank of India D. UCO Bank Answer: A

Q20. Which Country had signed USD 200 Mn Loan deal with world bank for National Nutrition Mission?
    A. Argentina B. Angola C. India D. Europe Answer: C

Q21. According to the data from BSE which of the following bank beat india’s largest lender State Bank of India (SBI) for the first time to become the second most valued bank in the country?
    A. Axis Bank B. Yes Bank C. HDFC Bank D. Kotak Mahindra Bank Ltd Answer: D

Q22. _________ remained country’s most valuable bank with a market capitalisation of Rs5.04 trillion.
    A. Yes Bank B. HDFC Bank C. Axis Bank D. Kotak Mahindra Bank Ltd Answer: B

Q23. Which of the following bank launched new products such as pre-approved credit card and UPI solution to mark its 124th foundation day?
    A. ICICI Bank B. Yes Bank C. Axis Bank D. Punjab National Bank Answer: D

Q24. National E-Repository Limited (NERL), a group company of National Commodity and Derivatives Exchange Limited (NCDEX ), has brought in which of the following banks on board as the repository participants for pledge finance?
    A. Axis Bank and Yes Bank B. ICICI Bank and Axis Bank C. Yes Bank and ICICI Bank D. Yes Bank and HDFC Bank Answer: B

Q25. What is the abbreviation of D in WDRA?
    A. Direction B. Deployment C. Development D. Derivatives Answer: C
Q1. Pradhan Mantri Jan Dhan Yojana is a scheme for comprehensive financial inclusion launched by Prime Minister of India Narendra Modi in _____.
    A. 2010 B. 2014 C. 2016 D. 2015 Answer: B

Q2. RBI granted approval in 2016 to ______ entities to set up small finance banks.
    A. Nine B. Five C. Six D. Ten Answer: D

Q3. Which of the following is the main aim of the ADB?
    A. To create a trade block in the Asian continent to save the environment of the region B. To accelerate the social and economic development of the Asia and Pacific region C. To establish a trade block in Asia to deal with the competition coming from the European countries. D. All of these Answer: B

Q4. Which of the following statement is True?
    A. Payments bank is a new model of banks conceptualized by the Reserve Bank of India (RBI). B. These banks can accept a restricted deposit, which is currently limited to ? 1 lakh per customer. C. These banks may not issue loans or credit cards but may offer both current and savings accounts. D. All of these Answer: D

Q5. Where is the headquarters of the ADB?
    A. Manila B. Kathmandu C. Jakarta D. New Delhi Answer: A

Q6. In which year, the Indian government nationalized 14 major private banks; one of the big banks was Bank of India?
    A. 1980 B. 1969 C. 1963 D. 1947 Answer: A

Q7. The first entirely Indian joint stock bank was the Oudh Commercial Bank, established in 1881 in __________.
    A. Lucknow B. Ayodhya C. Gorakhpur D. Faizabad Answer: D

Q8. In which year, the Banking Regulation Act was enacted, which empowered the Reserve Bank of India (RBI) to regulate, control, and inspect the banks in India?
    A. 1970 B. 1976 C. 1949 D. 1960 Answer: C

Q9. In which year, the government merged New Bank of India with Punjab National Bank?
    A. 1990 B. 1992 C. 1995 D. 1993 Answer: D

Q10. All banks included in the ______ Schedule to the Reserve Bank of India Act, 1934 are Scheduled Banks.
    A. First B. Second C. Third D. Fourth Answer: B

Q11. Which organization has slapped an Rs1-crore penalty on Syndicate Bank and Rs20 lakh on Axis Bank for violating norms recently?
    A. NABARD B. RBI C. SEBI D. TRAI Answer: B

Q12. Indian Banking Association has issued advisory requesting banks to waive off the processing, documentation, inspection and all other service charges for Kisan Credit Card and crop loans up to _________ lakh rupees.
    A. 15 lakh rupees B. 10 lakh rupees C. 5 lakh rupees D. 3 lakh rupees Answer: B

Q13. Which of the following Payments Bank has announced the launch of a sweep account facility in association with Suryoday Small Finance Bank (SSFB)?
    A. Fino Payments Bank B. India Post Payments Bank C. Airtel Payments Bank D. Jio Payments Bank Answer: A

Q14. Who is the present Managing Director & CEO of Syndicate Bank?
    A. Kamal Kishore Singhal B. Vandana Kumari Jena C. Ajay Vipin Nanavati D. Mrutyunjay Mahapatra Answer: D

Q15. Where is the Head Office of Indian Banks' Association?
    A. Chennai B. New Delhi C. Mumbai D. Kolkata Answer: C

Q16. Where is the Head Office of Suryoday Small Finance Bank?
    A. Jaipur B. Bhopal C. Nagpur D. Navi Mumbai Answer: D

Q17. RBI in the exercise of powers conferred under Section 47 A of the Banking Regulation Act, 1949 has levied a penalty of ___________________ on the State Bank of India (SBI) for not monitoring the end use of funds in respect of one of its borrowers.
    A. 5 crore B. 100 crore C. 20 crore D. 1 crore Answer: D

Q18. Which organization has decided to treat deposits to over Rs. 2 crore as ‘bulk’ as they doubled the limit for the same from the earlier Rs. 1 crore?
    A. SBI B. FICCI C. RBI D. NABARD Answer: C

Q19. State-owned power giant NTPC has announced that it has signed a term loan agreement for Rs 5,000 crore with ____________________.
    A. Bank of Baroda B. State Bank of India C. Punjab National Bank D. Exim Bank Answer:

Q20. State Bank of India is an Indian multinational, public sector banking and financial services statutory body. Who is present Chairperson of SBI?
    A. Rajnish Kumar B. Arundhati Bhattacharya C. Pratip Chaudhuri D. Om Prakash Bhatt Answer: B

Q21. The National Federation of Urban Cooperative Banks and Credit Societies Ltd. (NAFCUB) is an Apex Level Promotional body of Urban Cooperative Banks and Credit Societies Ltd. in the Country. The Federation was registered under the Multi-State Cooperative Societies Act as a Multi-State Cooperative Society on-
    A. 17th February 1998 B. 17th February 1990 C. 11th February 1982 D. 17th February 1977 Answer: A

Q22. MCLR is the minimum interest rate, below which a bank is not permitted to lend. What is the full form of MCLR?
    A. Marginal Cost of Funds based Lending Rate B. Marginal Cost of Financial based Lending Rate C. Marginal Cost of Funding based Lending Rate D. Management Cost of Funds based Lending Rate Answer: D

Q23. Where is the registered office of National Federation of Urban Cooperative Banks and Credit Societies Limited (NAFCUB)?
    A. Mumbai B. Shimla C. Kolkata D. New Delhi Answer: A

Q24. HDFC ERGO General Insurance Company has announced the launch of ?Trip Protector’ insurance policy recently. Where is the Headquarters of HDFC ERGO General Insurance Company?
    A. New Delhi B. Chennai C. Mumbai D. Pune Answer: D

Q25. The government has approved recapitalization of Rs 48,239 crore in _______________ public sector banks in this fiscal to help them maintain regulatory capital requirements and finance growth plans.
    A. 10 B. 12 C. 18 D. 15 Answer: B
Q1. Under IMPS, a given amount can also be remitted through ABR Service. What does ABRS stand for?
    A. Aadhaar Based Remittance Service B. Aadhaar Based Resource Scheme C. Aadhaar Based Refinance Service D. Aadhaar based Redevelopment Scheme Answer: A

Q2. In the context of banking, what does ‘BBB’ stands for__?
    A. Bank Broadcast Bureau B. Bank Beneficial Bureau C. Bank Beneficial Bureau D. Bank Board Bureau Answer: D

Q3. In the Union Budget 2019-20, Government has lowered the GST rate on electric vehicles from 12% to ____.
    A. 10 % B. 8 % C. 6 % D. 5 % Answer: D

Q4. What does ROE stands for in nance?
    A. Rate of Earning B. Risk Weighted Operating Expense C. Return on Equity D. Return on Expenses Answer: C

Q5. Commercial Paper are linked to__.
    A. money market B. capital market C. government market D. regulated market Answer: A

Q6. Who is known as the father of modern Economics?
    A. John Maynard Keynes B. Adam Smith C. Alfred Marshall D. Amartya Sen Answer: B

Q7. Which of them is/are correct in relation with types of market?
    A. Perfect competition B. Monopoly C. Monopolistic Competition D. Oligopoly Answer: E

Q8. In PPC what does the letter ‘C’ stands for in connection with Economics parlance?
    A. Cost B. Curve C. Circle D. Company Answer: B

Q9. Who is the author of the famous book “The General Theory of Employment, Interest and Money”?
    A. Raghuram Rajan B. Adam Smith C. Alfred Marshall D. John Maynard Keynes Answer: D

Q10. Who was the rst Indian administrator-statesman to attempt planning as a means for economic development?
    A. Amartya Sen B. M Viswesvarayya C. VT Krishnamachari D. C Rajagopalachari Answer: B

