Q1. Reserve Bank of India has permitted Video based Customer Identification Process (V-CIP) as a _______ alternate method of establishing the customer’s identity, for customer onboarding for KYC.

A. mandatory B. account-based C. consent-based D. customer-based Answer: C

Q2. The Reserve Bank has allowed non-banking financial companies (NBFCs) to pool and auction gold jewellery from different branches at which level?

A. state B. national C. district D. block Answer: C

Q3. Primary UCBs having total assets of _________ and above are required to report large exposures to __________.

A. Rs 100 crore; CRILC B. Rs 500 crore; CIBIL C. Rs 500 crore; CRILC D. Rs 100 crore; CIBIL Answer: C

Q4. What does PRI stand for in respect to Short Term Crop Loans through the Kisan Credit Card?

A. Prompt Regular Incentive B. Prompt Repayment Index C. Proper Repayment Index D. Prompt Repayment Incentive Answer: D

Q5. With respect to the Restructuring of Advances to MSMEs the aggregate exposure of banks and NBFCs to the borrower should not exceed _______?

A. Rs 15 crore B. Rs 10 crore C. Rs 50 crore D. Rs 25 crore Answer: D

Q6. What is the full form of NCCD?

A. Non-Centrally Cleared Derivatives B. New-Classified Cleared Debentures C. Non-Classified Cleared Derivatives D. New-Centrally Cleared Debentures Answer: A

Q7. RBI has linked all new floating rate personal or retail loans and floating rate loans to _______ extended by banks to be linked to external benchmark.

A. Medium Enterprise B. Micro-Enterprise C. MSE D. MSME Answer: C

Q8. To ensure easier transmission of monetary policy, RBI has advised banks to avail exemption to maintain the mandatory cash reserve ratio (CRR) for a period of _________ years.

A. 4 B. 5 C. 6 D. 8 Answer: B

Q9. RBI has allowed Regional Rural Banks (RRBs) to act as Merchant Acquiring Banks (MABs) using which mediums?

A. BHIM app B. Aadhaar Pay C. POS terminals D. All A, B, and C Answer: D

Q10. Who regulates the Housing Finance Companies?

A. NHB B. RBI C. SEBI D. NABARD Answer: B

Q11. Who will be honoured with the ‘Lokmanya Tilak National Journalism Award’ for his contribution to the field of journalism?

A. Sanjay Gupta B. Ravish Kumar C. Dhruv Rathee D. Anurag Kashyap A

Q12. Who was appointed as chairman of the Pension Fund Regulatory and Development Authority?

A. Supratim Bandyopadhyay B. Sanjiv Kaul C. Anil Chaturvedi D. Bimal Julka Answer: A

Q13. Madhavrao Scindia Cricket Ground is located in which state?

A. Gujarat B. Jharkhand C. Bihar D. Madhya Pradesh Answer: A

Q14. The Department of Biotechnology organized an International Summit on Women in STEM–“Visualizing the Future: New Skylines in which city?

A. Chennai B. Pune C. Mumbai D. NewDelhi Answer: D

Q15. Which country successfully tests air launched cruise missile Ra’ad-II?

A. Israel B. Iraq C. Pakistan D. Afghanistan Answer: C

Q16. What is the FDI limit in Payments Bank?

A. 20% B. 25% C. 74% D. 50% Answer: C

Q17. Who will head the committee to dispose of over 9,400 enemy properties, which is likely to fetch about Rs 1 lakh crore to the exchequer?

A. Amit Shah B. Narendra Modi C. Smriti Irani D. Nirmala Sitharaman Answer: A

Q18. What is the rank of India in Corruption Perception Index 2019 prepared by Transparency International?

A. 80th B. 81st C. 84th D. 85th Answer: A

Q19. According to the State-wise horticulture production data released at a conference organized by the Agriculture Ministry, which state emerges at the top in vegetable production?

A. Uttar Pradesh B. Gujarat C. WestBengal D. Maharashtra Answer: C

Q20. As per World Economic Forum’s 2020 Global Risks Report,how much of global GDP depend on nature?

A. $65 trillion B. $55 trillion C. $45 trillion D. $44 trillion Answer: D

Q21. Raibenshe dance is a popular folk dance of which state?

A. Goa B. West Bengal C. Odisha D. Assam Answer: B

Q22. Which body released its vision for the National Data and Analytics Platform (NDAP)?

A. SIDBI B. NITI Aayog C. NASSCOM D. RBI Answer: B

Q23. What does D stands for in NCD?

A. Derivatives B. Debentures C. Declaration D. Decline Answer: B

Q24. Which country mints world’s smallest gold coin values ¼ ?

A. Switzerland B. Australia C. India D. USA Answer: A

Q25. Recently government announced sale of 100 per cent stake in which airline?

A. Indigo B. Spicejet C. Air India D. Vistara Answer: C

Q26. Which bank is the first bank in the country to introduce multilingual voice-enabled mobile banking App?

A. City Union Bank B. IDBI Bank C. Federal Bank D. SBI Answer: A

Q27. What is the currency of Germany?

A. Peso B. Euro C. Dollar D. Rupee Answer: B

Q28. Recently which bank has decided to convert it into a small finance bank?

A. Airtel Payments Bank B. IPPB C. Aditya Birla Bank D. New India Cooperative Bank Answer: D

Q29. What is the maximum deposit allowed in Indian Post Payments Bank?

A. Rs 50,000 B. Rs 1,00,000 C. Rs 2,00,000 D. Rs 5,00,000 Answer: B

Q30. What is the theme of World Day of Social Justice 2020 ?

A. Workers on the move: the quest B. If you want peace and Development, work for social justice C. Social Well being and justice D. Closing the Inequalities Gap to Achieve Social Justice Answer: D

Q1. The Reserve Bank has permitted banks, NBFCs and other financial institutions to defer term loan installments by how many months?

A. One month B. Two months C. Three months D. Four Months Answer: C

Q2. To help arrest the economic slowdown in the wake of the coronavirus (Covid-19) outbreak, the Reserve Bank of India has lowered the key repo rate by 75 basis points (bps) to ______.

A. 3.50 percent B. 3.75 percent C. 4.40 percent D. 4.65 percent Answer: C

Q3. Which of the following banks has launched five special emergency loans for large corporates, medium enterprises, MSMEs, salaried and pensioners as a support to its customers effecting through economic slump and lockdown because of COVID-19 pandemic?

A. Bank of Baroda B. Punjab National Bank C. Indian Bank D. Syndicate Bank Answer: C

Q4. Which of the following Small Finance Bank has launched a UPI QR-based loan installment payment facility to its existing customers?

A. Ujjivan Small Finance Bank B. Utkarsh Small Finance Bank C. Jana Small Finance Bank D. Equitas Small Finance Bank. Answer: C

Q5. After the Reserve Bank of India’s (RBI) reconstruction plan for Yes Bank, the RBI has opened an emergency line of credit of _________.

A. Rs 29,000 crore. B. Rs 39,000 crore. C. Rs 49,000 crore. D. Rs 59,000 crore. Answer: D

Q6. What amount of financial support has been provided by National Bank for Agriculture and Rural Development (NABARD) in the Financial Year 2019-20 for building rural infrastructure?

A. Rs 22,213crore B. Rs 42,213crore C. Rs 55,213crore D. Rs 72,213crore Answer: B

Q7. Who among the following has been appointed as the Managing Director (MD) & Chief Executive Officer (CEO) of IndusInd Bank?

A. Sumant Kathpalia B. Bhavna Doshi C. Sanjeev Asthana D. Rajiv Agarwal Answer: A

Q8. In order to promote digital India initiative of the central Government which bank launched India’s 1st prepaid wallet card ‘Enkasu’?

A. Laxmi Vilas Bank B. Karur Vysya Bank C. RBL Bank D. Axis Bank Answer: B

Q9. Which bank becomes the 1st bank to launch COVID 19 emergency credit line (CECL) to provide funds to businesses affected by the infectious coronavirus?

A. State Bank of India B. Punjab National Bank C. Bank of Baroda D. ICICI Bank Answer: A

Q10. Who among the following has been appointed as the Additional Directors in Yes Bank board by the Reserve Bank of India?

A. R Gandhi B. Prashant Kumar C. Ananth Narayan Gopalakrishnan D. Both A and C Answer: D

Q11. RBI has extended the facility of processing of e-mandate for recurring transactions to cover Unified Payment Interface (UPI). What is the maximum permissible limit for a transaction under this arrangement?

A. Rs 1000 B. Rs 2000 C. Rs 3000 D. Rs 5000 Answer: B

Q12. Who among the following is the ex-officio member of the MPC?

A. BP Kanungo B. NS Vishwanathan C. MK Jain D. M D Patra Answer: D

Q13. Which of the following benchmarks administered by FBIL has not been notified as significant benchmark by RBI?

A. MIFOR B. Forward Premia Curve C. MIBOR D. Valuation of Government Securities Answer: B

Q14. What is the investment cap on Voluntary Retention Route’ (VRR) for Foreign Portfolio Investors (FPIs) investment in debt?

A. Rs. 75,000 crores B. Rs. 1.5 lakh crores C. Rs. 1 lakh crores D. Rs 50,000 crores Answer: B

Q15. What is the minimum retention period under the Revised VRR for Investment by FIIs?

A. 4 B. 5 C. 3 D. 2 Answer: C

Q16. What is the short-term investment limit of FPIs in Central Government Securities (including Treasury Bills) and State Development Loans?

A. 20% B. 25% C. 30% D. 50% Answer: C

Q17. Which entity has the powers to impose a monetary penalty in respect of payment systems in India?

A. RBI B. NPCI C. GoI D. All of these Answer: A

Q18. RBI has notified how many benchmarks administered by FBIL as ‘significant benchmark’?

A. 4 B. 5 C. 6 D. 7 Answer: C

Q19. Name the mobile app launched by RBI for aiding persons with visual impairment to identify the denomination of Indian Banknotes?

A. VANI B. MONEY C. MANI D. MAVI Answer: C

Q20. RBI has released the National Strategy for Financial Inclusion (NSFI) for which period?

A. 2020-2024 B. 2019-2023 C. 2019-2024 D. 2020-2023 Answer: C

Q21. What amount of loan will SIDBI provide to MSEs that are manufacturing medical supplies for COVID-19?

A. Rs 25 lakhs B. Rs 1 crore C. Rs 50 lakhs D. Rs 75 lakhs Answer: C

Q22. What is the GDP growth rate prediction for India for FY21 as per CRISIL?

A. 2.5% B. 3.5% C. 2.0% D. 5.2% Answer: B

Q23. What is the Policy Repo Rate as announced in the Seventh Bi-monthly Monetary Policy Statement, 2019-20 Resolution of the Monetary Policy Committee (MPC)?

A. 4.00% B. 4.40% C. 4.65% D. 5.25% Answer: B

Q24. What amount of financial support has NABARD provided towards building rural infrastructure in the current fiscal year 2019-20?

A. Rs 41,513 crore B. Rs 43,613 crore C. Rs 43,213 crore D. Rs 42,313 crore Answer: D

Q25. SBI will provide what percent of its annual profit for 2020-21 to fight the coronavirus outbreak in India?

A. 1% B. 0.50% C. 0.75% D. 0.25% Answer: D

Q26. Who has been appointed as the new MD & CEO of IndusInd Bank?

A. Sumant Kathpalia B. Mahabaleshwara MS C. Madhav Kalyan D. P.V. Bharathi Answer: A

Q27. Which bank has launched the pre-paid card Enkasu?

A. Andhra Bank B. Indian Bank C. Karur Vysya Bank D. South Indian Bank Answer: C

Q28. What is the GDP Rate prediction for India in FY21 as per UBS?

A. 4.0% B. 4.4% C. 4.8% D. 4.9% Answer: A

Q29. Which bank has launched the COVID 19 Emergency Credit Line (CECL) facility?

A. Reserve Bank of India B. State Bank of India C. Punjab National Bank D. ICICI Bank Answer: C

Q30. What is the outlay of COVID-19 Response Fund of the World Bank?

A. $10 Billion B. $14 Billion C. $12 Billion D. $20 Billion Answer: B

Q1. Who has authored the book titled ‘My Encounters in Parliament’?

A. Salman Khurshid B. P Chidambaram C. Hamid Ansari D. Bhalchandra Mungekar Answer: B

Q2. Who has authored the book titled 'Invincible - A Tribute to Manohar Parrikar'?

A. Tarun Vijay B. Vijay Goyal C. Piyush Goyal D. Rajnath Singh Answer: A

Q3. Who will head a 21-member high-level technical committee of public health experts to guide the people in preventive & control activities of COVID-19?

A. Preeti Sudan B. V K Paul C. Randeep Guleria D. Sujeet Singh Answer: B

Q4. Who will chair the COVID-19 Economic Response Task Force formed by Prime Minister Narendra Modi to tackle economic challenges arise during COVID-19 outbreak?

A. Nitin Gadkari B. Smiriti Irani C. Piyush Goyal D. Nirmala Sitharaman Answer: D

Q5. Who will chair the 8-member finance committee to review the fiscal consolidation road map of central & state government formed by the 15th Finance Commission?

A. Nirmala Sitharaman B. Rajiv Kumar C. Anirudh Tiwari D. Nand Kishore Singh Answer: D

Q6. Jairam Kulkarni who passed away recently, was associated with which field?

A. Acting B. Journalism C. Politics D. Literature Answer: A

Q7. Imtiaz Khan who recently passed away belonged to which field?

A. Acting B. Journalism C. Politics D. Comedy Answer: A

Q8. Patil Puttappa who recently passed away belonged to which field?

A. Acting B. Journalism C. Politics D. Literature Answer: B

Q9. Dana Zatopkova who recently passed away belonged to which field?

A. Sports B. Comedy C. Politics D. Journalism Answer: A

Q10. Amid the growing COVID-19 epidemic India has postponed its 1st summit on Artificial Intelligence (AI), ‘RAISE 2020– Responsible Artificial intelligence (AI) for Social Empowerment’ to ________.

A. August B. September C. October D. November Answer: C

Q11. Gudi Padwa or ‘Chaitra Shukla Pratipada’ is mainly celebrated in which state?

A. Rajasthan B. Gujarat C. Maharashtra D. Uttar Pradesh Answer: C

Q12. What is ‘Sowa-Rigpa’?

A. Tibetan system of medicine B. Tibetan Festivals C. Name of Herb found in Ladakh D. Yunani system of medicine Answer: A

Q13. Jainism is the traditional costume for women and is usually made of mulberry silk, a local specialty. Over the jainsem, they wear cotton shawls called tap-moh khlieh. The dress belongs to which state?

A. Ladakh B. Tripura C. Meghalaya D. Assam Answer: C

Q14. The ‘Parshuram Kund Mela’ was convened in which state?

A. Punjab B. Bihar C. Arunachal Pradesh D. Chhattisgarh Answer: C

Q15. When is International Nowruz Day celebrated globally?

A. 21 March B. 22 March C. 20 March D. 19 March Answer: A

Q16. When is World Poetry Day celebrated globally?

A. 21 March B. 22 March C. 20 March D. 19 March Answer: A

Q17. What is the amount of infused liquidity maintain financial stability in the Indian economy by Reserve Bank of India (RBI) as certain financial market segments are facing stress due to COVID-19 outbreak ?

A. 30,000 crores B. 20,000 crores C. 10,000 crores D. 40,000 crores Answer: A

Q18. What is the theme of World Down Syndrome Day 2020?

A. We Decide B. Syndrome Care C. Unite all D. Care 4 you Answer: A

Q19. What is the theme of the World Tuberculosis Day 2020?

A. United to End TB B. It’s time C. Stop TB in my lifetime D. TB anywhere is TB everywhere Answer: B

Q20. India celebrates “Shaheed Diwas” annually on which dates?

