An Insurance Repository is a facility to help policy holders buy and keep insurance policies in digital/electronic form, rather than as paper documents.
The Finance Minister of India had announced the setting of insurance repository system similar to Share Depositories or Mutual Depositories.
Fund Transfer Agencies, Insurance Repositories, will hold electronic records of insurance policies issued to individuals and such policies are called “electronic policies” or “e-Policies”.
In 2013, IRDA has issued licenses to five entities to act as Insurance Repositories, thus allowing these companies to maintain the data of insurance policies in electronic form for insurers and will open e-Insurance accounts for policy holders.

• Central Insurance Repository Limited (CIRL)


• NSDL Database Management Limited


• SHCIL Projects Limited


• Karvy Insurance repository Limited


• CAMS Repository Services Limited