Q11. Which of the following is the basic characteristic of Oligopoly?
    A. a few sellers, one buyer B. a few sellers, many buyers C. a few sellers, a few buyers D. many sellers, few buyers Answer: B

Q12. Which of the following is known as plastic money?
    A. Cheques B. Demand Drafts C. Credit Cards D. Gift Cheuqe Answer: C

Q13. Insider trading is related to-
    A. Horse Racing B. Taxation C. Public Expenditure D. Share Market Answer: D

Q14. What does Contango mean in nancial markets?
    A. A Type of price fluctuation in the capital market B. A type of Debt bond, which is purchased from foreign financial markets C. A scenario where price of a commodity is higher in future markets than spot market D. A situation where, market is showing bullish trend for consecutive two years Answer: C

Q15. The term "Escrow account" generally refers to:
    A. the money held in a third-party account on behalf of transacting parties. B. the bank accounts that could be maintained without or with very low minimum balance. C. the bank account on which no restrictions on the number of times deposit in cash/cheque can be made D. the bank accounts for senior citizens and disabled persons Answer: A

Q16. Market economy status is associated with?
    A. World bank B. IMF C. BRICS D. WTO Answer: D

Q17. What’s the full form of APMC?
    A. Agro processed marked commodity B. Additional product management committee C. Agricultural produce marketing committee D. Accredited products management committee Answer: C

Q18. As per the Economic Survey 2018-19, GDP growth for 2019-20 has been predicted at ____
    A. 6.5 % B. 7.8 % C. 6.8 % D. 7% Answer: D

Q19. The Reserve Bank of India (RBI) has released the guidelines on FBA for better governance of benchmark processes. What does FBA stand for?
    A. Financial Benchmark Administrators B. Financial Benchmark Authority C. Frame Benchmark Application D. Financial Benchmark Action Answer: A

Q20. Insurance Ombudsman means.
    A. Person appointed to recover dues from defaulting borrowers B. A person to whom customers can approach for redress of their grievances C. A person appointed to settle dispute between employees and management D. A person appointed by IRDAI to oversee the functioning of Insurance companies Answer: B

Q21. The Financial Literacy Week 2019 was observed from 3-7 June 2019. It is an annual initiative by Reserve Bank of India (RBI) to promote awareness on key topics through a focused campaign. The theme of Financial Literacy Week 2019 is _____.
    A. Customers Protection B. Green Banking C. Farmers D. Know Your Customer Answer: C

Q22. National Company Law Tribunal (NCLT) approved the merger which bank with Bharat Financial Inclusion (BFIL) Ltd?
    A. Bandhan Bank Ltd B. IndusInd Bank C. Yes Bank D. Lakshmi Vilas Bank Answer: B

Q23. Which of the following institutions has released the “Payment and Settlement Systems in India: Vision 2019 – 2021″?
    A. National Payments Corporation of India (NPCI) B. State Bank of India (SBI) C. Reserve Bank of India (RBI) D. Ministry of Finance Answer: C

Q24. Which insurance company of India launched a new micro insurance plan called “Micro Bachat”?
    A. NIACL B. LIC C. NICL D. UIIC Answer: B

Q25. "Prompt Corrective Action" (PCA), was in the news recently. It is related to ____.
    A. A procedure used against pink bollworm insect to protect cotton farming. B. A complex corrective action used to decrease the acidity of saline soils C. A life-saving procedure which induces labour and controls bleeding during childbirth. D. RBI issued a Prompt Corrective Action (PCA) framework to maintain sound financial health of banks Answer: D
Q1. What is the capital of Czech Republic?
    A. Prague B. Nicosia C. Zagreb D. Stockholm Answer: A

Q2. What is the currency of Vietnam?
    A. Birr B. Quetzal C. Gourde D. Forint Answer: D

Q3. Assumption island is located in which country?
    A. Seychelles B. Maldives C. Mauritius D. Sri Lanka Answer: A

Q4. With which of the following states can the Gambhira dance be associated?
    A. Jharkhand B. Bihar C. West Bengal D. Uttar Pradesh Answer: C

Q5. What is the currency of Venezuela?
    A. Balboa B. Bolivar C. Quetzal D. Lats Answer: B

Q6. Where is Amangarh tiger reserve?
    A. Madhya Pradesh B. Rajasthan C. Chhattisgarh D. Uttar Pradesh Answer: D

Q7. The capital of Finland is___.
    A. Hague B. Oslo C. Reykjavik D. Nicosia Answer: B

Q8. In which of the following states of India is the Lokpriya Gopinath Bordoloi International Airport is situated?
    A. Tripura B. Meghalaya C. Manipur D. Assam Answer: D

Q9. Which of the following is called ‘the pink city of India’?
    A. Kolkata B. Lucknow C. Kota D. Hyderabad Answer: D

Q10. Numaligarh Renery Plant is in which state______.
    A. Mizoram B. Telangana C. Assam D. Maharashtra Answer: D

Q11. What is the name of India's only mixed world heritage site?
    A. Western Ghats B. Historic City of Ahmadabad C. Khangchendzonga National Park D. Keibul Lamjao National Park Answer: C

Q12. In which of the following states is the Cheruthoni dam located?
    A. Karnataka B. Tamilnadu C. Kerala D. Andhra Pradesh Answer: C

Q13. Which of these ports lies on the eastern sea coast of India?
    A. Cochin B. Kandla C. Vizag D. Madurai Answer: D

Q14. The Sariska National Park is located at which of the following states of India?
    A. Bihar B. Assam C. Rajasthan D. Punjab Answer: C

Q15. The Ranthambore National Park is located in which of the following states of India?
    A. Karnataka B. Haryana C. Rajasthan D. Bihar Answer: D

Q16. Sipat Thermal Power Plant is located in which state of India?
    A. Punjab B. Uttar Pradesh C. West Bengal D. Chhattisgarh Answer: C

Q17. The Kala Ghoda Arts Festival is associated with which one of the following cities?
    A. Kochi B. Pune C. Mumbai D. Mysore Answer: D

Q18. Pipavav Shipyard is located in which of the following states of India?
    A. Maharashtra B. Gujarat C. Karnataka D. Goa Answer: B

Q19. On which of the following rivers is the Tehri Dam constructed?
    A. Son B. Gandak C. Chambal D. Bhagirathi Answer: C

Q20. The Veer Savarkar International Airport is located at which city of India?
    A. Port Blair B. Chennai C. Cochin D. Diglipur Answer: A

Q21. The term NFC used for Smart Phone refers to
    A. Network Forwarding control B. Near Field communication C. Network Feddback control D. Negative Feedback communication Answer: B

Q22. The Onges tribes is indigenous to which of the following regions of India?
    A. Manipur B. Jharkhand C. Tripura D. Andaman and Nicobar Islands Answer: D

Q23. Martina Hingis, the famous tennis player, hails from which country?
    A. Russia B. Poland C. Switzerland D. United Kingdom Answer: C

Q24. Which of the following combinations is NOT correct?
    A. RatanTata - Small Cars B. Aamir Khan- Film Direction C. Leander Paes- Sports D. Mukesh Ambani- Member of the Rajya sabha Answer: D

Q25. The famous name ‘IPL’ is closely associated with which of the following areas?
    A. International Film Festivals B. Climate Change C. Fashion Shows D. Sports event Answer: D
Q1. Which of the following banks and the Commonwealth Bank of Australia (CommBank) has teamed up for ‘World First’ Blockchain Bond Transaction?
    A. Asian Development Bank B. Reserve Bank of India C. Asian Infrastructure Investment Bank D. Federal Reserve System Answer: D

Q2. Bank branches are established under which section of Banking Regulations Act, 1949?
    A. Section 20 B. Section 23 C. Section 22 D. Section 10 Answer: B

Q3. What is the loan limit for education under priority sector for studies abroad?
    A. Rs. 30 lakh B. Rs. 25 lakh C. Rs. 20 lakh D. Rs. 15 lakh Answer: C

Q4. What is the duration of the PPF account?
    A. 3 years B. 5 years C. 9 years D. 15 years Answer: D

Q5. On 18th June, the Reserve Bank of India (RBI) has set up an eight-member expert committee to suggest long-term solutions for the economic and financial sustainability of the micro, small and medium enterprises (MSMEs). The committee will be headed by _
    A. Ram Mohan Mishra B. PK Gupta C. UK Sinha D. Abhiman Das Answer: C

Q6. Which of the following can issue a commercial paper?
    A. Companies B. Primary Dealers C. Small Industries Development Bank of India D. All Indian Financial Institution Answer: D

Q7. What is the full form of MAT?
    A. Maximum Alternate Tax B. Minimum Alternate Tax C. Minimum Affordable Tax D. Maximum Affordable Tax Answer: B

Q8. In what denominations Commercial Paper (CP) can be issued?
    A. Rs. 1 lakh B. Rs. 2 lakh C. Rs. 5 lakh D. Rs. 10 lakh Answer: C