A. 21 st March B. 22 nd March C. 23 rd March D. 24 th March Answer: C

Q21. What is the e-payments target set (in volume) by Central Government for FY20?

A. 40 billion B. 50 billion C. 45 billion D. 25 billion Answer: C

Q22. Which bank recently sold its 10% stake in GST Network to 13 state governments?

A. ICICI Bank B. HDFC Bank C. Axis Bank D. State Bank of India Answer: A

Q23. What is India’s GDP growth rate for FY21 as per Fitch Ratings?

A. 5.5% B. 5.7% C. 6.2% D. 6.5% Answer: C

Q24. What is India’s contribution in the global wealth rise in 2019 as per Global Wealth Report published by Credit Suisse Research Institute (CSRI)?

A. 5% B. 6% C. 4% D. 7% Answer: D

Q25. What is the interest rate under the 6th tranche of Sovereign Gold Bond Scheme 2019-20?

A. 1% B. 2.5% C. 3% D. 3.5% Answer: B

Q26. Which country will Dominate Global Growth in 2024 as per Bloomberg?

A. China B. India C. US D. Indonesia Answer: A

Q27. Government has announced not impose charges or Merchant Discount Rate on customers as well as merchants on digital payments made to establishments having a turnover in excess of ________________.

A. Rs 100 crore B. Rs 500 crore C. Rs 150 crore D. Rs 50 crore Answer: D

Q28. Who has been elected as the Chairman of Indian Banks Association(IBA) for 2019-20?

A. G Rajkiran Rai B. Rajnish Kumar C. S S Mallikarjuna Rao D. Madhav Kalyan Answer: B

Q29. “Team Cashless India” has been launched by which of the following organization to promote digital payments in India?

A. Reserve Bank of India B. State Bank of India C. NPCI D. Mastercard Answer: D

Q30. NIRVIK Scheme has been launched by?

A. RBI B. SEBI C. ECGC D. IRDAI Answer: C

Q1. How many banks have been merged with “Kerala State Cooperative Bank” to form Kerala Bank?

A. 11 B. 12 C. 13 D. 14 Answer: C

Q2. What is the GDP Growth rate prediction for India in 2020 as per IMF?

A. 6.1% B. 6.3% C. 6.5% D. 7.0% Answer: D

Q3. Who releases World Economic Outlook Report?

A. ADB B. World Bank C. New Development Bank D. IMF Answer: D

Q4. The internal ombudsman scheme for non-Bank PPI issuers will cover those which have more than _____ pre-paid payment instruments outstanding?

A. 5 million B. 10 million C. 15 million D. 20 million Answer: B

Q5. Which bank recently launched its UCash and Digilocker app?

A. UCO Bank B. United Bank of India C. Union Bank of India D. Bank of Baroda Answer: A

Q6. Which bank had launched a month-long initiative ‘Pragati Rath’ to encourage people to adopt digital banking and also impart financial literacy?

A. Axis Bank B. ICICI Bank C. State Bank of India D. HDFC Bank Answer: D

Q7. What is the present SLR?

A. 18.75% B. 18.50% C. 18.25% D. 19.00% Answer: B

Q8. Surjit Bhalla has been appointed as executive director for India at which international organisation?

A. ADB B. IBRD C. IMF D. IDA Answer: C

Q9. What is the present interest rate for Kisan Vikas Patra (KVP)?

A. 8.6% B. 7.9% C. 7.6% D. 8.4% Answer: C

Q10. Who has been appointed as the new administrator for PMC Bank?

A. Jai Bhagwan Boria B. Joy Thomas C. P S Jayakumar D. Vikram Sawant Answer: A

Q11. Which ministry in collaboration with the UN Women flagged off an awareness campaign to end violence against women?

A. Home Ministry B. Ministry of Women and Child Development C. Ministry of Finance D. Ministry of Tribal Affairs Answer: A

Q12. Which state government launched Rythu Mitra app for farmers?

A. Telangana B. Assam C. Maharashtra D. Odisha Answer: A

Q13. Eligible residents can enter into FCY-INR swaps to hedge exchange rate and/or interest rate risk exposure arising out of long-term foreign currency borrowing. What does F stand for in FCY?

A. Financial B. Formal C. Foreign D. Functional Answer: C

Q14. How much amount of loan will be given by Asian Infrastructure Investment Bank (AIIB) to Mumbai Suburban rail?

A. $500 million B. $200 million C. $400 million D. $600 million Answer: A

Q15. Jelep La pass is located in which state?

A. Assam B. Jammu & Kashmir C. Himachal Pradesh D. Sikkim Answer: D

Q16. In order to provide intense training, research and development, and policymaking, the central government has planned to establish which world-class institute?

A. National Defence Academy B. National Sports Academy C. National Ayush University D. National Police University Answer: D

Q17. Where is the HQ of World Economic Forum?

A. Switzerland B. Thailand C. USA D. India Answer: A

Q18. Which state government has approved the Arundhati Scheme under which 10 grams (one tola) of gold will be provided free of cost to the bride if a marriage is solemnized and registered?

A. Manipur B. Tripura C. Bihar D. Assam Answer: D

Q19. The exercise Za’ir-Al-Bahr is an exercise between India and which other countries?

A. Qatar B. Oman C. Afghanistan D. Iran Answer: A

Q20. Ramanathaswamy Temple is located in which state?

A. Kerala B. Tamil Nadu C. Andhra Pradesh D. Karnataka Answer: B

Q21. The 8th edition of TrafficInfraTech Expo along with Parking InfraTech and Smart Mobility Expo was held in which city?

A. Mumbai B. Chennai C. Kanpur D. Pune Answer: A

Q22. Which organisation released book “From uttapam to sprouted dal parantha”?

A. NASSCOM B. UNICEF C. UNCTAD D. WHO Answer: B

Q23. Who has been awarded the 2019 Golden Foot award?

A. Lionel Messi B. Wayne Rooney C. Neymar D. Luka Modric Answer: D

Q24. Recently a book was released Essays and Reminiscences: A Festschrift in honour of which personality?

A. Nani A Palkhivala B. Indra Singh C. Akanksha Jain D. MK Singh Answer: A

Q25. Which of the following is not a type of Bank Account Offered by Indian Post Payments Bank?

A. Safal B. Safar C. Sugam D. Saral Answer: B

Q26. Reserve Bank of India (RBI) superseded the board of beleaguered Dewan Housing Finance Corporation Limited (DHFL). Who has been appointed as administrator of the board?

A. Sanjay Mitra B. Guruprasad Mohapatra C. TN Akehutu D. R Subramaniakumar Answer: D

Q27. Mahinda Rajapaksa has been elected as new PM of which country?

A. Pakistan B. SriLanka C. China D. Afghanistan Answer: B

Q28. Minsk is the capital of which country?

A. Hungary B. Gabon C. Djibouti D. Belarus Answer: D

Q29. Who becomes 4th Indian to receive highest Australian civilian honour?

A. Arvind Singh Chaturvedi B. Sachin Bansal C. Indra Nooyi D. Kiran Mazumdar Shaw Answer: D

Q30. Who will be the chairperson of Payments Regulatory Board of RBI that replace the existing Board for Regulation and Supervision of Payment and Settlement Systems?

A. Finance Minister B. One of the Deputy Governor of RBI C. Governor of RBI D. Finance Secretary Answer: C

Q1. Which of the following tennis player became the youngest champion to win “Golden Swing” title?

A. Roger Federer B. Novak Djokovic C. Rafael Nadal D. Thiago Wild Answer: D

Q2. Municipal Corporation of which city will take strict action to make it free of single use plastic?

A. New Delhi B. Ahmedabad C. Bangalore D. Mumbai Answer: D

Q3. Who has been presented with Syama Prasad Mukherjee award 2020 for Politics?

A. Sarbananda Sonowal B. Yogi Aditya Nath C. Biplab Kumar Deb D. Mamata Banerjee Answer: A

Q4. Which city is set to conduct World Productivity Congress 2020?

A. New Delhi B. Ahmedabad C. Bangalore D. Hyderabad Answer: C

Q5. Shadakshari Settar who recently passed away belonged to which field?

A. History B. Mathematics C. Comedy D. Politics Answer: A

Q6. Which city’s airport has launched “Export Cold Zone” for processing and storage of agro and Pharma products?

A. New Delhi B. Kolkata C. Bangalore D. Mumbai Answer: D

Q7. Which State’s High Court has banned all forms of strikes in schools and colleges?

A. Maharashtra B. Gujarat C. Tamilnadu D. Kerala Answer: D

Q8. Who has been honoured with Swami Vivekananda Karmayogi Award 2020?

A. Sumaira Abdulali B. Jadav Payeng C. Norma Alvares D. Claude Alvares Answer: B

Q9. Which city hosted launch of Patrol Vessel “Yard 45006 Vajra”?

A. Kochi B. Kolkata C. Vishakhapatnam D. Chennai Answer: D

Q10. Which city has set record for highest digital transactions?

A. Chennai B. Pune C. Bangalore D. Hyderabad Answer: C

Q11. Who has been appointed as MD and CEO of IndusInd Bank?

A. A S Rajeev B. Pallav Mahapatra C. Sumant Kathpalia D. G. Padmanabhan Answer: C

Q12. Which city hosted the National Krishi Vigyan Kendra Conference 2020?

A. New Delhi B. Kolkata C. Bangalore D. Hyderabad Answer: A

Q13. Which State’s University won Inaugural edition of Khelo India University games ?

A. Punjab B. Haryana C. Madhya Pradesh D. Odisha Answer: A

Q14. Which player won the 5th Dubai Tennis Championship title 2020?

A. Roger Federer B. Novak Djokovic C. Rafael Nadal D. Andy Murray Answer: B

Q15. Who has been appointed as PM of Malaysia?

A. Najib Razak B. Muhyiddin bin Haji Muhammad Yassin C. Siti Hasmah Mohamad Ali D. Mahathir bin Mohamad Answer: B

Q16. Which Player claimed 2nd spot in world chess rankings?

A. P Iniyan B. Koneru Humpy C. Harsha Bharathakoti D. Girish Koushik Answer: B

Q17. Which player has been banned for 8 years who even won 3 gold medals in Olympics?

A. Lebron James B. Sun Yang C. Russel Wilson D. Stephen Curry Answer: B

Q18. Who has been appointed as new Chairman and Managing Director (CMD) of National Hydro Power Corporation (NHPC)?

A. Gajendra Kumar Singh B. Abhay Kumar Singh C. Gobinda Baidya D. Ratish Kumar Answer: B

Q19. Which state has become the first state to achieve 100% LPG coverage?

A. Himachal Pradesh B. Sikkim C. Madhya Pradesh D. West Bengal Answer: A

Q20. Which city hosted the National Conference on Coastal Disaster Risk Reduction and Resilience 2020?

A. New Delhi B. Ahmedabad C. Bangalore D. Hyderabad Answer: A

Q21. What is the limit for Ways and Means Advances (WMA) in Second half of FY20?

A. Rs 25,000 crore B. Rs 50,000 crore C. Rs 45,000 crore D. Rs 35,000 crore Answer: D

Q22. Name the ‘green’ bond fund launched by BIS?

A. FX miles B. FX piles C. FX loads D. FX bonds Answer: B

Q23. What is India’s GDP growth rate in CY2019 as per UNCTAD?

A. 5.7% B. 5.9% C. 6.0% D. 6.1% Answer: C

Q24. Shyam Srinivasan is the MD and CEO of which bank?

A. Federal Bank B. Axis Bank C. Citi Bank D. Kotak Mahindra Bank Answer: A

Q25. What is the auto-reversal time stipulated by RBI for ATM transactions where Customer’s account has been debited but cash was not dispensed?

A. 3 days B. 2 days C. 1 day D. 5 days Answer: D

Q26. What is the sanctioned limit for the classification of export credit under Priority Sector Lending?

A. ₹ 500 million B. ₹ 100 million C. ₹ 250 million D. ₹ 400 million Answer: D

Q27. The government has recently reduced the Corporate Tax for Domestic Companies to 22%. What was this rate earlier?

A. 25% B. 27% C. 30% D. 32% Answer: C

Q28. Which of the following payment service has been adjudged as the world’s best real-time payment service as per FIS’s ‘Faster Payments Innovation Index’?

A. IMPS B. UPI C. RTGS D. CHIPS Answer: A

Q29. As per Finance Minister, no stressed MSME will be declared as NPA till __?

A. June 30, 2020 B. July 31, 2020 C. December 31, 2019 D. March 31, 2020 Answer: D

Q30. What is the interest rate on employees’ provident fund for 2018-19?

A. 8.50% B. 8.10% C. 8.25% D. 8.65% Answer: D

Q1. Which bank has announced to launch a cobranded credit card in partnership with Indian Oil Corporation Ltd (IOCL)?

A. ICICI Bank B. HDFC Bank C. Axis Bank D. Yes Bank Answer: C

Q2. In which place Union Minister of Home Affairs Amit Shah laid down the foundation stone for ‘Bharat Vandana Park’ worth Rs.550 crores?

A. Ahmedabad, Gujarat B. Dwarka, Delhi C. Kolkata, West Bengal D. Mumbai, Maharashtra Answer: B

Q3. Which of the following institutions has agreed to provide $100 million to India’s National Investment and Infrastructure Fund’s (NIIF) that aims to raise about $1 billion to invest in up to 10 private equity funds?

A. International Finance Corporation (IFC) B. New Development Bank (NDB) C. Asian Infrastructure Investment Bank (AIIB) D. Asian Development Bank (ADB) Answer: B

Q4. Who among the following has won Sahitya Akademi Award 2019 for his book “An Era of Darkness: The British Empire in India”?

A. Arundhati Roy B. Amitav Ghosh C. Chetan Bhagat D. Shashi Tharoor Answer: D

Q5. The National Conference on “Uniformed Women in Prisons Administration” of 2nd edition organized in which city of India?

A. New Delhi B. Chennai C. Bhopal D. Patna Answer: C

Q6. State Bank of India (SBI) has signed a loan agreement worth of ______ with KFW (Kreditanstalt für Wiederaufbau) German development bank for establishing an energy-efficient housing program in India.

A. USD 277 million B. USD 370 million C. USD 497 million D. USD 377 million Answer: A

Q7. Indian Railways has unveiled ‘Himdarshan Express’ comprising all-new Vistadome Coaches on which route of India?

A. Roha and Mumbai B. Kalka and Shimla C. Pathankot and Palampur D. New Delhi and Chandigarh Answer: B

Q8. According to the International Monetary Fund (IMF), what will be the India’s economic growth forecast _______ for 2020?

A. 5.5% B. 5.8% C. 7% D. 6.1% Answer: B

Q9. Which state of India has announced to observe the year 2020 as “Susashan Sankalp Varsh”?

A. Haryana B. Delhi C. Bihar D. Orissa Answer: A

Q10. Who becomes the first Indian to win Miss Teen International 2019?

A. Priyanka Kumari B. Sana Dua C. Aayushi Dholakia D. Neeti Goswami Answer: C

Q11. Federal Bank has partnered with online real estate platform _______ for listing and e-auctioning of immovable properties repossessed by the bank in recovery proceedings.

A. Brigade Enterprises Ltd B. DLF Ltd C. Housing Development and Infrastructure Ltd (HDIL) D. Magic Brick Answer: D

Q12. What is the age range to be eligible for enrolling in NPS (National Pension Scheme)?

A. 18-25 B. 18-35 C. 18-40 D. 18-60 Answer: D

Q13. Defence Expo 2020 was held in which city of India?

A. Bengaluru B. Mumbai C. Chennai D. Lucknow Answer: D

Q14. Who among the following has been named International Tennis Federation's (ITF) World Champions for 2019 in Men’s category?

