Indian Banks Association - Objective of IBA:
1. To promote and develop in India sound and progressive banking principles, practices and conventions and to contribute to the developments of creative banking.
2. To render assistance and to provide various common services to Members and to the banking industry.

• To develop and implement new ideas and innovations in banking services, operations and procedures.


• To organize co-ordination and co-operation on procedural, legal, technical, administrative or professional problems and practices of banks and the banking industry.

3. To initiate advance planning for introduction of new systems or services in the banking industry.
4. To collect, classify and circulate statistical and other information on the structure and working of the banking system.
5. To act as a clearing house for dissemination and exchange of statistical data, information, views and opinions on the systems, procedures and practices, and organization and methods of banks and on the structure, working and operations of the banking system.
6. To explore, plan, co-ordinate and organize detailed surveys on banking, business, resources, personnel and management development programmes of banks and the banking industry.
7. To pool together talents and resources available with members and to organize exchange of expertise and experiences of members for simplifying forms and procedures, for reducing cost of operations, for increasing efficiency and productivity and for such other common purposes as may be necessary or relevant to banks and the banking industry.
8. To organize exchange of credit information and opinions, export information or information and views on any other aspects of interest to banks or the banking industry.
9. To promote education and knowledge of the law and practice of banking.
10. To issue periodical newsletters, bulletins or magazines and publish books, pamphlets or other literature on matters of interest to members and to the banking industry.
11. To project a good public image of banking as a service industry and develop good public relations.
12. To promote harmonious personnel relations in banking industry and to devise ways and means for involving banking personnel in the endeavors of banks for growth and development of banking and the economy of the country.

• To organize, promote and afford facilities for indoor and outdoor games, any form of sports, recreation, sports competitions, events, cultural activities, social activities, fine arts, social meetings, entertainments and to organize meetings for the above purposes and to provide for purposes by purchasing, acquiring, taking on lease, own, hire or otherwise playing fields, grounds, buildings, pavilions and other facilities.


• To found, establish, develop and finance a separate body for the promotion of objects contained in Clauses n, nn, nnn, and generally, and to register it as a Society and/or Public Trust, or a Company under the provisions or relevant Acts, as the case may be.

13. To maintain continuous communications with the representatives of bank employees, to conduct talks, discussions, and negotiations with them and to arrive at Settlements.
14. To provide assistance and guidance to members in interpretation and implementation of Awards, Settlements, etc.
15. To assist, advise and guide all members and the smaller members in particular on all their needs, difficulties and problems of growth, development and working.

• To act as an agent or a representative of a member or members in respect of matters connected with any of their operations working or administration.

16. To maintain close co-ordination and liaison with Reserve Bank of India, All Financial Institutions, Chambers of Commerce, Organisations of Banking Industry, Management or Educational Institutes, Universities and such other Organisations for realizing the subject and purposes of the Association.
17. Generally to do all and any other thing that may be necessary or relevant for the realization of the objects and purposes of the Association directly or indirectly.
18. To carry on publicity for the purpose of educating public opinion with regard to the scope, importance and activities of the banking industry, for creative growth and development.
19. To do all and such other things as are incidental or conductive to the attainment of any or all of the above objects.