Q9. Who has been appointed as the chief vigilance officer (CVO) of Punjab National Bank (PNB)?
    A. Pawan Munjal B. Rajiv Bajaj C. G V Prasad D. V K Tyagi Answer: D

Q10. The Shanghai Cooperation Organisation (SCO) Council of Foreign Ministers was held in ____.
    A. Tajikistan B. China C. Kyrgyzstan D. Kazakhstan Answer: C

Q11. Who has been assigned the task of running RBI’s monetary policy?
    A. M. K. Jain B. B. P. Kanungo C. N. S. Vishwanathan D. Viral V. Acharya Answer: B

Q12. When a customer deposits cheque to a bank, the bank is a
    A. Drawer B. Agent C. Principal D. Drawee Answer: B

Q13. Which of the following institutions provides secured depository services?
    A. Other than those given as options B. RBI C. NSDL D. BSE Answer: C

Q14. In our country, a cheque remains valid for payment for _______________from the date of issue.
    A. 3 months B. 6 months C. 9 months D. 12 months Answer: A

Q15. Currently, what is the base year for calculating the Gross Domestic Product (GDP) in India?
    A. 2008-09 B. 2010-11 C. 2011-12 D. 2012-13 Answer: C

Q16. What is the minimum capital requirement for New Banks in the Private Sector?
    A. Rs. 200 crore B. Rs. 300 crore C. Rs. 500 crore D. Rs. 600 crore Answer: C

Q17. What is the minimum amount to be invested under the Sukanya Samriddhi Scheme?
    A. Rs. 600 B. Rs. 500 C. Rs. 200 D. Rs. 100 Answer: D

Q18. Where is the headquarters of the New Development Bank (NDB) located?
    A. Beijing B. Tokyo C. Shanghai D. New Delhi Answer: C

Q19. What is an 'ante-dated' cheque?
    A. A cheque issued without the drawer's signature B. A cheque with the only sign of the drawer C. A cheque which has completed three months from its date of issue D. A cheque which has completed six months from its date of issue Answer: D

Q20. What is the maximum limit for a loan under the Tarun scheme of Mudra Bank loan Yojana?
    A. Rs. 20 Lakhs B. Rs. 5 Lakhs C. Rs. 10 Lakhs D. Rs. 15 Lakh Answer: C

Q21. Where is Asia’s largest tulip garden ‘Indira Gandhi Memorial Tulip Garden’ located?
    A. New Delhi B. Srinagar C. Ranikhet D. Jaipur Answer: B

Q22. What is the currency of Malaysia?
    A. Ringgit B. Koruna C. Litas D. Rufiyaa Answer: A

Q23. Dudhawa Dam is built across _____ river.
    A. Krishna B. Narmada C. Godavari D. Mahanadi Answer: D

Q24. Which Award is often considered as Asia’s Nobel Prize?
    A. Bharat Ratna B. National Sadbhavna Award C. Ramon Magsaysay D. Gandhi Peace Award Answer: C

Q25. The Five permanent members of the United Nations Security Council are ______.
    A. Canada, China, France, U.S.A., UK. B. China, France, Russia U.S.A., UK. C. Japan, Germany, Russia, U.S.A., U.K. D. Germany, China, Russia U.S.A., UK Answer: D
Q1. Which bank is the banker to the Central Government?
    A. NABARD B. Reserve Bank of India C. Punjab National Bank D. State Bank of India Answer: B

Q2. What are the cooperative banks at the village level known as?
    A. Central Cooperative banks B. Primary agricultural cooperative societies C. Village Cooperative banks D. StateCooperative banks Answer: C

Q3. Which of the following can issue a commercial paper?
    A. Companies B. Primary Dealers C. Commercial Banks D. All Indian Financial Institution Answer: D

Q4. Interest Rate on which of the following deposit schemes is xed by the Reserve Bank of India?
    A. Fixed deposits after 5 years maturity B. Recurring Deposits C. Savings Bank D. Flexi Deposit Scheme Answer: D

Q5. Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means:
    A. Sale or purchase of government securities B. Issuance of different types of bonds C. Auction of gold D. All of these Answer: A

Q6. Balances in deposit accounts which are not operated for at least years are to be transferred to the RBI.
    A. 2 B. 7 C. 12 D. 5 Answer: B

Q7. What is the full form of MAT?
    A. Maximum Alternate Tax B. Minimum Alternate Tax C. Minimum Affordable Tax D. Maximum Affordable Tax Answer: D

Q8. What is the duration of PPF account?
    A. 3 years B. 5 years C. 9 years D. 15 years Answer: D

Q9. In our country, a cheque remains valid for payment for _______________from the date of issue.
    A. 3 months B. 6 months C. 9 months D. 12 months Answer: A

Q10. Real Time Gross Settlement or RTGS enables
    A. Immediate transfer of money from customer of one bank to customer of another bank. B. Immediate transfer of money from customer of one branch to customer of another branch within the same bank. C. Immediate transfer of money from customer of one country to customer of another country. D. Immediate transfer of money from customer of one bank to customer of the RBI. Answer: A

Q11. Currently, what is the base year for calculating the Gross Domestic Product (GDP) in India?
    A. 2008-09 B. 2010-11 C. 2011-12 D. 2012-13 Answer: C

Q12. Many times we hear about the 'Banking Ombudsman'. What is/are the major roles of same ?
    (A) Banking Ombudsman is a quasi judicial authority having powers to summon, the banks and customers both in case of dispute. (B) The Banking Ombudsman are appointed by the President of India and are retired judges of the High or Supreme Courts. (C) The decisions/judgements given by the Banking Ombudsman cannot be taken to any court of justice as their decisions are problems/disputes. A. Only (A) B. Only (B) C. Only (C) D. All (A), (B) and (C) Answer: A

Q13. What is the minimum capital requirement for New Banks in the Private Sector?
    A. Rs. 200 crore B. Rs. 300 crore C. Rs. 500 crore D. Rs. 600 crore Answer: C

Q14. What is the minimum amount to be invested under Sukanya Samriddhi Scheme?
    A. Rs. 600 B. Rs. 500 C. Rs. 200 D. Rs. 100 Answer: A

Q15. A savings as well as current account should be treated as inoperative/dormant if there are no transactions in the account for over a period of _____ years
    A. One B. Two C. Three D. Four Answer: B

Q16. At which rate the RBI lends money to a public sector bank on a long term basis?
    A. Repo rate B. Reverse repo rate C. Cash Reserve ratio D. Statutory Liquidity ratio Answer: D

Q17. Where is the headquarters of New Development Bank (NDB) located?
    A. Beijing B. Tokyo C. Shanghai D. New Delhi Answer: C

Q18. What is an 'ante-dated' cheque?
    A. A cheque issued without drawer's signature B. A cheque with only signature of the drawer C. A cheque which has completed three months from its date of issue D. A cheque which has completed six months from its date of issue Answer: D

Q19. In banking term Arbitrage means:
    A. Buying and selling in two markets simultaneously B. A rate of Interest C. A fee D. Arbitrage is a dispute Answer: A

Q20. What is the maximum limit for a loan under the Tarun scheme of Mudra Bank loan Yojana?
    A. Rs. 20 Lakhs B. Rs. 5 Lakhs C. Rs. 10 Lakhs D. Rs. 15 Lakh Answer: D

Q21. Who has been assigned the task of running RBI’s monetary policy?
    A. M. K. Jain B. P. Kanungo C. N. S. Vishwanathan D. Viral V. Acharya Answer: D

Q22. Which of the following banks has launched the “Smart Edge for MSMEs”?
    A. ICICI Bank B. Axis Bank C. Yes Bank D. State Bank of India Answer: C

Q23. Which of the following banks has launched the Articial Intelligence (AI) interactive assistant chatbot named “ABHi”?
    A. Andhra Bank B. Allahabad Bank C. Union Bank of India D. ICICI Bank Answer: A

Q24. Reserve bank of India (RBI) has nalised three years roadmap to improve regulation and supervision of the central bank. What is the name of the roadmap?
    A. Unnati 2022 B. Upkar 2021 C. Umang 2022 D. Utkarsh 2022 Answer: D

Q25. As per Morgan Stanley report, India’s GDP growth for 2019-20 will be_______.
    A. 7.8% B. 7.4% C. 6.9% D. 6.2% Answer: D
Q1. What is Paper Gold?
    A. Gold reserve with RBI B. Special drawing rights of the IMF C. International paper currency D. Gold reserve with World Bank Answer: B

Q2. What is the previous name of state Bank of India?
    A. Empire Bank of India B. Series Bank of India C. Imperial Bank of India D. Kingdom Bank of India Answer: c

Q3. Reserve Bank of India was nationalized in which year?
    A. 1940 B. 1949 C. 1951 D. 1956 Answer: B

Q4. Before the establishment of the Reserve Bank of India, which organization conducts the government banking business?
    A. Bank of Calcutta B. Awadh Bank of India C. State Bank of India D. Imperial Bank of India Answer: B