A. Rafael Nadal B. Danil Medvedev C. Novak Djokovic D. Roger Federer Answer: A

Q15. Under IMPS, a given amount can also be remitted through ABR Service. What does ABRS stand for?

A. Aadhaar Based Remittance Service B. Aadhaar Based Resource Scheme C. Aadhaar Based Refinance Service D. Aadhaar based Redevelopment Scheme Answer: A

Q16. Which state government has announced to set up Vikram Sarabhai Children Innovation Center (VSCIC)?

A. Gujarat B. Karnataka C. Odisha D. Maharashtra Answer: A

Q17. On 3rd January 2020, General Qasem Soleimani was killed by a U.S drone’s airstrike ordered by U.S president Donald Trump. He was commander in chief of Iran’s elite ___.

A. Nationalist Force B. Quds Force C. National Guard D. Kurds Force Answer: B

Q18. PNB MetLife India Insurance Company has partnered with which company to provide life insurance to its customers by fundling life insurance covers on their loans?

A. HDFC Ergo B. ICICI Prudential C. Bajaj Finserv D. RevFin Answer: D

Q19. Canada’s largest pension fund manager Canada Pension Plan Investment Board (CPPIB) has committed to invest up to how much money in National Investment and Infrastructure Fund (NIIF)?

A. $600 million B. $300 million C. $500 million D. $6 billion Answer: A

Q20. According to the Census 2011, which state has the highest Scheduled Caste population?

A. Uttar Pradesh B. Bihar C. Maharashtra D. Jharkhand Answer: A

Q21. Which bank has launched savings bank account service under the name “Bharosa”?

A. Paytm Payments Bank B. Airtel Payments Bank C. Utkarsh Small Finance Bank D. Bank of Baroda Answer: B

Q22. Which city has overtaken India’s financial capital Mumbai to become the top center for trading the Indian Rupee currency?

A. Los Angeles B. Chicago C. Beijing D. London Answer: C

Q23. What is the lock-in period on investments made by non-residents in infrastructure debt funds (IDFs)?

A. 1 year B. 2 years C. 3 years D. No lock in period Answer: D

Q24. Which of the following entity has launched the recurring payments method – SI-Hub?

A. Mastercard B. VISA C. NPCI D. Reserve Bank of India Answer: A

Q25. What is the banks’ exposures limit to a single NBFC?

A. 15% B. 20% C. 25% D. 30% Answer: B

Q26. What is the Risk Weight for credit card receivables?

A. 125% of the loan B. 100% of the loan C. 110% of the loan D. 150% of the loan Answer: A

Q27. What is the Risk Weight for Consumer Credit?

A. 125% of the loan B. 110% of the loan C. 100% of the loan D. 75% of the loan Answer: C

Q28. Ministry of Statistics and Programme Implementation (MoSPI) will conduct the economic census once in every ___ year.

A. 2 B. 4 C. 6 D. 3 Answer: D

Q29. Which edition of Economic Census is underway in India?

A. 6th B. 9th C. 8th D. 7th Answer: D

Q30. RBI has made mandatory for banks to link loans to external benchmark. Which of the following external benchmark cannot be used to linking rate of loan?

A. Repo rate B. Government of India 3-Months Treasury Bill yield published by the Financial Benchmarks India Private Ltd (FBIL) C. Government of India 6-Months Treasury Bill yield published by the FBIL D. Bank Rate Answer: D

Q1. Which bank becomes the 1st bank to launch COVID 19 emergency credit line (CECL) to provide funds to businesses affected by the infectious coronavirus?

A. State Bank of India B. Punjab National Bank C. Bank of Baroda D. ICICI Bank Answer: A

Q2. Which oil company becomes the first company to to begin supply of BS-VI fuel across country?

A. Indian Oil Corporation (IOC) B. Hindustan Petroleum (HP) C. Bharat Petroleum (BP) D. Indraprastha Gas Ltd ( IGL ) Answer: A

Q3. In order to promote ‘Horticulture’ which scheme has been mooted in the union budget 2020-21?

A. Kisan Rail B. Krishi Udaan C. Dhaanyalakshmi D. ‘one product one district‘ Answer: D

Q4. As per the union budget 2020-21, by which year foot and mouth disease, as well as brucellosis in cattle will be eliminated?

A. 2022 B. 2023 C. 2024 D. 2025 Answer: D

Q5. As per the union budget 2020-21, the Delhi-Mumbai Expressway shall be completed by which year?

A. 2022 B. 2023 C. 2024 D. 2025 Answer: B

Q6. As per the union budget 2020-21, how much amount has been allocated towards the health sector?

A. Rs 27,000 crore B. Rs 32,000 crore C. Rs 48,000 crore D. Rs 69,000 crore Answer: D

Q7. In the Union Budget 2020-21, for which purpose the government has proposed to set up Viability Gap funding window in the Public Private Partnership (PPP) mode?

A. To run bullet train B. For Sewerage cleaning C. Health infrastructure establishment D. Expansion of Jan Aushadhi Kendra Scheme Answer: C

Q8. In the budget speech 2020-21 government has proposed to sale its entire stack in which of the following banks?

A. SIDBI B. NABARD C. IDBI D. SBI Answer: C

Q9. As the union budget 2020-21, the National Gas Grid shall be expanded from 16,200 km to how many km?

A. 24000 B. 25000 C. 26000 D. 27000 Answer: D

Q10. How much amount has been allocated for health sector in the Union Budget 2020-21?

A. 69,000 B. 25,000 C. 27,000 D. 75,000 Answer: A

Q11. Which examination has been proposed in the union budget 2020 for the students of Asian and African countries wishes to study in India?

A. IND-EDU B. IND-CAT C. IND-SAT D. IND-MAT Answer: C

Q12. What amount has been allocated towards Industry, Commerce and Investment in the union budget 2020-21?

A. Rs 8,657 crore B. Rs 12,465 crore C. Rs 14,780 crore D. Rs 27,227 crore Answer: D

Q13. As per the union budget 2020-21, How many archaeological sites shall be converted into Iconic Sites?

A. 2 B. 3 C. 4 D. 5 Answer: D

Q14. How much tax exemption has been allowed on Sovereign Wealth Fund Infrasture Investment?

A. 30% B. 50% C. 75% D. 100% Answer: D

Q15. Which of the following taxes has been abolished in the union budget 2021-21?

A. Fringe Benefit Tax B. Dividend Distribution Tax C. Securities Transaction Tax D. Capital Gains Tax Answer: B

Q16. DDT has been abolished by the Govt as per the Budget 2020-21. What does the 1st D stand for in DDT?

A. Division B. Distribution C. Divisive D. Dividend Answer: D

Q17. Which of the following scheme focuses converting barren lands into Solar Plants?

A. PMKUSUM B. PMKVVY C. PMFBY D. PMJJY Answer: A

Q18. In the union budget 2020-21, finance minister announced the launch of 'TB harega, desh jitega' program to eradicate Tuberculosis by which year?

A. 2022 B. 2023 C. 2024 D. 2025 Answer: D

Q19. What is the purpose of NIRVIK scheme, which was announced by Nirmala Sitharaman in the Union Budget 2020-21?

A. To boost infrastructure investment in the country B. To achieve higher export credit disbursement C. To export more agricultural products D. To simplify the direct tax regime Answer: B

Q20. What amount has been allocated towards Transport Infrastructure in the union budget 2020-2021?

A. Rs 1,69,637 crore B. Rs 1,97,256 crore C. Rs 40,740 crore D. Rs 27,985 crore Answer: A

Q21. The Regional Conference on the theme “Replication of Good Governance Practices held in which state/UT?

A. Jammu B. NewDelhi C. Karnataka D. Assam Answer: A

Q22. Where is the HQ of Archery Association of India?

A. Mumbai B. Chennai C. Pune D. NewDelhi Answer: D

Q23. Recently Google Earth have covered how much percent of entire population?

A. 90% B. 92% C. 98% D. 95% Answer: C

Q24. Which country formally released its new National policy Framework titled ‘Vistas of Prosperity and Splendor’?

A. Maldives B. Myanmar C. Sri Lanka D. Bhutan Answer: C

Q25. Where is the HQ of National Disaster Response Force?

A. NewDelhi B. Mumbai C. Chennai D. Lucknow Answer: A

Q26. The 15-day Aadi Mahotsav, National Tribal festival has began in which city/UT?

A. Chandigarh B. NewDelhi C. Pune D. Bengaluru Answer: B

Q27. The stock market index of Bombay Stock Exchange is ?

A. Nifty B. Sensex C. FTSE D. Bearish Answer: B

Q28. Which Company has partnered with local store owners of India for its ‘I Have Space’ (IHS) programme to provide pickup and delivery services to customers?

A. Myntra B. Dailyobjects C. Flipkart D. Amazon Answer: D

Q29. Who was awarded on the spot Chief of Army Staff Commendation Card by Army Chief General Bipin Rawat for winning Ultraman India in 27 hours 46 minutes?

A. Karambir Singh B. MK Singh C. BD Mishra D. Swaroop Singh Kuntal Answer: D

Q30. The 8th India-China joint training exercise ‘HAND-IN-HAND 2019’ held in which city?

A. Shillong B. Dispur C. Pune D. Kochi Answer: A

Q1. Which organization has recently launched the MANI Mobile app?

A. SEBI B. RBI C. IRDAI D. SIDBI Answer: B

Q2. Name the e-auction platform launched by Government to enable online auction of attached assets by banks?

A. eBkray B. eVikalp C. eAuction D. eVyapar Answer: A

Q3. Companies with turnover of _______ will be mandated to provide RuPay Debit card and UPI QR code payment facility to their customers.

A. Rs 10 crore B. Rs 20 crore C. Rs 25 crore D. Rs 50 crore Answer: D

Q4. RBI has directed Large UCBs to report all exposures above ___________ to CRILC?

A. Rs 5 crore B. Rs 50 crore C. Rs 500 crore D. Rs 100 crore Answer: A

Q5. What is the Growth forecast of India for FY20 by IMF?

A. 4.9% B. 6.1% C. 5.1% D. 4.6% Answer: B

Q6. What is the aggregate lending cap set by RBI across all NBFC-P2P lending platforms?

A. Rs 20 lakh B. Rs 25 lakh C. Rs 50 lakh D. Rs 1 crore Answer: C

Q7. RBI has announced a special Open Market Operation (OMO) Purchase and Sale of Government of India Dated Securities for what amount?

A. Rs 100 crore B. Rs 5,000 crore C. Rs 15,000 crore D. Rs 10,000 crore Answer: D

Q8. What is the GST rate decided for lottery effective from March 2020?

A. 5% B. 18% C. 28% D. Nil Answer: C

Q9. Which bank was in news recently for crossing the $100 Billion Market Cap?

A. Axis Bank B. State Bank of India C. ICICI Bank D. HDFC Bank Answer: D

Q10. The Asian Development Bank (ADB) has signed what amount of loan agreement with Energy Efficiency Services Limited (EESL) in December 2019 to expand energy efficiency investments in India?

A. USD 250 million B. USD 100 million C. USD 150 million D. USD 500 million Answer: A

Q11. In order to provide enough credit to entrepreneurs in the MSME sector, the state government of Gujarat has signed an MoU with which of the following banks?

A. Punjab National Bank (PNB) B. Bank of Baroda (BOB) C. State Bank of India (SBI) D. Bank of India (BOI) Answer: C

Q12. With which country India has signed the capital acquisition contract for the procurement of Light Machine Gun (LMGs)?

A. Russia B. USA C. France D. Israel Answer: D

Q13. For installing 1000 public charging stations for electric vehicles state-owned Energy Efficiency Services Limited (EESL) has signed an MoU with which of the following companies?

A. MTNL B. Airtel C. Idea Cellular D. BSNL Answer: D

Q14. The book titled ‘Lady, You’re the Boss!’ has been authored by who among the following?

A. Kiran Mazumdar-Shaw B. Apurva Purohit C. Vandana Luthra D. Priya Paul Answer: B

Q15. Who will chair the 8-member finance committee to review the fiscal consolidation road map of central & state government formed by the 15th Finance Commission?

A. Nirmala Sitharaman B. Rajiv Kumar C. Anirudh Tiwari D. Nand Kishore Singh Answer: D

Q16. Who will lead the 9-member committee formed by the Insurance Regulatory and Development Authority of India (IRDAI) to examine the possibility of allowing life insurers to offer indemnity-based health policies again?

A. Subhash Khuntia B. Tapan Ray C. G Srinivasan D. Arundhati Sounderajan Answer: C

Q17. Who along with Arfa Sherwani has been conferred with Chameli Devi Jain Award?

A. Rohini Mohan B. Sanya Mishra C. Sachana Kumar D. Mohita Bansal Answer: A

Q18. Who has been conferred with ESPN Female Sportsperson of the year award?

A. Rani Rampal B. P.V. Sindhu C. Dutee Chand D. Mirabai Chanu Answer: B

Q19. Which country has ranked 2nd in Global Animal Protection Index 2020?

A. India B. China C. Sweden D. Norway Answer: A

Q20. The World’s first Digital Solutions Exchange in the cloud “GOKADDAL” has been launched in which country?

A. USA B. France C. Germany D. India Answer: D

Q21. Who has been appointed as new MD of Google Cloud India?

A. Kunal Misra B. Harmeet Sidhu C. Karan Bajwa D. Mayoori Kangoo Answer: C

Q22. Whose biography has been authored by Sadguru Patil and Mayabhushan Nagvenkar?

A. Narendra Modi B. Manohar Parrikar C. Sushma Swaraj D. Sheela Dixit Answer: B

Q23. Puthussery Ramachandran who recently passed away belonged to which field?

A. Acting B. Journalism C. Politics D. Poet Answer: D

Q24. Dana Zatopkova who recently passed away belonged to which field?

A. Sports B. Comedy C. Politics D. Journalism Answer: A

Q25. Which city hosted the Higher Education Leadership Development Programme?

A. New Delhi B. Ahmedabad C. Bangalore D. Hyderabad Answer: A

Q26. Name the scheme proposed to be launched which will be run by women’s self-help groups (SHGs), with an aim to provide holding capacity for farmers?

A. Gramin Bhandar Grih B. Gram storage scheme C. Rural storage scheme D. Village Storage Scheme Answer: D

Q27. Which state government has launched Kaushal Satrang, Yuva hub and an Apprenticeship scheme for skill development for the youth of state?

A. West Bengal B. Assam C. Uttar Pradesh D. Tamilnadu Answer: C

Q28. Which state hosted the “Poshan Pakhwada”?

A. Nagaland B. Rajasthan C. Madhya Pradesh D. Bihar Answer: A

Q29. India’s policy think tank the NITI Aayog is organizing Sustainable Development Goals Conclave 2020 in which city of India?

A. New Delhi B. Guwahati C. Kolkata D. Ahmedabad Answer: B

Q30. Which city hosted National conference on women in Police?

A. Hyderabad B. Bangalore C. New Delhi D. Mumbai Answer: C

Q1. The Reserve Bank of India (RBI) has extended the validity of Authorization to which institution till March 31, 2021 to setup, own and operates the White Label ATMs?

A. Muthoot Finance B. Vakrangee Limited C. AGS Transact Technologies D. Hitachi Payment Services Pvt. Ltd. Answer: B

Q2. The Reserve Bank of India (RBI) has decided to infuse what amount in the banking system by buying government securities through open market operations (OMO) on March 20, 2020?

A. 10,000 crore B. 15,000 crore C. 20,000 crore D. 25,000 crore Answer: A

Q3. Which of the following banks has entered into the partnership with Bharti AXA General Insurance Company Ltd to launch complimentary insurance for customers of the bank?