Q5. Which one is not a general credit control measure?
    A. Regulation of margin requirements on advance against agricultural commodities B. Bank Rate C. Open market operation D. Repo rate Answer: A

Q6. In which year, the currency system in India converted into decimal system?
    A. From 1st April, 1957 B. From 1st April, 1958 C. From 1st April, 1960 D. From 1st April, 1966 Answer: A

Q7. Statutory cash reserve ratio for non-scheduled banks is regulated by the Reserve Bank of India under power conferred upon it by which act?
    A. Reserve Bank of India Act, 1935 B. Banking Regulation Act, 1949 C. Companies Act, 1957 D. Government of India Answer: B

Q8. Which is not a member of the World Bank Group?
    A. International Bank for Reconstruction and Development B. International Development Association C. Multilateral Investment Guarantee Agency D. Bank of International Settlement Answer: D

Q9. Financing of which product / service, Kisan credit card can be used?
    A. Production needs B. Consumption needs C. Financial needs D. Both 1 and 2 Answer: D

Q10. Who is authorized to sign the 'One - Rupee' note?
    A. Secretary, Ministry of Finance B. Governor of Delhi C. Governor, RBI D. Chairman Answer: D

Q11. What is lender of last resort of RBI?
    A. Government pay money to RBI B. RBI gives land to banks C. RBI advances necessary credit to financial institutions D. All of the above Answer: C

Q12. In which year did merchant banking come into existence in India?
    A. 1970 B. 1965 C. 1967 D. 1969 Answer: C

Q14. In which year, State Bank of India started the Merchant Banking?
    A. 1972 B. 1974 C. 1978 D. 1980 Answer: A

Q15. Merchant banks do not do the following:
    A. Providing services for mergers and acquisitions B. Regular banking services to the general public. C. Long term loans for companies D. stock underwriting Answer: B

Q16. A group of people, who deposit their money together for saving and for taking loans, are called:
    A. labor union B. Credit Union C. Cash Union D. loan union Answer: B

Q17. What are public sector banks?
    A. More people deposit in these banks B. RBI or Government of India or both has at least 51% shares in the bank. C. Banks operated by private holders D. All of the above Answer: B

Q18. Which of the following is the largest public sector bank in India?
    A. Punjab National Bank B. HDFC C. Central Bank of India D. State Bank of India Answer: D

Q19. Which of the following are included in public sector banks?
    A. 20 Nationalized Banks + 5 SBI Associates + IDBI B. 18 Nationalized Banks + SBI + Private Sector Banks + IDBI C. 22 Nationalized Banks + SBI + Private Sector Banks + IDBI D. 18 nationalized banks Answer: D

Q20. Which commission does the distribution of taxes between the center and the states?
    A. Ministry of Home Affairs B. Policy Dispute C. Tax Commission D. Finance Commission Answer: D

Q21. How many banks were nationalized as on 19 July, 1969?
    A. 15 B. 13 C. 14 D. 16 Answer: C

Q22. Second Time Nationalization of more than 5 banks were conducted in which year?
    A. 1975 B. 1980 C. 1985 D. 1970 Answer: B

Q23. In 1980, how many banks were nationalized?
    A. 5 B. 7 C. 6 D. 8 Answer: C

Q24. Scheduled Banks are classified into:
    A. State Bank of India and Its Associates B. Nationalized Banks C. Regional Rural Banks (RRB) D. All of the Above Answer: D

Q25. The Central Office of the Reserve Bank of India is now located at which city?
    A. Mumbai B. Hyderabad C. New Delhi D. Lucknow Answer: A
Q1. In which of the following states is the Koyna dam located?
    A. Madhya Pradesh B. Karnataka C. Tamilnadu D. Maharashtra Answer: D

Q2. Which of the following is the currency of South Korea?
    A. Yen B. Kyat C. Won D. Rupee Answer: C

Q3. In which of the following states is the Green Park stadium situated?
    A. Uttar Pradesh B. Maharashtra C. Madhya Pradesh D. West Bengal Answer: A

Q4. What is the Currency of Malaysia?
    A. Ringgit B. Koruna C. Litas D. Rufiya Answer: A

Q5. In which of the following states is the ‘Lakhwar Dam’ located?
    A. Uttar Pradesh B. Bihar C. Himachal Pradesh D. Jammu and Kashmir Answer: D

Q6. The International Dance Day is observed on which date?
    A. April 28th B. May 27th C. January 15th D. April 29th Answer: D

Q7. What is the capital of Ukraine?
    A. Pyongyang B. Kyiv C. Yerevan D. Bangui Answer: B

Q8. ‘Achanakmar Wildlife Sanctuary’ is located in which state?
    A. Jharkhand B. Chhattisgarh C. Bihar D. Madhya Pradesh Answer: B

Q9. ‘Valley of Flowers National Park’ is located in which state?
    A. Kerala B. Himachal Pradesh C. Uttarakhand D. Sikkim Answer: C

Q10. ‘Ugadi’ is celebrated as the new year in which of the followings states?
    A. Bihar B. Orissa C. Andhra Pradesh D. Kerala Answer: C

Q11. International Day for the Eradication of Poverty is being observed on ____.
    A. 17th October B. 19th October C. 17th November D. 23rd October Answer: A

Q12. Where is the headquarters of the European Organization for Nuclear Research (CERN) located?
    A. Paris B. New York C. London D. Geneva Answer: D

Q13. The stock market index of London, stock market is called as?
    A. Footsie B. NADSAQ C. Povespa D. Merval Answer: A

Q14. Where is the permanent headquarters of SAARC?
    A. New Delhi B. Kathmandu C. Jakarta D. Dhaka Answer: B

Q15. The five permanent members of the United Nations Security Council are ______.
    A. Canada, China, France, U.S.A., UK. B. China, France, Russia U.S.A., UK. C. Japan, Germany, Russia, U.S.A., U.K. D. Germany, China, Russia U.S.A., UK Answer: B

Q16. The Headquarters of The International Court of Justice (ICJ) is located in
    A. Prague B. Vienna C. Paris D. Hague Answer: D

Q17. National Technology Day is celebrated on?
    A. 5th May B. 11th May C. 5th June D. 22nd June Answer: B

Q18. The Wancho Dance is a folk dance of which of the following states?
    A. Assam B. Bihar C. kolkata D. Chhattisgarh Answer: D

Q19. Mohiniattam Dance is associated with which of the following Indian states?
    A. Orissa B. Tamil Nadu C. Himachal Pradesh D. Kerala Answer: D

Q20. Sudirman Cup is related to which of the following sport?
    A. Badminton B. Hockey C. football D. Kho-Kho Answer: A

Q21. Which city will host the Winter Olympics 2022?
    A. Moscow B. Seoul C. Beijing D. Tokyo Answer: C

Q22. Yogeshwar Dutt is associated with which sports?
    A. Boxing B. Wrestler C. Athlete D. Swimming Answer: B

Q23. The National Hindi Diwas is celebrated every year in India on ____.
    A. 13th September B. 17th September C. 14th September D. 16th September Answer: C

Q24. What is the capital of Tripura?
    A. Guwahati B. Itanagar C. Agartala D. Imphal Answer: C

Q25. DTP computer abbreviation usually means
    A. Digital Transmission Protocol B. Data Type Programming C. Desktop Publishing D. Document Type Processing Answer: C
Q1. Which of the following countries hosted the BRICS Foreign Affairs Ministers Meet 2019?
    A. Brazil B. Russia C. Indian D. China Answer: A

Q2. Who has been appointed the new Governor of Madhya Pradesh?
    A. Satya Pal Malik B. Lalji Tandon C. Anandiben Patel D. Fagu Chauhan Answer: B

Q3. What is the capital of Mozambique?
    A. Baku B. Maputo C. Helsinki D. Manama Answer: B

Q4. Which of the following states/UT will host the 3rd edition of ‘Khelo India’ in 2020?
    A. Maharashtra B. Assam C. Delhi D. Punjab Answer: B

Q5. Which of the following states has launched the 5th Dharma-Dhamma conference?
    A. Assam B. Bihar C. Haryana D. Punjab Answer: B

Q6. Which of the following states has received the geographical indication tag for the sweet Rosogolla?
    A. Odisha B. Assam C. Kerala D. Telangana Answer: A

Q7. Which of the following states has canceled the birth anniversary celebrations of Hazrat Tipu Sultan?
    A. Tamil Nadu B. Punjab C. Karnataka D. Kerala Answer: C

Q8. Which of the following initiative has been launched by the Atal Innovation Mission to promote innovation at community level in unserved/underserved regions of India?
    A. Atal Programme Mission Centre B. Atal Community Innovation Mission C. Atal Innovation Mission D. Atal Community Innovation Centre Answer: D

Q9. Who among the following Indian TV journalist has won the Ramon Magsaysay Award 2019 along with four other eminent personalities of the different countries?
    A. Punya Prasoon Vajpayee B. Sudhir Chaudhary C. Ravish Kumar D. Rajdeep Sardesai Answer: C

Q10. Scientist from which of the following Indian Institution has developed low-cost, eco friendly solar cell using ‘kumkum dye’?
    A. IIT Delhi B. IIT Madras C. IIT Hyderabad D. IIT Kanpur Answer: C

Q11. The union cabinet has approved setting up of ISRO Technical Liaison Unit (ITLU) at ____.
    A. New York, USA B. Moscow, Russia C. London, UK D. Riyadh, Saudi Arabia Answer: B

Q12. The 4 South Asian Speaker’s Summit will be held in which of the following place?
    A. Male, Maldives B. New Delhi, India C. Kathmandu, Nepal D. Columbo, Sri Lanka Answer: A

Q13. US President Donald Trump has announced imposition of how much percentage additional tariff in Chinese imports?
    A. 25 % B. 20% C. 15% D. 10% Answer: D

Q14. Recently, which of the following countries has banned face-covering clothing, such as burqa, or niqab?
    A. France B. Sweden C. Netherland D. Japan Answer: C

Q15. Indian Cricketer Venugopal Rao has announced his retirement from all forms of the game. He served as skipper of which of the following state’s Ranji team?
    A. Karnataka B. Tamil Nadu C. Telangana D. Andhra Pradesh Answer: D

Q16. The University Grants Commission has nominated 20 institutions for Institutes of Eminence tag (IOE). The nominations have been made on the recommendations of Empowered Expert Committee (EEC) headed by_____.
    A. Susil Modi B. N Gopalaswami C. Rajiv Kumar D. Tapan Ray Answer: B

Q17. Recently, Union Minister Prahlad Singh Patel has released its 100-day agenda which also includes digging rainwater harvesting pits at over 100 major monuments covered under the Adarsh Smarak scheme. The scheme comes under which ministry?
    A. Ministry of Culture B. Ministry of water resource C. Ministry of Rural Development D. Ministry of Housing Development Answer: A

Q18. V G Siddhartha passed away recently after committing suicide. He was the founder of ______.
    A. Cafe Coffee Day B. NESCAFE C. McDonald’s D. Costa Coffee Answer: A

Q19. Bhakti Kulkarni is related to which sports?
    A. Hockey B. Chess C. Badminton D. Lawn Tennis Answer: B

Q20. Which city has been named as the world’s best city for students according to the ‘QS Best Student Cities Ranking 2019’?
    A. Tokyo B. New Delhi C. Melbourne D. Paris Answer: D

Q21. The Sheikh Chilli’s Tomb is located at which state?
    A. Haryana B. Madhya Pradesh C. Chandigarh D. Uttar Pradesh Answer: A

Q22. Which of the following cities will host the 22nd National Conference on e-Governance 2019?
    A. Bhopal B. Guwahati C. Shillong D. Pune Answer: C

Q23. Which of the following countries will host the World Skills International Competition 2019?
    A. India B. China C. Japan D. Russia Answer: D

Q24. World Wide Web Day is celebrated on which date?
    A. 30th July B. 31st July C. 1st August D. 2nd August Answer: C

Q25. Who has become the first cricketer of either gender to reach the rare milestone of scoring 1000 runs and taking 100 wickets in the T20 format?
    A. Shakib al Hasan B. Rohit Sharma C. Mithali Raj D. Ellyse Perry Answer: D
Q1. Which of the following countries has launched the UKEIRI Mobility Programme: Study in India initiative?
    A. China B. UK C. Japan D. Nepal Answer: B

Q2. Which of the following banks and the Commonwealth Bank of Australia (CommBank) has teamed up for ‘World First’ Blockchain Bond Transaction?
    A. Asian Development Bank B. Reserve Bank of India C. Asian Infrastructure Investment Bank D. Federal Reserve System Answer: C

Q3. On 18th June, the Reserve Bank of India (RBI) has set up an eight-member expert committee to suggest long-term solutions for the economic and financial sustainability of the micro, small and medium enterprises (MSMEs). The committee will be headed by ____.
    A. Ram Mohan Mishra B. PK Gupta C. UK Sinha D. Abhiman Das Answer: D

Q4. Which of the following countries has breached a uranium enrichment cap set by a troubled 2015 nuclear deal?
    A. USA B. France C. China D. Iran Answer: C

Q5. Who has been appointed as the chief vigilance ofcer (CVO) of Punjab National Bank (PNB)?
    A. Pawan Munjal B. Rajiv Bajaj C. G V Prasad D. V K Tyagi Answer: D

Q6. The Shanghai Cooperation Organisation (SCO) Council of Foreign Ministers was held in ____.
    A. Tajikistan B. China C. Kyrgyzstan D. Kazakhstan Answer: C

Q7. The Kisan Vikas Patra certicates are available in the denomination of_______?
    A. Rs. 1000 - Rs. 50000 B. Rs. 500- Rs. 1,00,000 C. Rs. 5000- Rs. 2,0000 D. Rs. 100- Rs. 1,00,00 Answer: A

Q8. In which of the following contexts are Advance Pricing Agreements used?
    A. Intellectual Property Rights B. Taxation C. Nuclear co-operation D. Climate change Answer: B

Q9. Per Capital Income is obtained by dividing National Income by______.
    A. The total population of the country B. Total working population C. Area of the country D. Volume of the capital used Answer: A

Q10. Disinvestment
    A. Offloading of shares of private companies to government B. Offloading of government shares to private companies C. Increase in investment D. Closing down of business concerns Answer: B

Q11. Which among the following was the first bank to open a branch on foreign soil?
    A. Bank of India B. State Bank of India C. Bank of Punjab D. Allahabad Bank Answer: A

Q12. Bank branches are established under which section of Banking Regulations Act, 1949?
    A. Section 20 B. Section 23 C. Section 22 D. Section 10 Answer: B

Q13. Who among the following is the Chairman of 14 Finance Commission?
    A. YV Reddy B. Bimal Jalan C. C Rangarajan D. Suresh Prabhu Answer: A

Q14. When a customer deposits cheque to bank, the bank is a
    A. Drawer B. Agent C. Principal D. Drawee Answer: B

Q15. Which of the following banks has taken over the Centurion Bank of Punjab?
    A. ICICI Bank B. IDBI Bank C. HDFC Bank D. AXIS Bank Answer: C

Q16. What is the full form of MAT?
    A. Maximum Alternate Tax B. Minimum Alternate Tax C. Minimum Affordable Tax D. Maximum Affordable Tax Answer: B

Q17. Which of the following statements is/are correct regarding RuPay?
    A. It is a domestic card scheme B. It is an electronic payment transfer system C. It is the name of debit card issued under Jan DhanYojana D. Both (1) and (3) Answer: D

Q18. Which of the following institutions provides secured depository services?
    A. Other than those given as options B. RBI C. NSDL D. BSE Answer: C

Q19. Many times we read in newspapers that some bank(s) has/have to write off a certain amount given/advanced by them. In banking terminology, what does ‘write off mean?
    A. Loans have yet to make provision for the same so that borrower can withdraw the money B. Big corporate loans for which bank has/have to take approval from RBI C. Loans for which documentation work is yet to be completed D. Bad and uncollectable loans Answer: D

Q20. In what denominations Commercial Paper (CP) can be issued?
    A. Rs. 1 lakh B. Rs. 2 lakh C. Rs. 5 lakh D. Rs. 10 lakh Answer: C

Q21. What is the loan limit for education under priority sector for studies abroad?
    A. Rs. 30 lakh B. Rs. 25 lakh C. Rs. 20 lakh D. Rs. 15 lakh Answer: C

Q22. What is the time limit for an asset or loan to be declared as Non-Performing Asset?
    A. 30 days B. 60 days C. 90 days D. 120 days Answer: C

Q23. Who signs One rupee note in India?
    A. RBI Governor B. RBI Deputy Governor C. Finance Secretary D. Prime Minister Answer: C

Q24. In CDR, “R” stands for ____.
    A. Ratio B. Receipt C. Regulation D. Restructuring Answer: D

Q25. The EFSF is a special purpose vehicle nanced by members of the Eurozone to address the European sovereign-debt crisis. In ‘EFSF’, the second ‘F’ stands for ____.
    A. Financial B. Facility C. Foreign D. Fiscal Answer: B
Q1. Where is Asia’s largest tulip garden ‘Indira Gandhi Memorial Tulip Garden’ located?
    A. New Delhi B. Srinagar C. Ranikhet D. Jaipur Answer: B

Q2. Dudhawa Dam is built across _____ river.
    A. Krishna B. Narmada C. Godavari D. Mahanadi Answer: D

Q3. The International Weightlifting Federation (IWF) headquartered in _______.
    A. Munich B. New York C. Paris D. Budapest Answer: D

Q4. Panna National Park is situated in ______.
    A. Rajasthan B. Madhya Pradesh C. Chhattisgarh D. West Bengal Answer: B

Q5. Every year, November 12 is observed as ______.
    A. World Veterans Day B. World Science Day C. World Pneumonia Day D. World Diabetes Day Answer: C

Q6. What does "U" stand for in 'AMRUT'?
    A. Union B. Urban C. United D. Universal Answer: B