A. DBS Bank India Limited B. Bandhan Bank C. Axis Bank D. Jammu and Kashmir Bank Answer: A

Q4. Which payments bank will start issuing Visa debit cards to its customers?

A. Paytm B. Airtel C. Aditya Birla D. India Post Answer: A

Q5. Which bank is set to be excluded from Nifty 50 index?

A. Canara Bank B. Syndicate Bank C. State Bank of India D. Yes Bank Answer: D

Q6. Which bank and HIL India have launched a customer payment portal to collect payment through various online modes for collection of dues?

A. State Bank of India B. Canara Bank C. Union Bank of India D. United Bank of India Answer: C

Q7. Which Bank has partnered with BSNL to launch Bharat InstaPay?

A. State Bank of India B. Canara Bank C. Punjab National Bank D. Syndicate Bank Answer: A

Q8. Mastercard recently announced the launch of its first Lab in India, which will work with partners in the fintech industry to identify and experiment with future technologies. The Labs will be set up in_____.

A. Ahmedabad B. Pune C. Mumbai D. Gandhi Nagar Answer: B

Q9. Nedungadi Bank Ltd (NBL) has recently taken over by which of the following public sector banks?

A. Allahabad Bank B. Punjab National Bank C. Bank of Baroda D. State Bank of India Answer: B

Q10. What is the maximum voting right for any shareholders in Payments Bank?

A. 5 Per cent B. 10 per cent C. 15 per cent D. 18 percent Answer: B

Q11. Which became first city in India to get online portal to exchange reusable products?

A. Chennai B. Mumbai C. Kanpur D. Kochi Answer: A

Q12. An account will be classified as dormant if there are no transactions in the account for a period of ____ months?

A. 12 months B. 60 months C. 24 months D. 36 months Answer: C

Q13. Union Minister Ravi Shankar Prasad launched which mission to fast track growth of digital communications infrastructure?

A. National Broadband Mission B. Digital India C. National Digital Mission D. Digi Broadband Mission Answer: A

Q14. The Upper Manair Dam is located in which of the following states?

A. Himachal Pradesh B. Assam C. Odisha D. Telangana Answer: D

Q15. The eighth edition of Ganga Kayak Festival was inaugurated in which state?

A. Telangana B. Odisha C. Uttarakhand D. Himachal Pradesh Answer: C

Q16. Who is the author of the book An Era of Darkness?

A. Ramprasad Pal B. Nandkishor Acharya C. Arundhati Roy D. Shashi Tharoor Answer: D

Q17. The Ministry of Labour and Employment has amended the Employees’ Provident Fund (EPF) Scheme to allow its members to withdraw money from the corpus if he/she remains unemployed for more than how many months?

A. 3 B. 1 C. 6 D. 2 Answer: A

Q18. What is the capital of France?

A. Geneva B. Rome C. Paris D. NewYork Answer: C

Q19. Who was re-elected as Prime Minister of UK?

A. Boris Johnson B. Scott Morrison C. Abid Aliy D. Christian Georgia Answer: A

Q20. The 4th National Conference on Review of Implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY) held in which city?

A. Mumbai B. Udaipur C. Surat D. Lucknow Answer: B

Q21. Who was appointed as the chairman-cum-managing director of NALCO?

A. N K Singh B. Suman Chakraborty C. Sridhar Patra D. Sanjiv Singh Answer: C

Q22. Kikkli is a popular folk dance of which state?

A. Punjab B. Haryana C. Gujarat D. Rajasthan Answer: A

Q23. What is the paid up capital of Payment bank?

A. Rs 100 Crores B. Rs 200 Crores C. Rs 250 Crores D. Rs 500 Crores Answer: A

Q24. Which city Airport becomes first single-use plastic-free airport of India?

A. Delhi B. Lucknow C. Mumbai D. Pune Answer: A

Q25. The FIDE Women’s Grand Prix (WGP) held in which city?

A. Rome B. Paris C. NewYork D. Monaco Answer: D

Q26. The Union government has decided to rename well-known think tank Institute for Defence Studies and Analyses (IDSA) after which personality?

A. Sarojini Naidu B. Jawaharlal Nehru C. Manohar Parrikar D. Atal Bihari Vajpayee Answer: C

Q27. Which Company has emerged as the number one company in terms of revenue in the Fortune India 500 list for 2019?

A. Indian Oil Corporation B. Reliance Industries C. Bharat Petroleum D. Armaco Answer: B

Q28. Which bank announced the launch of co-branded credit card in partnership with Indian Oil Corporation Ltd (IOCL)?

A. Bank of Baroda B. IDBI Bank C. Federal Bank D. Axis Bank Answer: D

Q29. What does P stands for in CNP?

A. Protect B. Present C. Part D. Portable Answer: B

Q30. The Biotechnology Innovation Organization is based in________?

A. Vienna, Austria B. Paris, France C. Geneva, Switzerland D. Washington D.C., USA Answer: D

Q1. The ICC Under-19 World Cup Cricket 2020 was held in which country?

A. Australia B. South Africa C. New Zealand D. Bangladesh Answer: B

Q2. The Department of Telecommunications (DoT), Government of India has approved up to 100% FDI limit in which telecom company?

A. Bharti Airtel B. Idea Cellular C. Vodafone D. Jio Answer: A

Q3. Which financial company has acquired the Essel Finance’s micro, small and medium enterprises (MSME) loan business in India?

A. Tata Capital B. Adani Capital C. Bajaj Finserve D. Mahindra & Mahindra Capital Answer: B

Q4. Which state’s transport corporation has been awarded with Transport Minister’s Road Safety Award 2018-19 for “lowest rate of accident”?

A. Uttar Pradesh B. Uttarakhand C. Bihar D. Delhi Answer: D

Q5. Who among the following has been appointed as the managing director and chief executive officer (MD & CEO) of Canara Bank?

A. Sanjiv Chadha B. Lingam Venkat Prabhakar C. Atanu Kumar Das D. Mahender Kumar Garg Answer: B

Q6. SAMPRITI-IX is a joint military exercise between India and _____.

A. Singapore B. Thailand C. Sri Lanka D. Bangladesh Answer: D

Q7. Who among the following is appointed as the Managing Director of the State Bank of India (SBI)?

A. Mahender Kumar Garg B. Dr. Ashima Goyal C. Challa Sreenivasulu Setty D. Dr. Ajit Kumar Saxena Answer: C

Q8. Which National Park is the India’s First National Park?

A. Kaziranga National Park B. Hailey National Park C. Sri Venkateshwara National Park D. Nameri National Park Answer: B

Q9. Revolutionary poet Rabi Singh passed away recently. He was famous for writing in which language?

A. Bengali B. Sanskrit C. Odia D. Marathi Answer: C

Q10. As per the budget 2020-21 government has set a goal for doubling the farmers’ income by which year?

A. 2021 B. 2022 C. 2023 D. 2024 Answer: B

Q11. Which city hosted the BioAsia Summit 2020?

A. New Delhi B. Kolkata C. Hyderabad D. Mumbai Answer: C

Q12. RBI rejects merger of which two banks?

A. Yes Bank and IndiaBulls B. Laxmi Vilas Bank and IndiaBulls C. Yes Bank and Dhanlaxmi Bank D. Dhanlaxmi Bank and Edelweiss Broking Limited Answer: B

Q13. Who is the author of the book “Let me say it now”?

A. Rakesh Maria B. Amitav Ghosh C. Arundhati Roy D. Vikram Seth Answer: A

Q14. Chilka lake is located in-

A. Odisha B. Bihar C. Rajasthan D. Maharashtra Answer: A

Q15. A Scheme for Promoting Innovation, Rural Industry and Entrepreneurship (ASPIRE) will be implemented through which bank?

A. SBI B. IDBI C. SIDBI D. BOB Answer: C

Q16. What is the theme of International Mother Language Day 2020?

A. Languages without barriers B. Language without borders C. Barriers without languages D. Borders without languages Answer: B

Q17. What amount has been raised by the Asian Development Bank (ADB) from a new issue of offshore Indian rupee-linked 10-year bonds?

A. USD 108 million B. USD 118 million C. USD 218 million D. USD 850 million Answer: B

Q18. 1st Khelo India Winter Games 2020 was held in which state/ UTs?

A. Arunachal Pradesh B. Uttrakhand C. Himachal Pradesh D. Union Territory of Ladakh Answer: D

Q19. National Council of applied economics research has estimated India GDP growth rate for financial year 2019-20 at _____.

A. 5.0 B. 4.9 C. 4.5 D. 4.8 Answer: B

Q20. Which Insurance company became 1st company in India to deliver policy and renewal documents using whatsapp?

A. IFFCO TOKIO B. Tata AIG C. Bajaj Allianz D. Bharti AXA Answer: D

Q21. What is India’s rating as per S&P?

A. BB- B. AA- C. BBB- D. BBB+ Answer: C

Q22. Which bank has topped the list of the highest increase in brand value among global banks, according to The Banker’s Top 500 Banking Brands 2020 report?

A. IDBI Bank B. ICICI Bank C. Axis Bank D. IndusInd Bank Answer: D

Q23. What is the minimum net worth requirement for pension fund managers as per PFRDA?

A. Rs 50 Crore B. Rs 25 Crore C. Rs 100 Crore D. Rs 75 Crore Answer: A

Q24. What is the present Reverse Repo Rate as per the Sixth Bi-monthly Monetary Policy Statement, 2019-20?

A. 5.15% B. 5.40% C. 5.65% D. 4.90% Answer: A

Q25. The self-service delivery facility, called ‘iBox’ has been launched by which bank?

A. HDFC Bank B. IDBI Bank C. ICICI Bank D. Axis Bank Answer: C

Q26. What is the Investment cap set by RBI for FPI through Voluntary Retention Route (VRR)?

A. Rs 75,000 crore B. Rs 1.5 lakh crore C. Rs 1 lakh crore D. Rs 50,000 crore Answer: B

Q27. What is the limit set by RBI that FPI can invest in government and corporate bonds?

A. 20% B. 30% C. 25% D. 35% Answer: B

Q28. Pioneer Banking is a wealth management platform launched by which bank?

A. IDBI Bank B. IndusInd Bank C. ICICI Bank D. Axis Bank Answer: B

Q29. What is the FDI Limit in Bharti Airtel as approved by DoT?

A. 49% B. 51% C. 74% D. 100% Answer: D

Q30. What is RBI’s rank in gold buyer abroad in the year 2019, as per the World Gold Council (WGC) report titled, “World Gold Outlook 2020”?

A. 3 B. 4 C. 5 D. 6 Answer: D

Q1. Name India’s first corporate bond ETF launched by Edelweiss AMC?

A. Green Bond ETF B. Wealth Bond ETF C. Corporate Bond ETF D. Bharat Bond ETF Answer: D

Q2. Mastercard has partnered with which bank to Offer Identity Check Security for Digital Transactions?

A. Axis Bank B. Federal Bank C. ICICI Bank D. HDFC Bank Answer: B

Q3. What is the full form of MANI app launched by RBI for visually impaired persons?

A. Mobile Aided Note Identifier B. Money And Note Identifier C. Money Aided Note Installer D. Mobile and Note Identifier Answer: A

Q4. What is the minimum paid up capital requirement for Primary (Urban) Co-operative Banks (UCBs) to become Small Finance Bank?

A. Rs 50 crore B. Rs 200 crore C. Rs 100 crore D. Rs 150 crore Answer: C

Q5. Payments bank can convert into SFB after how many years of operation?

A. 2 years B. 3 year C. 4 year D. 5 year Answer: D

Q6. How many batches of NEFT is available on each day?

A. 24 B. 12 C. 48 D. 49 Answer: C

Q7. What is the GDP rate prediction by RBI for FY19?

A. 5.0% B. 6.1% C. 6.9% D. 6.5% Answer: A

Q8. Which of the following security has been recently added to repo transactions by RBI?

A. Debt Exchange Traded Funds B. Commercial Exchange Traded Funds C. Repo Exchange Traded Funds D. Mutual Exchange Traded Funds Answer: A

Q9. What is the Swap arrangement corpus under Framework on Currency Swap Arrangement for SAARC countries by RBI?

A. USD 1 billion B. USD 2 billion C. USD 5 billion D. USD 10 billion Answer: B

Q10. Which bank has launched the ‘Maha Loan Dhamaka’ to provide on-the-spot loan approvals?

A. Axis Bank B. State Bank of India C. ICICI Bank D. HDFC Bank Answer: C

Q11. Amazon has partnered with which zone of Indian Railways to set up a pick-up kiosk at the railway station?

A. Western Railways B. Southern Railways C. Northern Railways D. Eastern Railways Answer: D

Q12. What is the theme of HunarHaat 2020 held in New Delhi?

A. Kaushal ko Kaam B. Kala se Bhala C. Rise of Handicrafts D. Made in India Answer: A

Q13. Name the author of the books for children titled “Kumbh, Garam Pahad and Dilli ki Bulbul (Sindhi edition)” which are a collection of stories for children?

A. Anita Nair B. Sudha Murthy C. Anita Bhatnagar Jain D. Ruskin Bond Answer: C

Q14. Who won Best Actress in Leading role award at 65th Amazon Filmfare Awards 2020?

A. Kriti Sanon B. Alia Bhatt C. Katrina Kaif D. Kriti Sanon Answer: B

Q15. Who will chair the committee formed by the union ministry of water resources (MoWR) to draft a new National Water Policy (NWP)?

A. Shashi Shekhar B. Mihir Shah C. Ashwin Pandya D. Rajiv Guaba Answer: B

Q16. Which country has unveiled first AI Police Officer named Ella?

A. England B. New Zealand C. Japan D. Qatar Answer: B

Q17. 23rd National Youth Festival 2020 is being celebrated in which city of India from 12th to 16th January 2020?

A. New Delhi B. Lucknow C. Kolkata D. Ahmedabad Answer: B

Q18. The Department of Science and Technology has launched which initiative to create strong science and technology infrastructure in India?

A. SATHI B. SAHAYTA C. SAHKTI D. SAMRIDDHI Answer: A

Q19. Which of the following becomes the first Indian state to declare novel coronavirus as state calamity?

A. Karnataka B. Kerala C. Haryana D. Maharashtra Answer: B

Q20. Who among the following has been appointed as the Brand Ambassador of Children's Protection Fund for India launched by Britain’s Prince Charles?

A. Meghan Markle B. Benedict Cumberbatch C. Elton John D. Katy Perry Answer: D

Q21. Which among the following has been declared as the player of the tournament in ICC Under-19 Cricket World Cup 2020?

A. Yashasvi Jaiswal B. Priyam Garg C. Shubhang Hegde D. Dhruv Jurel Answer: A

Q22. Which State/UT will host Indoor National Rowing Championship 2020 in India?

A. Kerala B. Ladakh C. Jammu & Kashmir D. Tamil Nadu Answer: C

Q23. National Milk Day is observed every year on 26th November to commemorate the birth anniversary of whom among the following?

A. Norman Borlaug B. MS Swaminathan C. Vandana Siva D. Verghese Kurien Answer: D

Q24. Which among the following artiste has been honored with the prestigious award of France (“French knight of the order of Art and literature”)?

A. Anupam Kher B. Sanjana Kapoor C. Manoj Vajpayee D. Anil Kapoor Answer: B

Q25. Where will the Joint Military Exercise AJEYA WARRIOR-2020 between India and the United Kingdom be conducted?

A. Pune B. Vishakhapatnam C. Jhansi D. Salisbury Plains Answer: D

Q26. What is the theme of the 22nd edition of India International Seafood Show (IISS) 2020 held in Kochi, Kerala?

A. Marine Food: An Alternative to traditional Food B. Blue Revolution- Beyond Production to Value Addition C. ‘Safe & Sustainable Seafood from India’ D. Marine Ecology and Marine Food Answer: B

Q27. Which corporation has constituted Municipal bonds development committee headed by Sujit Prasad?

A. RBI B. SEBI C. SIDBI D. EXIM Answer: B

Q28. With which organization has India signed loan agreement worth USD 450 million to support Atal Bhujal Yojana?

A. World Bank B. ADB C. IMF D. AIIB Answer: A

Q29. Who has been appointed as Finance Minister of Britain?

A. Rishi Sunak B. Alok Sharma C. Priti Patel D. Hon Gavin Williamson Answer: A

Q30. As per the budget 2020-21 government has set a goal for doubling the farmers’ income by which year?

A. 2021 B. 2022 C. 2023 D. 2024 Answer: B

Q1. RBI has raised the short term investment limit for Foreign Portfolio Investor (FPI) in government and corporate bonds to ________ percent

A. 30% B. 20% C. 40% D. 50% Answer: A

Q2. RBI has recently raised the investment cap through voluntary retention route (VRR) for FPI investments in debt. What is the increased limit?

A. Rs 1.75 lakh crore B. Rs 2.0 lakh crore C. Rs 1.5 lakh crore D. Rs 2.5 lakh crore Answer: C

Q3. ICICI Bank has launched a cardless cash withdrawal facility from its ATMs. What is the maximum limit that can be withdrawn per day?

A. Rs 5000 B. Rs 20000 C. Rs 10000 D. Rs 15000 Answer: B

Q4. Pioneer Banking is a wealth management platform launched by which bank?

A. IndusInd Bank B. ICICI Bank C. HDFC Bank D. Yes Bank Answer: A

Q5. What is the maximum loan amount that an MSME can borrow through the psbloanin59minutes portal?

A. Rs 10 crore B. Rs 1 crore C. Rs 2 crore D. Rs 5 crore Answer: D

Q6. According to the latest estimate of International Monetary Fund (IMF), India’s GDP growth for 2019-20 is projected at ___________

A. 5.1% B. 4.8% C. 6.1% D. 5.5% Answer: B

Q7. The South Central Zone (SCR) of Indian Railways has recently signed an MoU with which bank for ‘Doorstep Banking’?

A. Punjab National Bank B. ICICI Bank C. State Bank of India D. Canara Bank Answer: C

Q8. RBI has released the National Strategy for Financial Inclusion (NSFI) in January 2020. The documents is a set of of recommendations and action plans to support sustainable financial inclusion over the next_______ years.

A. 2 years B. 5 years C. 7 years D. 10 years Answer: B

Q9. Name the bank which has recently acquired a majority stake in Apollo Munich Health Insurance Company?

A. Axis Bank B. Yes Bank C. ICICI Bank D. HDFC Bank Answer: D

Q10. What is the target set by the government for e-transactions in volume for the financial year FY20?

A. 45 billion B. 30 billion C. 55 billion D. 50 billion Answer: A

Q11. Which of the following is a qualitative tool of RBI for monetary policy?

A. Open market operations B. Statutory Liquidity Ratio C. Moral Suasion D. Cash Reserve Ratio Answer: C

Q12. The current Bank rate is_____.

A. 4.50 B. 5.40 C. 6.60 D. 6.00 Answer: B

Q13. What is the tagline of the Indian Bank?

A. Your own bank B. One family, one bank C. Good people to grow with D. Your trusted bank Answer: A

Q14. Scheduled Banks are classified into which of the following categories?

A. Nationalized Banks B. Regional Rural Banks C. Foreign Banks D. All of the Above Answer: D

Q15. Which of the following agencies are associated with the business of the Insurance sector as a regulator?

A. NPCI B. IRDAI C. SEBI D. AMFI Answer: B

Q16. Which of the following payment technology company, has signed up the world badminton champion Pusarla Venkata Sindhu as its brand ambassador for two years?

A. Master Card B. Rupay Card C. Visa Card D. Maestro Card Answer: B

Q17. Which bank has associated with the Confederation of All India Traders to launch the “Digi Vyapari-Safal Vyapari” scheme?

A. HDFC Bank B. ICICI Bank C. Axis Bank D. Yes Bank Answer: A

Q18. Which of the following bank enters in partnership with Indian Oil and launched a co-branded fuel card for users from non-metro cities and towns which will be available on both Rupay and Visa platforms?

A. ICICI Bank B. Axis Bank C. Yes Bank D. HDFC Bank Answer: D

Q19. In which year, the Bank of Hindustan was established?

A. 1770 B. 1870 C. 1670 D. 1970 Answer: A

Q20. The first entirely Indian joint stock bank was the Oudh Commercial Bank, established in 1881 in _____.

A. New Delhi B. Faizabad C. Lucknow D. Awadh Answer: B

Q21. "Elephant Bond" is related to which Sector?

A. Investment B. Infrastructure C. Infrastructure & Investment D. Animal Answer: B

Q22. Deposits in bank accounts opened under Jan Dhan scheme have crossed the Rs. __________ lakh crore mark.

A. 10 lakh crore B. 2 lakh crore C. 3 lakh crore D. 1 lakh crore Answer: D

Q23. GI tag is given by which international organization?

A. World Bank B. WTO C. WHO D. APEDA Answer: B

Q24. Who is the author of the book "The Unquiet River: A Biography of the Brahmaputra"?

A. Chetan Bhagat B. Arundhati Roy C. Arupjyoti Saikia D. Amitav Ghosh Answer: C

Q25. SBI Card launched ‘SBI Card Pay’. It is based on which technology?

A. Hide Card Emulation B. Host Credit Emulation C. Hide Credit Emulation D. Host Card Emulation Answer: D

Q26. Ajay Singh, Gold Medal winner at Commonwealth Championships held in Samao is associated with which sport?

A. Gymnastics B. Wrestling C. Weightlifting D. Judo Answer: C

Q27. Global Multidimensional Poverty Index is released by _____.

A. United Nations Environment Programme B. Global Footprint Network C. Institute of Economics & Peace D. United Nations Development Programme Answer: D

Q28. Hanoi is the capital of ______.

A. Oman B. Qatar C. Vietnam D. Kuwait Answer: C

Q29. Hemis Festival is celebrated in _____.

A. Gujarat B. Jammu & Kashmir C. Maharashtra D. Madhya Pradesh Answer: B

Q30. Multi Skill Aviation Institute has been formed in _____.

A. Mumbai B. Gandhinagar C. Lucknow D. Chandigarh Answer: C

Q1. What is the interest rate on PF deposits for 2019-20?

A. 8.65% B. 8.6% C. 8.5% D. 8.4% Answer: C

Q2. What is the GDP rate projection for India by OECD in FY21?

A. 5% B. 5.1% C. 5.6% D. 5.8% Answer: B

Q3. Recently Sumant Kathpalia has been named MD-CEO of which bank?

A. Airtel Payments Bank B. IDFC First Bank C. Axis Bank D. IndusInd Bank Answer: D

Q4. Finance Minister Nirmala Sitharaman recently launched the EASE 3.0 Reform Agenda. What does EASE stand for?

A. Easy Access and Service Enhancement B. Enhanced Access and Service Excellence C. Ease of Access and Secure Environment D. Easily Accessible and Secured Environment Answer: B

Q5. Who has been recently appointed as MD, CEO of CIBIL?

A. Rajesh Kumar B. Satish Rawat C. Devendra Dwivedi D. Sushil Mishra Answer: A

Q6. The “UPI Chalega” Campaign to promote UPI has been launched by?

A. Government of India B. Reserve Bank of India C. National Payments Corporation of India D. State Bank of India Answer: C

Q7. Microsoft has partnered with which bank to train differently-abled people to find jobs?

A. IDBI Bank B. State Bank of India C. HDFC Bank D. ICICI Bank Answer: B

Q8. What is India’s rank in economy as per US-based think tank World Population Review?

A. 4 B. 5 C. 6 D. 8 Answer: B

Q9. What amount of loan agreement has the World Bank signed with India to support the Atal Bhujal Yojana (ABHY) – National Groundwater Management Improvement Programme?

A. USD 250 million B. USD 500 million C. USD 800 million D. USD 450 million Answer: D

Q10. Who is the head of the Municipal Bonds Development Committee formed by SEBI?

A. Mr. Sujit Prasad B. Mr. Vijit Sinha C. Mr. Ankur Saxena D. Mr. Amit Sharma Answer: A

Q11. Which among the following functions are NOT performed by RBI?

A. Exchange Rate Management B. The issue to the Currency Notes C. Supervisory Function D. Serve as debt manager to other banks Answer: D

Q12. What is the Marginal Standing Facility Rate of RBI?

A. 5.50% B. 5.25% C. 5.40% D. 4.00% Answer: C

Q13. What is the minimum paid-up equity capital for small finance banks?

A. Rs 100 crore B. Rs 500 crore C. Rs 10 crore D. Rs 200 crore Answer: A

Q14. World Bank Issues Second Tranche of Blockchain Bond. What is the full form of BOND-I?

A. Blockchain Offered New Debt Installment B. Blockchain Offered New Debt Instrument C. Blockchain Offered New Debit Installment D. Blockchain Offered New Debt Instrument Answer: B

Q15. From 1 April 2012, Cheques, Drafts, Pay Orders and Banker’s Cheques are valid for ___________.

A. 4 months B. 1 month C. 6 months D. 3 months Answer: D

Q16. What is the name of the newly created entity which facilitates end face-to-face interaction between taxpayers and tax officials?

A. MeAC B. SeAC C. BeAC D. NeAC Answer: D

Q17. First 'I’ stands for which in the FII?

A. Index B. Institutional C. Investors D. Indirect Answer: B

Q18. When was the first Basel Norm introduced in which year?

A. 1988 B. 1991 C. 2000 D. 2005 Answer: A

Q19. Which sector contributes most to India's economy?

A. Construction sector B. Agricultural sector C. Small industry D. Service sector Answer: D

Q20. Which constitutional amendment is done to pass the GST bill?

A. 102nd B. 101st C. 120th D. 122nd Answer: B

Q21. The Union Cabinet approved the agreement and protocol signed between the Republic of India and which country to avoid double taxation.

A. Chile B. China C. Pakistan D. Indonesia Answer: A

Q22. Cheque Truncation System -2010 is related to which of the following banking instruments?

A. ATMs B. Credit Cards C. Cheques D. Drafts Answer: C

Q23. If a country fulfills all its internal requirements without doing business in the rest of the world, this type of economy is known as ______.

A. Internal Economy B. External Economy C. Closed economy D. Open Economy Answer: C

Q24. Most of the unemployment in urban areas is due to _____.

A. Open unemployment B. Disguised unemployment C. Structural and disguised unemployment D. Only structural unemployment Answer: A

Q25. Which of the following five-year plans does not match correctly?

A. Fourth Plan - (1969-74) B. Sixth Plan - (1980–85) C. Seventh Plan - (1985–90) D. Eighth Plan - (1991–96) Answer: D

Q26. Which of the following institute provide loans for long term development of a country?

A. International monetary fund (IMF) B. The International Development Association (IDA), C. The International Finance Corporation (IFC), D. The Multilateral Investment Guarantee Agency (MIGA) Answer: B

Q27. Microfinance Institutions Network (MFIN) is an association for the Microfinance sector in India. Its member organizations constitute the leading microfinance institutions in the country. The regulator of Micro Finance in India is_____.

A. Finance Ministry B. Reserve Bank of India C. State Bank of India D. SEBI Answer: D

Q28. Life insurance in India was completely nationalized on _________, through the Life Insurance Corporation Act.

A. 19 January 1955 B. 19 January 1957 C. 19 January 1958 D. 19 January 1956 Answer: D

Q29. Oriental Life Insurance Company was started by Anita Bhavsar in _______ to cater to the needs of the European community.

A. Mumbai B. New Delhi C. Kolkata D. Chennai Answer: C

Q30. Vijay Shekhar Sharma is the founder of which bank/organization?

A. Kotak Mahindra Bank B. Paytm C. Uber D. Airtel Payment Bank Answer: B

Q1. Which bank is set to be excluded from Nifty 50 index?

A. Canara Bank B. Syndicate Bank C. State Bank of India D. Yes Bank Answer: D

Q2. Which bank and HIL India have launched a customer payment portal to collect payment through various online modes for collection of dues?

A. State Bank of India B. Canara Bank C. Union Bank of India D. United Bank of India Answer: C

Q3. Which Bank has partnered with BSNL to launch Bharat InstaPay?

A. State Bank of India B. Canara Bank C. Punjab National Bank D. Syndicate Bank Answer: A

Q4. What is the maximum voting right for any shareholders in Payments Bank?

A. 5 Per cent B. 10 per cent C. 15 per cent D. 18 percent Answer: B

Q5. RBI has allowed which of the following banks to open new branches without prior approval?

A. IDFC B. Bandhan C. Airtel Payments D. Laxmi Vilas Bank Answer: B

Q6. Who has been appointed as the brand ambassador of IDFC Bank?

A. Sachin Tendulkar B. Amitabh Bachchan C. Shahrukh Khan D. Akshay Kumar Answer: B

Q7. Who has been appointed as the Chief Executive Officer (CEO) and Managing Director (MD) of the Yes Bank?

A. Sunil Mehta B. Prashant Kumar C. Mahesh Krishnamurthy D. Atul Bheda Answer: B

Q8. Which Bank has removed minimum balance charges from all savings bank accounts?

A. State Bank of India B. Bank of Baroda C. Punjab National Bank D. Bank of Maharashtra Answer: A

Q9. Of what amount has SBI decided to buy Yes Bank’s shares?

A. Rs 7250 crores B. Rs 7750 crores C. Rs 8250 crores D. Rs 6250 crores Answer: A

Q10. PhonePe signed an agreement with which bank for UPI transactions?

A. ICICI Bank B. HDFC Bank C. Axis Bank D. Kotak Mahindra Bank Answer: A

Q11. Which of the following person has recently resigned from the post of Deputy Governor of Reserve Bank of India (RBI)?

A. N S Vishwanathan B. M K Jain C. Viral V Acharya D. Michael Patra Answer: A

Q12. Which Insurance company became 1st company in India to deliver policy and renewal documents using whatsapp?

A. IFFCO TOKIO B. Tata AIG C. Bajaj Allianz D. Bharti AXA Answer: D

Q13. Which corporation has launched Unified Payment Interface (UPI) awareness campaign “UPI Chalega”?

A. RBI B. SBI C. NPCI D. SEBI Answer: C

Q14. Which Public Sector Bank and Microsoft have joined hands to train differently-abled people to find jobs in banking, financial services and insurance sector?

A. State Bank of India B. UCO Bank C. Punjab National Bank D. Indian Bank Answer: A

Q15. In order to boost the credit growth, the Reserve Bank of India (RBI) has eased Cash Reserve Ratio (CRR) requirement of commercial banks for _____.

A. One year B. Two years C. Three years D. Five years Answer: D

Q16. The Reserve Bank of India (RBI) will conduct the “Financial Literacy Week 2020” from February 10 to February 14, 2020. What is the theme of the week?

A. Know Your Customer B. Customer Protection C. Micro, Small and Medium Enterprises (MSMEs) D. Farmers and how they benefit by being a part of the formal banking system Answer: C

Q17. Which digital payment company of India has launched an all-in-one QR, point-of-sale (POS) device for merchants across India?

A. MobiKwik B. Google Pay C. Paytm D. Amazon Pay Answer: C

Q18. Under the comprehensive health insurance plan, “Reliance Health Infinity” launched by Reliance General Insurance Company Limited what is the minimum sum insured amount?

A. one lakh B. two lakh C. three lakh D. four lakh Answer: C

Q19. RBI has bought _____ crore of long-term securities in fourth special open market operation and has sold Rs 2950 crore of short term bonds.