Q7. What is the currency of 'Estonia'?
    A. Kyat B. Krone C. Euro D. Dollar Answer: C

Q8. The Prime Meridian passes through________.
    A. Paris B. Greenwich C. New York D. Delhi Answer: B

Q9. The Folk dance ‘Fugdi’ is related to which state?
    A. Manipur B. Mizoram C. Goa D. Kerala Answer: C

Q10. Which of the following is not a kharif crop?
    A. Cotton B. Ground nut C. Maize D. Mustard Answer: D

Q11. The abbreviation UIDAI stands for _____.
    A. Unique Identification Division of All India B. Unique Identification Department of Ancient India C. Unique Identity Division of Ancient India D. Unique Identification Authority of India Answer: C

Q12. Which Award is often considered as Asia’s Nobel Prize?
    A. Bharat Ratna B. National Sadbhavna Award C. Ramon Magsaysay D. Gandhi Peace Award Answer: D

Q13. Chinese Parliament is known as_______.
    A. National People’s congress B. National Assembly C. The National Parliament of china D. The House of Democracy of china Answer: A

Q14. First chief Justice of India______.
    A. Patanjali Sastri B. H J Kania C. SR Das D. Chand Mahajan Answer: B

Q15. Which country’s Parliament has become the first in the world to run entirely on solar power?
    A. Ukraine B. Germany C. Portugal D. Pakistan Answer: D

Q16. Col. CK Nayudu Lifetime Achievement Award is given for
    A. Bravery B. Journalism C. Cricket D. Cinema Answer: C

Q17. Which of the following cities is known as the “Pearl City”?
    A. Jaipur B. Hyderabad C. Visakhapatnam D. Kochi Answer: B

Q18. 17th Parallel line is a boundary between_______.
    A. North Vietnam and South Vietnam B. North Korea and South Korea C. India and Myanmar D. America and Canada Answer: A

Q19. The highest dam in India is ____.
    A. Bhakra Dam B. Tehri Dam C. Nagarjuna Sagar Dam D. Kosi Dam Answer: B

Q20. “Elephanta Island” is located in which state?
    A. Karnataka B. Odisha C. West Bengal D. Maharashtra Answer: D

Q21. The famous Araku coffee is produced in which of the following states?
    A. Karnataka B. Assam C. Kerala D. Andhra Pradesh Answer: D

Q22. Mount Etna, one of the world's most active volcanoes, is located in which country?
    A. Italy B. France C. Dubai D. Egypt Answer: A

Q23. Who is the author of the book 'India 2017 Yearbook’?
    A. Raghuram Rajan B. Salman Rushdie C. Rajeev Mehrishi D. Natwar Singh Answer: C

Q24. Where is the headquarter of Amnesty International located?
    A. Geneva, Switzerland B. New York, U.S.A. C. Paris, France D. London, UK Answer: D

Q25. The UNESCO Kalinga prize is related to which of the following eld?
    A. Sports B. Science C. Journalism D. Peace Answer: B
Q1. The initial share capital of Reserve Bank of India was ________________.
    A. 1 crore B. 2 crore C. 5 crore D. 7 crore Answer: C

Q2. A secured credit card is issued to which among the following?
    A. A real estate broker B. A magician C. A person with a poor credit history D. A person with a strong credit history Answer: C

Q3. ______________ is an economic concept which states that inflation and unemployment have a stable and inverse relationship.
    A. Kuznets Curve B. Laffer Curve C. Phillip Curve D. Lorenz Curve Answer: C

Q4. Gini Coefficient can be represented graphically with _____________.
    A. Lorenz Cure B. Philips Curve C. Laffer Curve D. Raymond Curve Answer: A

Q5. ARC is a specialised financial institution which solves the twin balance sheet syndrome. ‘R’ in ‘ARC’ stands for _________.
    A. Refinancing B. Regulatory C. Reconstruction D. Realtor Answer: C

Q6. Which year is set as a target year to make India a five trillion dollar economy ?
    A. 2030 B. 2025 C. 2024 D. 2020 Answer: C

Q7. Which state received Rs 1,650cr from Asian Development Bank(ADB) for development of piped water supply, underground drainage, underground sewage or scientific septage management, roads with pavement.
    A. Tripura B. Mizoram C. Manipur D. Meghalaya Answer: A

Q8. Which country has received $15 million from India to organize the African Union (AU) Summit for the first time?
    A. Niger B. Republic of Chad C. Burkina Faso D. Mali Answer: A

Q9. What is the revised growth of India forecasted by Fitch for the Fiscal Year20 recently?
    A. 7% B. 7.2% C. 6.8% D. 6.6% Answer: D

Q10. How much collateral-free loans for MSME’s were recommended by U K Sinha, from earlier Rs 10 lakh?
    A. Rs 20 lakh B. Rs 30 lakh C. Rs 15 lakh D. Rs 40 lakh Answer: A

Q11. Which of the following companies, recently bought back nonconvertible debentures (NCDs) worth an estimated Rs 3,000 crore from LIC?
    A. Aditya Birla Group B. Reliance Industries C. Tata Sons D. Piramal Group Answer: C

Q12. Which of the following banks has entered a bancassurance corporate agency agreement with Tata AIG?
    A. SBI B. IDBI Bank C. HDFC Bank D. RBL Bank Answer: B

Q13. A general insurer has to appoint a surveyor within ______ hours of the receipt of intimation from the insured.
    A. 24 B. 36 C. 54 D. 72 Answer: D

Q14. Currently, LIC Housing Finance is the only HFC to have the highest leverage ratio of ______ times of Net Owned Funds (NOF).
    A. 8 B. 10 C. 12 D. 14 Answer: D

Q15. IRDAI has imposed a fine of Rs nine lakh on state-owned ___________ for violating certain procedures.
    A. United India Insurance Co Ltd B. New India Assurance Company Limited C. Oriental Insurance Company Limited D. National Insurance Company Limited Answer: A

Q16. _______ is set to acquire 51.2 per cent stake in Apollo Munich Health Insurance.
    A. Industrial Finance Corporation of India B. Export Credit Guarantee Corporation of India C. Berkshire Hathaway D. Housing Development Finance Corporation Answer: D

Q17. CarDekho group, recently entered into motor and health insurance sector with the launch of __________ an online insurance platform.
    A. HealthDekho B. Carsurance C. PolicyDekho D. InsuranceDekho Answer: D

Q18. Under Ayushman Bharat _________ per family per year is insured at all hospitals.
    A. Rs 1 lakh B. Rs 2 lakhs C. Rs 5 lakhs D. Rs 2.5 lakhs Answer: C

Q19. Pradhan Mantri Vaya Vandana Yojana has implemented through which of the following organizations?
    A. Scheduled Commercial Banks B. Post office C. LIC D. Regional Rural Banks Answer: C

Q20. Which of the following terms is/are used to define allocation of a loss between all of the insurance companies that insure a piece of property.
    A. Apportionment B. Concealment C. Deferment D. Endorsement Answer: A

Q21. ___________ is a security that tracks an index but has the flexibility of trading like a stock.
    A. Eurobond B. Dotcom Stocks C. Dividend Cover D. Exchange traded funds Answer: D

Q22. In the Context of credit rating, which of the following statements is/are true?
    A. Credit ratings measure a borrower’s creditworthiness and provide an international framework for comparing the credit quality of issuers and rated debt securities. B. Rating agencies allocate three kinds of ratings: issuer credit ratings, long-term debt, and short-term debt C. The top credit rating issued by the main agencies – Standard & Poor’s, Moody’s and Fitch IBCA – is AAA or Aaa D. Only (A) & (B) Answer: D

Q23. CMO is a generic term for a security backed by real estate mortgages. ‘O’ in CMO stands for ____________.
    A. Offerings B. Operational C. Ombudsman D. Ownership Answer: D

Q24. Reliance Alternative Investment Fund is set to dispatch ₹ _______ crore soon with the launch of its first commodity fund Reliance Commodity Plus AIF.
    A. 200 B. 300 C. 400 D. 700 Answer: D

Q25. ______________, recently passed on a government subsidy of ₹175.56 crore received from National Housing Bank to eligible customers.
    A. LIC Housing Finance B. Indiabulls Housing Finance C. Dewan Housing Finance D. Aadhar Housing Finance Answer: D
Q1. Which of the following is not a source of Funds of a commercial bank?
    A. Borrowings from RBI B. Deposits C. Capital D. Call money borrowings Answer: D

Q2. Special Drawing Right is an international practice of drawing funds. Which of the following institutions control this special funding facility?
    A. International Monetary Fund B. Asian Development Bank C. Federal Reserve D. European Common Market Answer: A

Q3. India’s first payments bank; Airtel Payments Bank headquarters is located in ___.
    A. Mumbai B. Kolkata C. Bengaluru D. Chandigarh Answer: D

Q4. The term 'TIES' is related to which of the following fields?
    A. MSME B. Export C. Agriculture D. Industry Answer: B