A. Rs 8000 B. Rs 5000 C. Rs 12000 D. Rs 10,000 Answer: D

Q20. Who among the following is appointed as the Managing Director of the State Bank of India (SBI)?

A. Mahender Kumar Garg B. Dr. Ashima Goyal C. Challa Sreenivasulu Setty D. Dr. Ajit Kumar Saxena Answer: C

Q21. Where is Hazaribagh national park situated?

A. Jharkhand B. Madhya Pradesh C. Uttar Pradesh D. Rajasthan Answer: A

Q22. Which city police launched ‘Operation Nakail’ to allot unique number that will be painted on auto-rickshaws?

A. Ghaziabad B. Delhi C. Noida D. Chennai Answer: A

Q23. Who was appointed as the UK’s new finance minister?

A. Rishi Sunak B. Mahendra Singh C. Sundar Pichai D. Neelesh Shah Answer: A

Q24. The Securities and Exchange Board of India was established in accordance with the provisions of which of the following acts?

A. Securities and Exchange Board of India Act, 1974 B. Securities and Exchange Board of India Act, 1992 C. Securities and Exchange Board of India Act, 1999 D. Securities and Exchange Board of India Act, 1985 Answer: B

Q25. Which city hosted “Conference on Combating Drug Trafficking”?

A. Lucknow B. NewDelhi C. Chennai D. Mumbai Answer: B

Q26. Where is the headquarters of World Bank situated?

A. Washington, D.C., United States B. New York, United States C. London, England D. Paris, France Answer: A

Q27. Which state Launched ‘Anganphou Hunba’ (Early Paddy Crop) programme?

A. Sikkim B. Assam C. Manipur D. Meghalaya Answer: C

Q28. Banks which are desirous of operating as BBPOUs would need to obtain one-time approval from the Reserve Bank of India under the ___________.

A. Companies Act 2013 B. Payment and Settlement Systems Act, 2007 C. Banking Regulation Act, 1949 D. Reserve Bank of India Act, 1934 Answer: B

Q29. Where is the HQ of Competition Commission of India?

A. Chennai B. Lucknow C. Mumbai D. NewDelhi Answer: D

Q30. AEPS is a bank led model which allows online interoperable financial inclusion transaction at _____?

A. PoS B. PoC C. Aadhar Card D. ATM Answer: A

Q1. In how many countries will Hindustan Aeronautics Limited establish its Logistics base?

A. Three B. Four C. Seven D. Fourteen Answer: B

Q2. Which of the following Indian cities is set to get a world-class marina with parking?

A. Jammu B. Mumbai C. Chandigarh D. Kolkata Answer: B

Q3. Which of the following states has highest per capita milk availability in the country as per livestock census 2019?

A. Punjab B. Haryana C. Uttar Pradesh D. Rajasthan Answer: A

Q4. Which team won ICC women’s T20 world cup 2020?

A. India B. Australia C. Sri Lanka D. New Zealand Answer: B

Q5. Which Indian cricket player has announced his retirement recently?

A. Wasim Jaffer B. Ganesh Satish C. Akshay Wakhare D. Akshay Karnewar Answer: A

Q6. Which city hosted National Conference on Women in police and CAPFs?

A. Jammu B. Mumbai C. Chandigarh D. New Delhi Answer: D

Q7. N Vijayan Pillai who recently passed away belonged to which field?

A. Comedy B. Journalism C. Cricket D. Politics Answer: D

Q8. Under which scheme will the level crossings on National Highways be replaced by over/under bridges?

A. Sadak Bharatmala B. Sadak Gram C. Setu Bharatmala D. Setu Bharatam Answer: D

Q9. Which of the following Banks has partnered with Zomato to launch co-branded credit cards?

A. RBL Bank B. State Bank of India C. Punjab National Bank D. Syndicate Bank Answer: A

Q10. Amazon has partnered with which zone of Indian Railways to set up a pick-up kiosk at the railway station?

A. Western Railways B. Southern Railways C. Northern Railways D. Eastern Railways Answer: D

Q11. Which city is set to host International day of Yoga event?

A. Bhubaneshwar B. New Delhi C. Leh D. Varanasi Answer: C

Q12. ‘Fagli’ festival celebrated in which state of India?

A. Uttarakhand B. Himachal Pradesh C. Haryana D. Rajasthan Answer: B

Q13. What is the theme of the World Hearing day 2020?

A. Sustaining all life on Earth B. Peace for all C. Sustainable Hearing D. Hearing for life. Don’t let hearing limit you Answer: D

Q14. What is the theme of Rare Diseases Day 2020?

A. Empowering Girls for a Brighter Tomorrow B. Protection of Children, our responsibility C. Rare is Many, Rare is Strong, Rare is Proud D. Unleashing Youth Power Answer: C

Q15. What is the theme of World Thinking Day 2020?

A. Diversity, Equity, and Inclusion B. Closing the Inequalities Gap to Achieve Equality C. Closing the Inequalities Gap to Achieve Social Justice D. Peace & Development, Work Answer: A

Q16. India’s policy think tank the NITI Aayog is organizing Sustainable Development Goals Conclave 2020 in which city of India?

A. New Delhi B. Guwahati C. Kolkata D. Ahmedabad Answer: B

Q17. Which of the following state hosted the SAREX-2020 exercise of Indian Coast Guard?

A. Karnataka B. Kerala C. Goa D. Maharashtra Answer: C

Q18. Which of the following State/UT has launched Student Health Card scheme for school children?

A. Bihar B. Ladakh C. Jammu & Kashmir D. Uttar Pradesh Answer: C

Q19. Which city will host ‘India Pharma 2020’ & ‘India Medical device 2020 Conference & Exhibition’?

A. Gandhinagar B. Surat C. New Delhi D. Hyderabad Answer: A

Q20. Who has been appointed as MD & CEO of SBI Life?

A. Sanjeev Nautiyal B. Nilesh Vikamsey C. Ravi Rambabu D. Joji Sekhon Gill Answer: A

Q21. As per FM Nirmala Sitharaman, PSBs recovered how much bad loans in last one-and-half years?

A. 3.06 lakh cr B. 2.05 lakh cr C. 1.55 lakh cr D. 2.03 lakh c Answer: D

Q22. As per Basel III, the risk of losses in on-balance sheet and off-balance sheet positions arising from movements in market prices is called________?

A. Credit Risk B. Market Risk C. Pricing Risk D. Liquidity Risk Answer: B

Q23. Which Company launched its ‘We Think Digital’ programme to train 1 lakh women’s in India?

A. Facebook B. Google C. tcs D. Google Answer: A

Q24. At how much percent India GDP will grow for FY20 according to Noumara?

A. 5.0% B. 4.4% C. 5.5% D. 4.9% Answer: D

Q25. What is the currency of Brazil?

A. Real B. Ruble C. Dinar D. Rupee Answer: A

Q26. What will be the size of one rupee currency note which will be published by government of India?

A. 8.6*4.5 cms B. 5*6.5 cms C. 9.3*3.6 cms D. 9.7*6.3 cms Answer: D

Q27. Who has been appointed as the Chief Secretary of Andhra Pradesh?

A. SS Mallikurjan B. Tina Dabi C. Vetki Rao D. Nilam Sawhney Answer: D

Q28. Which among the following are domestic credit rating agencies approved by RBI for the purpose of credit rating to determine risk weight for rated exposures?

A. Brickwork B. CARE C. SMERA D. All of these Answer: D

Q29. What should be the minimum net worth of proposed ‘new umbrella entities’ (NUE)for digital payment?

A. 100 cr B. 200 cr C. 300 cr D. 500 cr Answer: C

Q30. Who won the 54th All India Bombay Gold Cup Hockey Tournament?

A. India Blue B. India Red C. Indian Navy D. Indian Army Answer: C

Q1. PhonePe signed an agreement with which bank for UPI transactions?

A. ICICI Bank B. HDFC Bank C. Axis Bank D. Kotak Mahindra Bank Answer: A

Q2. Which of the following person has recently resigned from the post of Deputy Governor of Reserve Bank of India (RBI)?

A. N S Vishwanathan B. M K Jain C. Viral V Acharya D. Michael Patra Answer: A

Q3. Which entity has launched a skill programme for women called ‘DigiPivot’?

A. Flipkart B. Amazon C. Google D. Microsoft Answer: C

Q4. The Union Cabinet has approved the merger of 10 Public Sector Banks (PSBs) into 4 effective from which date?

A. 1st June 2020 B. 1st March 2021 C. 1st April 2020 D. 1st July 2020 Answer: C

Q5. What percent of equity has been allowed for NRIs to acquire after cabinet gives nod for FDI policy on civil aviation?

A. 74% B. 49% C. 76% D. 100% Answer: D

Q6. What is percent of women account holders out of 34 crore accounts opened under Pradhan Mantri Jan Dhan Yojna (PMJDY)?

A. 95% B. 60% C. 70% D. 50% Answer: B

Q7. Which Insurance company became 1st company in India to deliver policy and renewal documents using whatsapp?

A. IFFCO TOKIO B. Tata AIG C. Bajaj Allianz D. Bharti AXA Answer: D

Q8. Which corporation has launched Unified Payment Interface (UPI) awareness campaign “UPI Chalega”?

A. RBI B. SBI C. NPCI D. SEBI Answer: C

Q9. Which Public Sector Bank and Microsoft have joined hands to train differently-abled people to find jobs in banking, financial services and insurance sector?

A. State Bank of India B. UCO Bank C. Punjab National Bank D. Indian Bank Answer: A

Q10. In order to boost the credit growth, the Reserve Bank of India (RBI) has eased Cash Reserve Ratio (CRR) requirement of commercial banks for _____.

A. One year B. Two years C. Three years D. Five years Answer: D

Q11. The Reserve Bank of India (RBI) issued revised guidelines for ‘on tab’ licensing of small finance banks (SFB). The minimum _________ net worth is needed for the license of small finance bank.

A. Rs. 1 crore B. Rs. 50 crore C. Rs. 100 crore D. Rs. 200 crore Answer: D

Q12. Who is the head of the Code for Responsible Lending (CRL) committee set up by RBI?

A. Viral Acharya B. HR Khan C. BP Kanungo D. N. S. Vishwanathan Answer: B

Q13. Under Pradhan Mantri Jan Dhan Yojana accidental insurance cover for new RuPay cardholders to be raised from Rs 1 lakh to:

A. Rs. 2 lakh B. Rs. 5 lakh C. Rs. 10 lakh D. Rs. 6 lakh Answer: A

Q14. NPS account can be opened by Indian citizens above the age of:

A. 18 years and less than 50 years of age B. 21 years and more than 65 years of age C. 18 years and less than 65 years of age D. 21 years and less than 55 years of age Answer: C

Q15. ‘AIBEA’ was recently in the news what is the full form of ‘AIBEA’?

A. Asia and India Bank Entrepreneur Association B. All India Bank Employees Association C. Agreement of Indian Bankers with Employees Association D. Article of Indian Bank Executive Association Answer: B

Q16. Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The interface is regulated by the _________.

A. State Bank of India B. Reserve Bank of India C. National Payment Corporation of India D. Government of India Answer: B

Q17. Which of the following is the Central bank of India?

A. State Bank of India B. Reserve Bank of India C. Central Bank of India D. New Bank of India Answer: B

Q18. The Indian banking sector is broadly classified into _______ and ________ banks.

A. Listed, non-listed B. Scheduled, non-scheduled C. Authorised, non-authorised D. Scheduled, non-listed Answer: B

Q19. Who was C. D Deshmukh?

A. First Governor of RBI B. First Indian Governor of RBI C. First finance minister of India D. First Deputy Governor of RBI Answer: B

Q20. Repo rate is decided by __________.

A. State Bank of India B. Reserve Bank of India C. Finance Ministry D. Government of India Answer: B

Q21. Which among the following functions are NOT performed by RBI?

A. Exchange Rate Management B. The issue to the Currency Notes C. Supervisory Function D. Serve as debt manager to other banks Answer: D

Q22. What is the Marginal Standing Facility Rate of RBI?

A. 5.50% B. 5.25% C. 5.40% D. 4.00% Answer: C

Q23. What is the minimum paid-up equity capital for small finance banks?

A. Rs 100 crore B. Rs 500 crore C. Rs 10 crore D. Rs 200 crore Answer: A

Q24. World Bank Issues Second Tranche of Blockchain Bond. What is the full form of BOND-I?

A. Blockchain Offered New Debt Installment B. Blockchain Offered New Debt Instrument C. Blockchain Offered New Debit Installment D. Blockchain Offered New Debit Instrument Answer: B

Q25. From 1 April 2012, Cheques, Drafts, Pay Orders and Banker’s Cheques are valid for ___________.

A. 4 months B. 1 month C. 6 months D. 3 months Answer: D

Q26 . What is the name of the newly created entity which facilitates to end face-to-face interaction between taxpayers and tax officials?

A. MeAC B. SeAC C. BeAC D. NeAC Answer: D

Q27. First 'I’ stands for which in the FII?

A. Index B. Institutional C. Investors D. Indirect Answer: B

Q28. When was the first Basel Norm introduced in which year?

A. 1988 B. 1991 C. 2000 D. 2005 Answer: A

Q29. Which sector contributes most to India's economy?

A. Construction area B. Agricultural sector C. Small industry D. Service area Answer: D

Q30. Which constitutional amendment is done to pass the GST bill?

A. 102nd B. 101st C. 120th D. 122nd Answer: B

Q1. Name the Urban Cooperative bank got in-principle approval from RBI to become a Small Finance Bank (SFB)?

A. Charminar Co-operative Urban Bank Ltd B. Uttar Pradesh Co Operative Bank Limited C. Indian Mercantile Co Operative Bank Ltd D. Shivalik Mercantile Co-operative Bank Ltd Answer: D

Q2. The Indian Space Research Organization (ISRO) will establish a Massive Human Space Flight Center at which place of India?

A. Sriharikota, Andhra Pradesh B. Bengaluru, Karnataka C. Hyderabad, Telangana D. Challakere, Karnataka Answer: D

Q3. What is increased coverage amount of the ‘Micro Bachat’ plan which was earlier 1 lakh?

A. 2 Lakh B. 2.5 Lakh C. 3 Lakh D. 4 Lakh Answer: A

Q4. Which state government has announced to set up Vikram Sarabhai Children Innovation Center (VSCIC)?

A. Gujarat B. Karnataka C. Odisha D. Maharashtra Answer: A

Q5. On 3rd January 2020, General Qasem Soleimani was killed by a U.S drone’s airstrike ordered by U.S president Donald Trump. He was commander in chief of Iran’s elite ___.

A. Nationalist Force B. Quds Force C. National Guard D. Kurds Force Answer: B

Q6. PNB MetLife India Insurance Company has partnered with which company to provide life insurance to its customers by fundling life insurance covers on their loans?

A. HDFC Ergo B. ICICI Prudential C. Bajaj Finserv D. RevFin Answer: D

Q7. Canada’s largest pension fund manager Canada Pension Plan Investment Board (CPPIB) has committed to invest up to how much money in National Investment and Infrastructure Fund (NIIF)?

A. $600 million B. $300 million C. $500 million D. $6 billion Answer: A

Q8. Who has been appointed as the 28th Chief of Army Staff?

A. Lieutenant General Ranbir Singh B. Lieutenant General Ravendra Pal Singh C. Lieutenant General Anil Chauhan D. Lieutenant General Manoj Mukund Naravane Answer: D

Q9. The 63rd National Shooting championship has been held in _______

A. Guwahati B. Kolkata C. Pune D. Bhopal Answer: D

Q10. According to the Census 2011, which state has the highest Scheduled Caste population?

A. Uttar Pradesh B. Bihar C. Maharashtra D. Jharkhand Answer: A

Q11. CSC e-Governance Services India Limited has signed a memorandum of understanding (MoU) with which bank for the sale of FASTags?

A. Airtel Payments Bank B. Paytm Payments Bank Ltd C. Jio Payments Bank D. HDFC Answer: B

Q12. KVIC has opened its first silk processing plant in which state?

A. Punjab B. Gujarat C. Karnataka D. Kerala Answer: B

Q13. Pilibhit wildlife sanctuary is located in which Indian State?

A. Uttar Pradesh B. Madhya Pradesh C. Gujarat D. Chhattisgarh Answer: A

Q14. What is the theme of the International Mountain Day 2019?

A. “Mountain the Shelter of the Indigenous People” B. “Mountain the Cradle of Rivers” C. “Mountains Matter for Youth” D. “Mountains Matter for Environment” Answer: C

Q15. The Ministry of Statistics and Programme Implementation has set up a single standing committee on economic statistics (SCES) to deliberate and develop methodologies for surveys on industry, services and employment. Who is the head of the committee?

A. Subramanian Swamy B. Rajiv Kumar C. Arvind Panagariya D. Pronab Sen Answer: D

Q16. The Union Home Minister Amit Shah has released a book 'Karmayoddha Granth' on the life of _________.

A. Mohan Bhagwat B. Arun Jaitley C. Yogi Adityanath D. Narendra Modi Answer: D

Q17. RBI launched ___________ Application for visually challenged people to Identify currency denomination?

A. RUPAY B. MANI C. MONY D. BHIM Answer: B

Q18. Anti-hijacking exercise, Apharan was conducted by the Indian Navy at the which place?

A. Goa B. Mumbai C. Balasore D. Kochi Answer: D

Q19. Who are the authors of the book titled “Turbulence and Triumph – The Modi Years”?

A. Vikram Seth, Arundhati Roy B. Subramanyam Swami, JP Nadda C. Subramanyam Swami, Venkaiah Naidu D. Rahul Agarwal, Bharti S Pradhan Answer: D

Q20. Which Paramilitary Force of India has decided to observe 2020 as the “Year of Mobility” for the welfare of the troops?

A. Central Reserve Police Force B. Border Security forces C. Central Industrial Security Force D. Indo-Tibetan Border Police Answer: C

Q21. Which among the following statement/statements is/are not true about the LIC (Life Insurance Corporation) of India?

A. It is an Indian state owned insurance group and investment company. B. Its Headquarter is situated in Delhi. C. It was founded on 1st September 1956. D. Both A and B Answer: B

Q22. The provisions relating to promissory notes have been incorporated in which of the following Act?

A. Banking Regulation Act B. Negotiable Instrument Act C. Reserve Bank of India Act D. Indian Partnership Act Answer: B

Q23. “Dipa Karmakar: The Small Wonder” book has been written by which of the following writer?

A. Bishweshwar Nandi B. Amish Tripathi C. Chetan Bhagat D. Preeti Shenoy Answer: A

Q24. Tashkent is the capital and largest city of which country?

A. Kazakhstan B. Kyrgyzstan C. Turkmenistan D. Uzbekistan Answer: D

Q25. Dipa Karmakar is from which state?

A. Meghalaya B. Tripura C. Kerala D. Tamilnadu Answer: B

Q26. Angad Vir Singh Bajwa was recently in news. He is related to which sport?

A. Boxing B. Shooting C. Chess D. Cricket Answer: B

Q27. Which of the following is the currency of Oman?

A. Sol B. Rial C. Som D. Rand Answer: B

Q28. Which of the following National Park is located in Kerala?

A. Periyar National Park B. Kishtwar National Park C. Kaziranga National Park D. Rajaji National Park Answer: A

Q29. When the World Intellectual Property Day is celebrated every year?

A. 24 April B. 25 April C. 26 April D. 27 April Answer: C

Q30. Which institutions are known as Bretton woods twins?

A. World Bank and IMF B. World Bank and ADB C. IMF and ADB D. NDB and ADB Answer: A

Q1. The Land Development Banks play a crucial role in____________.

A. Developing allied activities in the rural sector. B. The provision of investment credit for agriculture. C. Expanding social forestry. D. Providing credit cards to the farmers. Answer: B

Q2. Syed Mushtaq Ali Trophy is related to which of the following sport?

A. Football B. Hockey C. Cricket D. Badminton Answer: C

Q3. The Second Five Year Plan was particularly in the development of the ____________.

A. Public sector B. Private sector C. Primary sector D. Secondary sector Answer: A

Q4. The 17-year-old Manu Bhaker has clinched the gold medal in the ISSF World Cup Finals? Where this event was held?

A. Peru B. China C. Chile D. Japan Answer: B

Q5. Recently, the seventh edition of MITRA SHAKTI military exercise aimed at enhancing interoperability has held. It is conducted between which two countries?

A. India and Sri Lanka B. India and China C. India and Bangladesh D. India and France Answer: A

Q6. Saraswati Samman is given annually for outstanding contributions to which field?

A. Literature B. Science C. Medicine D. Politics Answer: A

Q7. When is World Youth Skills Day celebrated?

A. 15 July B. 11 August C. 21 August D. 15 September Answer: A

Q8. “Lone Fox Dancing- My Autobiography”, is a book written by whom?

A. J.K.Rowling B. Vikram Seth C. Arundhati Roy D. Ruskin Bond Answer: D

Q9. Where is the HQ of the International Court of Justice (ICJ) situated?

A. Geneva B. New York C. Hague D. Washington Answer: C

Q10. Narasimham Committee is associated with which field?

A. Banking B. Agriculture C. Fund D. Irrigation Answer: A

Q11. On which of the following river Bargi Dam is built?

A. Ganga River B. Manjira River C. Gomti River D. Narmada River Answer: D

Q12. Who moved my interest rate titled book is authored by the former Governor of RBI?

A. Dyuvvuri Subbarao B. Y.V Reddy C. Bimal Jalan D. Manmohan Singh Answer: A

Q13. While using Internet Banking and Mobile banking, a term is used “OTP”. OTP stands for-

A. One Time Password B. One Time Payment C. One Time Pin D. On line Transaction Password Answer: A

Q14. How much fine has been proposed in the e-cigarette bill on the storage of e-cigarettes?

A. 50 Thousand B. 1 Lakh C. 25 Thousand D. 2 Lakh Answer: A

Q15. Which of the following is the capital of Turkey?

A. Ankara B. Jakarta C. Dhaka D. Male Answer: A

Q16. On_____, World Photography Day is observed across the world.

A. October 12 B. August 20 C. September 24 D. August 19 Answer: D

Q17. What is the full form of AMRUT?

A. Atal Mission for Rejuvenation and Urban Transformation B. Atal Mission for Revival and Urban Transformation C. Atal Mission for Rejuvenation and Urban Technology D. Atal Mission for Rejuvenation and Ultimate Transformation Answer: A

Q18. A loan bearing low rate of interest is known as -

A. Hard Loan B. High Loan C. Marginal Loan D. Soft Loan Answer: D

Q19. The termination of an insurance policy due to non-payment of premiums is technically known as __________________.

A. Death B. Lapse C. Seize D. Gap Answer: B

Q20. Which of the following is the currency of Bermuda?

A. Krone B. Franc C. Dollar D. Euro Answer: C

Q21. Safe deposit facility cannot be granted to -

A. Blind person B. Trusts C. Minors D. A and C Answer: C

Q22. The validity period of a pay order is -

A. 3 months B. 6 months C. 12 Months D. No Limit Answer: A

Q23. C.D. Deshmukh was the first Indian Governor of RBI to have presented the Interim Budget for which year?

A. 1947-48 B. 1948-49 C. 1950-51 D. 1951-52 Answer: D

Q24. RRB (Regional rural banks) was established in which year?

A. 1936 B. 1975 C. 1965 D. 1992 Answer: B

Q25. Which of the following is known as the highest or Apex body of cooperative banks?

A. State Cooperative Banks B. Primary Credit Societies C. Central Cooperative Banks D. Local Cooperative Banks Answer: A

Q26. Treasury bill is ___________.

A. Negotiable security B. Non Negotiable security C. No security at all D. Quasi negotiable security Answer: A

Q27. Which of the following is the currency of Mexico?

A. Pound B. Som C. Taka D. Peso Answer: D

Q28. Where is the Head Quarters of the United Nations Security Council (UNSC) situated?

A. Geneva B. New York C. Washington DC D. Basel Answer: B

Q29. 'The unseen Indira Gandhi' Book authored by -

A. K.P. Mathur B. R.P. Mathur C. P. Chidambaram D. Pramod Kapoor Answer: A

Q30. Abel prize is given in which of the following field?

A. Literature B. Maths C. Commerce D. Arts Answer: B

Q1. Who has inaugurated Motera stadium, world’s largest cricket stadium in Ahmedabad

A. Shinzo Abe B. Cyril Ramaphosa C. Narendra Modi D. Donald Trump Answer: D

Q2. Where was the 13th Jaipur Literature Festival held in January 2020?

A. New Delhi B. Mumbai C. Ranchi D. Jaipur Answer: D

Q3. Which of the following National Park was formerly known as ‘Hailey National Park’?

A. Jim Corbett National Park B. Rajaji National Park C. Dudhwa National Park D. Parsa National park Answer: A

Q4. Konark dance festival is held in which state?

A. Jharkhand B. Odisha C. Karnataka D. Assam Answer: B

Q5. Rohtang tunnel named after former Prime Minister Atal Bihari Vajpayee, connects which two places?

A. Leh and Manali B. Srinagar and Leh C. Lahaul Valley and Spiti D. Dharamshala and Kullu Answer: A

Q6. Which country will host the FIFA World Cup 2022?

A. Qatar B. Russia C. Canada D. Brazil Answer: A

Q7. The Ministry of Statistics and Programme Implementation (MOSPI) is considering changing of base year for GDP calculation from 2011-12 to ______

A. 2014-15 B. 2015-16 C. 2016-17 D. 2017-18 Answer: D

Q8. Who among the following has been conferred with the 26th Annual Crystal Award for the year 2020 by the World Economic Forum (WEF)?

A. Aishwarya Rai B. Rani Mukherjee C. Madhuri Dixhit D. Deepika Padukone Answer: D

Q9. Who has been awarded Rajiv Gandhi Khel Ratna Award 2019?

A. Rohit Sharma B. Hima Das C. Bajrang Punia D. Virat Kohli Answer: C

Q10. The longest dam in India is ____.

A. Bhakra Dam B. Hirakund Dam C. Nagarjuna Sagar Dam D. Kosi Dam Answer: B

Q11. Which state government has set up a five-member committee to study Andhra Pradesh’s Disha Act?

A. Mizoram B. Maharashtra C. Assam D. Karnataka Answer: B

Q12. Satkosia Tiger Reserve is in which state?

A. West Bengal B. Odisha C. Assam D. Gujarat Answer: B

Q13. Which of the following state has got USD 147 million loans from World Bank to improve the management capacity of the urban local bodies (ULBs) in the state?

A. Bihar B. Jharkhand C. Madhya Pradesh D. Tamil Nadu Answer: B

Q14. Which corporation has constituted Municipal bonds development committee headed by Sujit Prasad?

A. RBI B. SEBI C. SIDBI D. EXIM Answer: B

Q15. The union government has decided to rename the National Institute of Financial Management (NIFM), Faridabad after which of the following leaders?

A. Sushma Swaraj B. Arun Jaitley C. Atal Bihari Bajpai D. Pandit Dindayal Upadhyaya Answer: B

Q16. Which among the following states has bagged the Best State Award for overall growth in the tourism category in the National Tourism Awards ceremony?

A. Arunachal Pradesh B. Uttarakhand C. Andhra Pradesh D. Kerala Answer: C

Q17. Which of the following institutions has developed an Artificial Intelligence technology to convert Brain signals of Speech-Impaired Humans into simple Human Language English?

A. Indian Institute of Technology-Madras (IIT-M) B. Indian Institute of Technology-Bombay (IIT-B) C. Indian Institute of Technology-Delhi (IIT-D) D. Indian Institute of Technology-Guwahati (IIT-G) Answer: A

Q18. Which digital payment company of India has launched an all-in-one QR, point-of-sale (POS) device for merchants across India?

A. MobiKwik B. Google Pay C. Paytm D. Amazon Pay Answer: C

Q19. Who will chair the Panel set up by Fifteenth Finance commission to address issues related to Fiscal Policy for both Center and State?

A. A N Jha B. Bimal Jalan C. Nandan Nilekani D. N.K. Singh Answer: D

Q20. The Securities and Exchange Board of India (SEBI) has doubled the minimum investment limit for clients of Portfolio Management Services to _______.

A. Rs 40 lakh B. Rs 50 lakh C. Rs 80 lakh D. Rs 100 lakh Answer: B

Q21. The Reserve Bank of India has instructed banks to make all online payments done through which of the following method free of cost for savings account holders?

A. National Electronic Funds Transfer B. Real-time gross settlement C. BHIM App D. Only A and B Answer: D

Q22. What is the name of the 200-km strike range tactical ballistic missile which has started developing by Defence Research and Development Organization?

A. Prahar B. Prashant C. Pranav D. Pranash Answer: D

Q23. Which sector contributes most to India's economy?

A. Construction Sector B. Agricultural Sector C. Small Industry Sector D. Service Sector Answer: D

Q24. Who had launched the Indicators of Human Development Index?

A. Paul Krugman B. Mehboob Ul Haq C. Jean Drez D. Alfred Marcus Answer: B

Q25. Who has released a book titled ‘A Child of Destiny’ an autobiography penned by K. Ramakrishna Rao?

A. Narendra Modi B. Ramnath Kovind C. Ramesh Pokhariyal D. M Venkaiah Naidu Answer: D

Q26. The ‘World Development Report’ is released by which institute?

A. World Bank B. Asian Development Bank C. International Monetary Fund D. International Labor Organization Answer: A

Q27. Who is the author of 'Hemant Karkare: A Daughters Memoir'?

A. Shashank Karkare B. Shanti Karkare C. Bilavari Karkare D. Jui Karkare Navare Answer: D

Q28. Which edition of the Hornbill Festival has been held in Nagaland recently?

A. 18th B. 17th C. 19th D. 20th Answer: D

Q29. Which state government has announced recently, an internship scheme for the tenth, 12th and graduate students of the state to brighten employment prospects?

A. Maharashtra B. Bihar C. Jharkhand D. Uttar Pradesh Answer: D

Q30. Surat is situated on the banks of which river?

A. Narmada River B. Bhima River C. Tapti River D. Krishna River Answer: C

Q1. Rupay card launched by which organization in India?

A. National Payment Corporation India B. Reserve Bank of India C. Government of India D. State Bank of India Answer: A

Q2. CORPAT is a naval bilateral exercise held between India and _________.

A. Bangladesh B. Thailand C. China D. Indonesia Answer: A

Q3. The word Letter of Credit has been derived from which language?

A. British B. American C. German D. French Answer: D

Q4. Which committee had recommended to reduce the value of SLR and CRR?

A. Narasimhan Committee B. Chakraborty Committee C. Ranjarajan Committee D. Raghav Committee Answer: A

Q5. In which year the central office of the Reserve Bank of India was permanently moved to Mumbai from Calcutta?

A. 1940 B. 1945 C. 1948 D. 1937 Answer: D

Q6. A bank opened in Special Economic Zones in India comes under -

A. National Banking B. International Banking C. Domestic Banking D. Offshore Banking Answer: D

Q7. At the time of nationalization who was the Governor of RBI?

A. O.A Smith B. J. B. Taylor C. C. D. Deshmukh D. K. C. Neogy Answer: C

Q8. _________ is a loan issued by a firm, involving g a fixed repayment schedule, in terms of both time and interest.