Q5. In “STRIPS” R stands for
    A. Revenue B. Rate C. Registered D. Reserve Answer: C

Q6. Which organisation does measurement of employment and unemployment in India?
    A. CSO B. NSSO C. NITI Aayog D. Finance Commission Answer: B

Q7. The Global Climate Change Alliance (GCCA) is an initiative of the _____.
    A. World Bank B. IMF C. European Union D. United Nations Climate Change Conferences Answer: C

Q8. In which of the following types of cheques, the person whose name is written by the issuer, is the only person authorized to collect the amount?
    A. Bearer Cheque B. Order Cheque C. Slate Cheque D. Blank cheque Answer: B

Q9. The hundred rupee currency note in India bears the signature of
    A. Finance Minister of India B. President of India C. Prime Minister of India D. General Manager of Note Printing Press Answer: D

Q10. IFSC is an 11- alphanumeric code with the first four alphabetic characters representing the _____.
    A. Bank Branch B. Bank Name C. City Name D. Both 1 & 2 Answer: B

Q11. The Reserve Bank of India (RBI) has announced an extension of timings for customer transactions through Real Time Gross Settlement (RTGS) from 4:30 PM to ______.
    A. 5:00 PM B. 6:00 PM C. 7:00 PM D. 8:00 PM Answer: B

Q12. The 'EFTPOS' is an electronic payment system involving electronic funds transfers based on the use of payment cards. What does 'P' stand for in 'EFTPOS'?
    A. Payment B. Point C. Provident D. Paid Answer: D

Q13. Which of the following banks has launched India’s first ‘Green Car Loan’ to encourage customers to buy electric vehicles?
    A. State Bank of India B. Union Bank of India C. Bank of Baroda D. Punjab National Bank Answer: A

Q14. As per the Banking Ombudsman Scheme, any person can be a complaint before the Banking Ombudsman, if a satisfactory the reply is not received from the bank within a period of ____.
    A. one month B. three months C. two months D. six months Answer: A

Q15. In India, the nation is calculated on the basis of which of the following indexes?
    A. Wholesale Price Index (wPI) B. Consumer Price Index (CPI) C. Cash Reserve Ratio D. Sensitive Index of Bombay Stock Exchange (Sensex) Answer: B

Q16. Under Niti Aayog, the Regional Councils is chaired by ___.
    A. Prime Minister B. Prime Minister or his nominee C. Vice-Chairman D. Chief Executive Officer Answer: B

Q17. Which insurance company of India launched a new micro-insurance plan called “Micro Bachat”?
    A. NIACL B. LIC C. NICL D. UIIC Answer: D

Q18. What does 'N' stands in 'NSFR' guidelines issued by RBI?
    A. National B. Nominal C. Non D. Net Answer: B

Q19. Who has been appointed as Additional Director on the board of YES Bank for a period of two years?
    A. R Gandhi B. R S Pathak C. Baba Kalyani D. Bhuvneshwar Prasad Sinha Answer: A

Q20. Which bank has signed the pact with Bharti Axa to distribute insurance products?
    A. Bank of Maharashtra B. Karnataka Bank C. PNB D. ICICI Answer: B

Q21. Who was the first Indian to go into space?
    A. Satish Dhawan B. Ravi Malhotra C. Rakesh Sharma D. Mohan Prakash Answer: C

Q22. Which state has become India’s first fully organic state?
    A. Tripura B. Sikkim C. Himachal Pradesh D. Haryana Answer: B

Q23. Dr. M.S. Swaminathan has distinguished himself in which of the following fields?
    A. Nuclear Physics B. Agriculture C. Astrophysics D. Medicine Answer: B

Q24. The World Population Day is observed on ____.
    A. June 24 B. May 22 C. July 11 D. May 26 Answer: C

Q25. Baglihar Hydro Electric Power Project is located in which Indian state?
    A. Himachal Pradesh B. Jammu and Kashmir C. Uttarakhand D. Punjab Answer: B
Q1. India’s first payments bank; Airtel Payments Bank headquarters is located in ___.
    A. Mumbai B. Kolkata C. Bengaluru D. Chandigarh Answer: D

Q2. Which of the following sectors does not come under the Priority Sector of Lending?
    A. Agriculture B. Education C. Export Credit D. Housing Answer: D

Q3. Mixed income of the self-employed means?
    A. Net profits received by self-employed people B. Outside wages received by self-employed people C. Combined factor payments which are not distinguishable D. Wages due to non-economic activities Answer: C

Q4. Demand for nal consumption arises in which sector?
    A. Household sector only B. Government sector only C. Both household and government sector D. Manufacturing sector only Answer: C

Q5. Which organisation does measurement of employment and unemployment in India?
    A. CSO B. NSSO C. NITI Aayog D. Finance Commission Answer: B

Q6. In which of the following types of cheques, the person whose name is written by the issuer, is the only person authorized to collect the amount?
    A. Bearer Cheque B. Order Cheque C. Slate Cheque D. Blank cheque Answer: B

Q7. The 'EFTPOS' is an electronic payment system involving electronic funds transfers based on the use of payment cards. What does 'P' stand for in 'EFTPOS'?
    A. Payment B. Point C. Provident D. Paid Answer: B

Q8. As per the Banking Ombudsman Scheme, any person can be a complaint before the Banking Ombudsman, if a satisfactory reply is not received from the bank within a period of ____.
    A. one month B. three months C. two months D. six months Answer: A

Q9. Unique Identication Authority of India (UIDAI) introduced a ____ digit 'Virtual ID' number to address the privacy concerns of Aadhaar card.
    A. 12 B. 9 C. 11 D. 16 Answer: D

Q10. Absence of a proper Financial Planning can lead to
    A. balanced investment in Mutual Funds B. overspending and Debt problems C. inadequate exposure to share market D. capital gains Answer: B

Q11. Ayushman Bharat National Health Protection Scheme (AB-NHPS) launched by PM Shri Narendra Modi on Independence Day 2018. The scheme is renamed as_____.
    A. PM Jansuraksha Yojana B. PM Lok Parivartan Yojana C. PM Jan Sahyog Yojana D. National Health Mission Answer: D

Q12. Which insurance company of India launched a new micro-insurance plan called “Micro Bachat”?
    A. NIACL B. LIC C. NICL D. UIIC Answer: D

Q13. According to Sri Lanka’s Central Bank, the Reserve Bank of India (RBI) has agreed to provide how much million dollars under a swap arrangement to boost the island nation’s reserves?
    A. USD 300 million B. USD 350 million C. USD 400 million D. USD 480 million Answer: B

Q14. Who has been appointed as Additional Director on the board of YES Bank for a period of two years?
    A. R Gandhi B. R S Pathak C. Baba Kalyani D. Bhuvneshwar Prasad Sinha Answer: C

Q15. The repressive central Asian nation of Turkmenistan launched its first messaging app. What is the name of the app?
    A. TurkBard B. TecTurke C. BizBarde D. WizTurk Answer: A

Q16. Which of the following states is set to become the first Indian state to roll out Universal Basic Income (UBI)?
    A. Madhya Pradesh B. Sikkim C. Kerala D. Gujarat Answer:

Q17. What does 'N' stands in 'NSFR' guidelines issued by RBI?
    A. National B. Nominal C. Non D. Ne Answer: C

Q18. The term 'TIES' is related to which of the following fields?
    A. MSME B. Export C. Agriculture D. Industry Answer: D

Q19. What is the motif of 50 bank rupee note?
    A. Rani ki Vav B. Red Fort C. Mangalyaan D. Mount Harriet, Port Blair Answer: B

Q20. National Income of India is estimated by?
    A. NITI AYOG B. Reserve Bank of India C. National Sample Survey Committee D. Central Statistical Organization Answer: D

Q21. What is meant by demonetization?
    A. It is the act of stripping a currency unit of its status as legal tender. B. It is the act in which a form of payment is restored as legal tender. C. It is a radical monetary step which is usually done whenever there is a change of national currency, replacing the old unit with a new one. D. Only a and b are correct Answer: D

Q22. The head office of World Bank is located in?
    A. Zurich, Switzerland B. New York, USA C. Basel, Switzerland D. Berlin, Germany Answer: D

Q23. Compounding under FEMA refers to -
    A. Compounding refers to the process of voluntarily admitting the contravention, pleading guilty and seeking redressal B. It is a voluntary process in which an individual or a corporate seeks compounding of an admitted contravention C. Applications for compounding of contravention under FEMA is made to the Reserve Bank D. All of the above Answer: D

Q24. The state government of Kerala and the World Bank has signed how much amount loan agreement for the First Resilient Kerala Program to enhance the State's resilience against the impacts of natural disasters and climate change?
    A. USD 300 Million B. USD 150 Million C. USD 250 Million D. USD 200 Million Answer: C

Q25. In June 2019, the G20 Ministerial Meeting on Trade and Digital Economy was held in which country?
    A. Japan B. Germany C. Italy D. USA Answer: A
Q1. Which are the main gases present in Sun ?
    A. Hydrogen and Helium B. Hydrogen and Argon C. Argon and Helium D. Hydrogen and Carbon dioxide Answer: A

Q2. The headquarters of the Confederation of Indian Industry (CII) is located at_____.
    A. Mumbai B. Chandigarh C. New Delhi D. Chennai Answer: C

Q3. The World Population Day is observed on ____.
    A. June 24th B. May 22nd C. July 11th D. May 26th Answer: C

Q4. What is the capital of North Korea?
    A. Seoul B. Accra C. Sarajevo D. Pyongyang Answer: D

Q5. Periyar National Park is located in which of the following states of India?
    A. Kerala B. Gujarat C. Haryana D. Madhya Pradesh Answer: A

Q6. What is the currency of Myanmar?
    A. Kyat B. Metical C. Rupee D. Euro Answer: A

Q7. The Sankosh River forms the boundary between which of the following two states?
    A. Bihar and West Bengal B. Assam and Arunachal Pradesh C. Assam and West Bengal D. Bihar and Jharkhand Answer: B

Q8. The Pir Panjal range is located in which of the following states?
    A. Arunachal Pradesh B. Assam C. Punjab D. Uttarkhand Answer: D

Q9. The Good Governance Day (GGD) is observed on which day in India?
    A. December 20th B. December 21st C. December 22nd D. December 25th Answer: D

Q10. Indravati National Park is located in which state?
    A. West Bengal B. Jharkhand C. Tamil Nadu D. Madhya Pradesh Answer: D

Q11. “Lower Bhavani” dam is located in which of the following state?
    A. Maharashtra B. Karnataka C. Tamil Nadu D. Andhra Pradesh Answer: C

Q12. Which of the following is rst island district of the country?
    A. Tinsukia B. Majuli C. Hojai D. Kamrup Answer: B

Q13. Which of the following day, World Tourism Day (WTD) is being observed?
    A. 10th July B. 10th May C. 27th September D. 25th September Answer: C

Q14. In which of the following Indian states is the Kakrapar Atomic power station located?
    A. Madhya Pradesh B. Andhra Pradesh C. Telangana D. Gujarat Answer: D

Q15. Holkar cricket stadium is located in which state?
    A. Madhya Pradesh B. Andhra Pradesh C. Tamil Nadu D. Maharashtra Answer: A

Q16. Swami Vivekananda Airport is located in which of the following states?
    A. Chattisgarh B. Jharkhand C. West Bengal D. Odisha Answer: A

Q17. What is the capital of Belgium?
    A. Brussels B. Cape town C. Bridgetown D. Roseau Answer: A

Q18. Fateh Sagar Lake is situated in which city?
    A Fatehpur B Lucknow C Kolkata D Udaipur Answer: D

Q19. The abbreviation of ‘ATS’ stands for________.
    A. Anti Terrorism Sensor B. Anti Terrorist Setup C. Anti Terrorist System D. Anti Terrorism Squad Answer: D

Q20. How many continents are there in the world?
    A. 6 B. 8 C. 9 D. 7 Answer: D

Q21. Heart attack occurs due to_______.
    A. Bacteria B. Stopping of heartbeat C. Lack of blood supply to the heart itself D. Impairment of the heart's working due to unknown reason Answer: C

Q22. In how many zones Indian railways are divided?
    A. 14 B. 20 C. 17 D. 16 Answer: D

Q23. Who among the following was the father of the White Revolution?
    A. Dr. M.S. Swaminathan B. Dr. Verghese Kurien C. Dr. Norman Borlaug D. Dr. William Gande Answer: B

Q24. Where does Alaknanda River finally meet Ganga River?
    A. Vishnuprayag B. Karnaprayag C. Devprayag D. Satopanth Answer: C

Q25.Mundra Thermal Power project is located in which state of India?
    A. Jammu and Kashmir B. Gujarat C. Haryana D. Himachal Pradesh Answer: B
Q1. Which of the following countries has launched new 'Fateh' Submarine in the semi-heavy category?
    A. Pakistan B. Iraq C. Iran D. Sudan Answer: C

Q2. Col. CK Nayudu Lifetime Achievement Award is given for
    A. Bravery B. Journalism C. Cricket D. Cinema Answer: C

Q3. The Council of Scientific and Industrial Research (CSIR) bagged the National Intellectual Property (IP) Award of 2018. Who amongst the following is the chairman of CSIR?
    A. President of India B. Minister of Science and Technology C. Prime Minister of India D. ISRO Chairman Answer: C

Q4. According to the Steel Users Federation of India (SUFI), India has overtaken which of the following countries to become the world’s second-largest producer of crude steel?
    A. France B. China C. Japan D. Germany Answer: C

Q5. Which of the following state government has launched the flagship scheme ‘Mukhyamantri Yuva Swabhiman Yojana’?
    A. Uttar Pradesh B. Punjab C. Haryana D. Madhya Pradesh Answer: D

Q6. Who among the following has been appointed as the United Nations Development Programme’s Goodwill Ambassador?
    A. Peng Liyuan B. Nancy Brinker C. Wynonna Judd D. Padma Lakshmi Answer: D

Q7. Who has won the best female actor award in A Leading Role (Female) at 2019 Filmfare Awards?
    A. Deepika Padukone B. Priyanka Chopra C. Alia Bhatt D. Kareena Kapoor Answer: C

Q8. Which of the following is the Mascot for the National Games 2022?
    A. Share the Dreams B. Achieve Your Dreams C. Clouded Leopard D. Live Your Dreams Answer: C

Q9. Prime Minister Narendra Modi has launched the ‘PM-KISAN scheme’ (Pradhan Mantri Kisan Samman Nidhi Yojana) in Uttar Pradesh. Under the Scheme, how many Rupees will be given every year to small and marginal farmer families?
    A. Rs. 600 B. Rs. 2000 C. Rs. 5000 D. Rs. 6000 Answer: D

Q10. Which of the following states will host the 13th Conference of Parties (COP) of the UN Convention on the Conservation of Migratory Species (CMS) in 2020?
    A. Uttar Pradesh B. Gujarat C. Odisha D. Kerala Answer: B

Q11. SIMBEX 19 is a maritime bilateral exercise between India and which country?
    A. Sri Lanka B. Nepal C. South Korea D. Singapore Answer: D

Q12. As per the latest Lloyds Report, which port has been listed among the top 30 global container ports?
    A. Marmagao Port, Goa B. Panambur Port, Karnataka C. Cochin Port, Kerala D. Jawaharlal Nehru Port Trust, Maharashtra Answer: D

Q13. The book ‘The Third Pillar — How Markets and the State leave the Community Behind’ is written by________.
    A. Anita Desai B. A Surya Prakash C. Raghuram Rajan D. David Grossman Answer: C

Q14. What is the rank of India in the overall “Inclusive Internet Index 2019” published by the Economic Intelligence Unit for Facebook?
    A. 45th B. 47th C. 49th D. 52nd Answer: B

Q15. Which of the following country will host 2020 Olympic Games?
    A. Turkey B. Japan C. Spain D. India Answer: B

Q16. India conducted a joint military exercise ‘Exercise Sampriti 2019’ with which country?
    A. UAE B. Bangladesh C. Indonesia D. Myanmar Answer: B

Q17. Which among the following ministries has partnered with Microsoft India to use the platform Project Sangam of Microsoft on its Swachh Bharat e-Learning Portal?
    A. Ministry of Commerce and Industry B. Ministry of AYUSH C. Ministry of Drinking Water & Sanitation D. Ministry of Housing and Urban Affairs Answer: D

Q18. “Moving On, Moving Forward: A year in Office” has been authored by which of the following persons?
    A. Nitin Gadkari B. Ram Nath Kovind C. M. Venkaiah Naidu D. Ruskin Bond Answer: C

Q19. Which country won the 2018 FIFA U-17 Women's World Cup tournament?
    A. Mexico B. England C. Spain D. Denmark Answer: C

Q20. In January 2019, which Atomic Power plant had created a world record for the longest uninterrupted operation of 962 days?
    A. Kaiga nuclear power plant B. Narora nuclear power plant C. Kakrapar nuclear power plant D. Kudankulam nuclear power plant Answer: A

Q21. Who among the following is the regulator of Money Market?
    A. SEBI B. RBI C. IDFC D. IBA Answer: B

Q22. Which of the following cities has received India’s “Cleanest Big City” in Swachh Survekshan 2019 (SS 2019) awards?
    A. Pune B. Ahmedabad C. Indore D. Patna Answer: B

Q23. Which of the following mobile apps has been launched by the ‘Google’ to help children in primary school learn to read in Hindi and English?
    A. CVIGIL B. Bolo C. Kaho D. Hike Answer: B

Q24. Who won the 2019 Pritzker Architecture Prize?
    A. Toyo Ito B. Tadao Ando C. Arata Isozaki D. Renzo Piano Answer: C

Q25. Indian player Lalremsiami is related to which of the following sports?
    A. Shooting B. Badminton C. Hockey D. Table Tennis Answer: C
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