A. Debit B. Equity C. Debenture D. Bond Answer: C

Q9. A note which is washed, shrunk, altered or partially obliterated is called a ____ note.

A. Soiled note B. Mutilated note C. Imperfect note D. Obliterated note Answer: C

Q10. Safe deposit facility cannot be granted to -

A. Blind person B. Trusts C. Minors D. A and C Answer: C

Q11. What is the name of app launched by Punjab government for Coronavirus?

A. COVID 19 B. Safe Punjab C. COVID Punjab D. COVA Punjab Answer: D

Q12. Who among the following has been appointed as the Director General of Defence Intelligence Agency?

A. Praful Patel B. Farooq Khan C. D K Joshi D. K J S Dhillon Answer: D

Q13. What is the expected growth rate of G-20 countries as per Moody?

A. 2.1 % B. 2.2 % C. 2.3 % D. 2.7 % Answer: A

Q14. Which of the following state hosted the SAREX-2020 exercise of Indian Coast Guard?

A. Karnataka B. Kerala C. Goa D. Maharashtra Answer: C

Q15. Who has been appointed as the administrator of Yes Bank by RBI?

A. Prashant Kumar B. Ravneet Gill C. Shah Malik D. Rajnish Kumar Answer: A

Q16. Which Space Agency has announced the name of the 5th Mars (red planet) rover as Perseverance?

A. NASA B. JAXA C. DRDO D. ISRO Answer: A

Q17. Which country has been ranked as the 2nd largest arms importer as per report published by SIPRI?

A. Pakistan B. Saudi Arabia C. China D. India Answer: D

Q18. Which of the following city’s university launched its own Community Radio Station RADIO KHANCHI 90.4 FM Aap Sabka Radio?

A. Patna B. Ranchi C. Chandigarh D. Mumbai Answer: B

Q19. In which years Chandrayaan 3 will be launched?

A. 2020 B. 2021 C. 2022 D. 2023 Answer: B

Q20. Which of the following states has highest per capita milk availability in country as per livestock census 2019?

A. Punjab B. Haryana C. Uttar Pradesh D. Rajasthan Answer: A

Q21. Who has been adjudged with Player of Tournament award in ICC women’s T20 world cup?

A. Beth Mooney B. Alyssa Healy C. Magan Schutt D. Shafali Verma Answer: A

Q22. What is name of cricket campaign launched by ICC to promote women’s cricket?

A. Cricket for all B. Cricket Zone C. 100% Cricket D. Women in Cricket Answer: C

Q23. By which year has Government of India (GoI) decided to create 75 lakh Self Help groups (SHGs)?

A. 2022 B. 2021 C. 2024 D. 2025 Answer: A

Q24. Who has been appointed as Brand Ambassador of PUMA?

A. Kareena Kapoor B. Salman Khan C. Shahrukh Khan D. Aamir Khan Answer: A

Q25. Which Player has become 1st Cricketer to play 500 T20s?

A. Kieron Pollard B. Chris Gayle C. Dwayne Bravo D. Virat Kohli Answer: A

Q26. Who has been appointed as new Prime Minister of Slovenia?

A. Mohammed Tawfiq B. Bhaskar Khulbe C. Suella Braverman D. Janez Janša Answer: D

Q27. Who has been appointed as the Chairman of BCCI selection committee?

A. Mahim Verma B. Sunil Joshi C. Rahul Johri D. Jay Shah Answer: B

Q28. RBI has announced two Long term repo operations for 3 year tenors worth how much amount (in crores) for each?

A. 25000 B. 20000 C. 15000 D. 5000 Answer: A

Q29. NACO and the Department of Social Justice and Empowerment (DoSJE) has signed an MoU to enhance outreach on AIDS prevention, address the risk of HIV transmission among all substance users and empower the discriminated and vulnerable groups such as victims of HIV/AIDS, drug abuse and female sex workers. What does letter ‘C’ stand for in NACO?

A. Center B. Care C. Control D. Carrier Answer: C

Q30. What percent of equity has been allowed for NRIs to acquire after cabinet gives nod for FDI policy on civil aviation?

A. 74% B. 49% C. 76% D. 100% Answer: D

Q1. Export Import Bank of India has sanctioned $500 million Line of Credit (LoC) to which country for defence related procurement?

A. Mauritius B. Sri Lanka C. Bhutan D. Bangladesh Answer: D

Q2. In which the state of India, the 1st Pashu Kisan credit cards were distributed to animal farmers?

A. Haryana B. Punjab C. Uttar Pradesh D. Maharashtra Answer: A

Q3. As on November 1, 2019 what amount of loan has been sanctioned under the Pradhan Mantri MUDRA Yojana (PMMY)?

A. Rs. 8.25 lakh crores B. Rs. 9.44 lakh crores C. Rs. 10.24 lakh crores D. Rs. 10.84 lakh crores Answer: C

Q4. Union Home Ministry has sanctioned a sum of rupees _________from Nirbhaya Fund for setting up and strengthening of Women Help Desks in Police Stations of States and Union Territories (UT).

A. 200 Crore B. 300 Crore C. 100 Crore D. 500 Crore Answer: C

Q5. What are the current foreign exchange (Forex) reserves of India?

A. $441.7 billion B. $431.7 billion C. $490.7 billion D. $451.7 billion Answer: D

Q6. What is the amount of Asian Infrastructure Investment Bank (AIIB) has announced for irrigation and solar energy projects in India?

A. $210 million B. $150 million C. $200 million D. $500 million Answer: A

Q7. Who is appointed as an Additional Director of Dhanlaxmi Bank?

A. Girish Chandra Chaturvedi B. Rakesh Makhija C. Rajesh Puri D. V Viswanathan Answer: D

Q8. Which Bank has announced the reduction in its marginal cost of fund-based lending rate (MCLR) by 10 basis points across all one-year products?

A. Punjab National Bank B. State Bank of India C. Allahabad Bank D. Axis Bank Answer: B

Q9. Which of the following became the first company to list its commercial papers on the stock exchanges?

A. Bajaj Finserv B. American Express Bank Ltd. India C. Aditya Birla Finance Ltd (ABFL) D. Edelweiss Securities Ltd Answer: C

Q10. As per the fifth bi-monthly monetary policy announced by the Reserve Bank of India (RBI) which of the following is repo rate and reverse repo rate under the liquidity adjustment facility?

A. 5.25%, 4.85% B. 5.45%, 4.15% C. 5.15%, 4.90% D. 5.35%, 4.75% Answer: C

Q11. Ministry of Heavy Industries & Public Enterprises, Government of India has sanctioned how many charging stations under the FAME India (Faster Adoption and Manufacturing of Electric Vehicles in India) scheme phase II?

A. 2500 B. 2636 C. 3145 D. 5900 Answer: B

Q12. Who is conferred with 29th Saraswati Samman 2019?

A. SL Bhyrappa B. Sitanshu Yashaschandra C. Mahabaleshwar Sail D. Vasdev Mohi Answer: D

Q13. To modernize Assam’s Ferry transport service on the Brahmaputra river the Government of Assam and Government of India has signed 88 million USD agreement with which organization?

A. Asian Development Bank (ADB) B. Asian Infrastructure Investment Bank (AIIB) C. New Development Bank (NDB) D. World Bank (WB) Answer: D

Q14. India has successfully test-fired nuclear-capable K-4 ballistic missile off the Vizag coast in Andhra Pradesh that can be launched from a submarine. What is the strike range of the missile?

A. 2,000 Km B. 2,500 Km C. 3,000 Km D. 3 500 Km Answer: D

Q15. Who among the following has been conferred with the 26th Annual Crystal Award for the year 2020 by the World Economic Forum (WEF)?

A. Aishwarya Rai B. Rani Mukherjee C. Madhuri Dixit D. Deepika Padukone Answer: D

Q16. Union Culture and Tourism Minister, Prahlad Singh Patel launched an exhibition titled “Indian Heritage in Digital Space” at the National Museum in which the city of India?

A. Bangalore B. New Delhi C. Mumbai D. Kolkata Answer: B

Q17. Government of India (GoI) has decided to set up 11-member Committee on royalty rates revision of minerals, who will be the Chairman of the Committee?

A. Krishnaswamy Kasturirangan B. Akhilesh Ranjan C. K. Rajeswara Rao D. Rajnath Singh Answer: C

Q18. According to the second edition of Sustainable Development Goals India Index 2019, which state is at bottom?

A. Assam B. West Bengal C. Manipur D. Bihar Answer: D

Q19. Which organisation of India publishes inflation rate?

A. Ministry of Finance B. Indian Economic Association C. Reserve Bank of India D. National Statistical Office Answer: D

Q20. Which Indian lawyer has been appointed into Queen Elizabeth II’s counsel of Senior Advocate for the courts of England & Wales?

A. A Sikri B. Madan Lokur C. Harish Salve D. Mukul Rohatgi Answer: C

Q21. The longest dam in India is ____.

A. Bhakra Dam B. Hirakund Dam C. Nagarjuna Sagar Dam D. Kosi Dam Answer: B

Q22. Which becomes the first Indian state to sign a memorandum of understanding (MoU) with the International Union for Conservation of Nature’s (IUCN) to prepare a red list assessment of orchids?

A. Sikkim B. Assam C. Arunachal Pradesh D. Manipur Answer: C

Q23. Which state will celebrate ‘Chapchar Kut’, the biggest and most important festival of the state, on March 6, 2020?

A. Arunachal Pradesh B. Nagaland C. Manipur D. Mizoram Answer: D

Q24. A Conference of the Chief Secretaries and Administrator States and Union Territories on Census 2021 held in which city of India?

A. Lucknow B. Jaipur C. New Delhi D. Mumbai Answer: C

Q25. IT giant Wipro has partnered with _________ to start a training platform on emerging technologies which will skill 10,000 engineering students in India?

A. Infosys B. TCS C. Accenture D. NASSCOM Answer: D

Q26. What is the rank of India in WEF’s 1st Social Mobility Index?

A. 72 B. 76 C. 81 D. 77 Answer: B

Q27. Which of the following National Park was formerly known as ‘Hailey National Park’?

A. Jim Corbett National Park B. Rajaji National Park C. Dudhwa National Park D. Parsa National park Answer: A

Q28. YS Jagan Mohan Reddy launched the 'YSR Nethanna Nestham' scheme for __________.

A. Fisherman B. Handloom Weavers C. Ironsmith D. Farmers Answer: B

Q29. Which among the following companies has launched the new version of its ‘Edge Chromium’ browser for both Mac and Windows platforms?

A. Microsoft B. Apple C. Google D. Accenture Answer: A

Q30. Uber has teamed up with _____ to develop electric air taxi, joining the race to make small self-flying cars.

A. Ford B. Honda C. Hyundai D. Maruti Suzuki Answer: C

Q1. As per the new guidelines of the Reserve Bank of India for ‘on tap’ Licensing of Small Finance Banks (SFBs) in the Private Sector what is the minimum paid-up capital for setting up an SFBs?

A. 100 crore B. 150 crore C. 200 crore D. 250 crore Answer: C

Q2. Which General Insurance Company has launched My: health Woman Suraksha policy?

A. ICICI Prudential B. Life Insurance Corporation C. HDFC ERGO D. SBI LIFE Answer: C

Q3. Which financial service company has partnered with Thailand Tourism Authority (TAT) to tap more tourists from India & enable digital payments?

A. Mastercard B. Visa Inc C. RuPay Card D. American Express Answer: A

Q4. From December 16, 2019 NEFT transaction can be made 24×7. These transactions after the usual banking hours are set to be automated initiated using STP. What does ‘S’ stands for in STP?

A. Settlement B. Straight C. Security D. System Answer: B

Q5. As per the new guidelines of the Reserve Bank of India for ‘on tap’ Licensing of Small Finance Banks (SFBs) in the Private Sector after how many years of operation a Payments Bank can apply for SFB license?

A. 5 years B. 7 years C. 8 years D. 10 years Answer: A

Q6. Which of the following tech-based companies has partnered with Accelerated Growth of New India’s Innovations (AGNIi) to support the development of sustainable innovations and technologies across industries?

A. Matterport B. DuPont C. Siemens D. Knewton Answer: B

Q7. Which of the following Public Sector Companies has signed a memorandum of understanding (MoU) with Saudi Aramco for the development of Micro, Small and Medium Enterprises (MSME) sector in India in Oil & Gas Sector?

A. Oil and Natural Gas Corporation B. Hindustan Petroleum C. Indian Oil Corporation Limited D. National Small Industries Corporation Limited Answer: D

Q8. Vakrangee Finserve Limited has partnered with which of the following banks for 20,000 Banking Business Correspondent (BC) point for Nextgen Vakrangee Kendra?

A. United Bank of India B. Union Bank of India C. Canara Bank D. Punjab and Sindh Bank Answer: B

Q9. Which financial company has launched India’s first corporate bond exchange-traded fund (ETF), called the Bharat Bond ETF?

A. Edelweiss Asset Management Company (AMC) B. Mahindra & Mahindra Financial Services Limited C. Muthoot Finance Ltd D. HDB Financial Services Answer: A

Q10. State Bank of India (SBI) has signed a loan agreement worth of ______ with KFW (Kreditanstalt für Wiederaufbau) German development bank for establishing an energy-efcient housing program in India.

A. USD 277 million B. USD 370 million C. USD 497 million D. USD 377 million Answer: A

Q11. Which bank has announced to launch a co-branded credit card in partnership with Indian Oil Corporation Ltd (IOCL)?

A. ICICI Bank B. HDFC Bank C. Axis Bank D. Yes Bank Answer: C

Q12. As per the RBI’s guidelines for 'on-tap' licensing of small nance banks, what is the minimum experience required (in years) for any resident individuals/professionals, singly or jointly, to set up SFBs?

A. 2 years B. 5 years C. 7 years D. 10 years Answer: D

Q13. Which of the following services cannot be availed through AEPS?

A. Balance Enquiry B. Cash Withdrawal C. Overdraft D. Cash Deposit Answer: C

Q14. The nationwide campaign, ‘Team Cashless India’ to accelerate the acceptance and adoption of digital payments in India has been initiated by which company?

A. Visa B. Mastercard C. Paytm D. Google Pay Answer: B

Q15. What does P stand for in STP?

A. Powered B. Processing C. Premier D. Partnership Answer: B

Q16. Bank of Baroda partnered with which state government to provide MSME loans?

A. Maharashtra B. Andhra Pradesh C. Telangana D. Gujarat Answer: D

Q17. The SWIFT international payment network is one of the largest financial messaging systems in the world of USA, as equivalent to that CIPS is of which country?

A. Russia B. China C. Japan D. France Answer: B

Q18. A Scheme for Promoting Innovation, Rural Industry and Entrepreneurship (ASPIRE) will be implemented through which bank?

A. SBI B. IDBI C. SIDBI D. BOB Answer: C

Q19. RBI rejects merger of which two banks?

A. Yes Bank and IndiaBulls B. Laxmi Vilas Bank and IndiaBulls C. Yes Bank and Dhanlaxmi Bank D. Dhanlaxmi Bank and Edelweiss Broking Limited Answer: B

Q20. Nippon which acquires additional 21.54% stake in Reliance Nippon Life Asset Management is a company of which country?

A. China B. Russia C. USA D. Japan Answer: D

Q21. The fund transfers through the NEFT system occurs in how many batches?

A. 6 B. 12 C. 16 D. 23 Answer: D

Q22. The Reserve Bank of India (RBI) has increased the limits imposed on peer-to-peer lenders to _____.

A. 10 lakh B. 20 Lakh C. 30 lakh D. 50 lakh Answer: D

Q23. Which state-owned bank will get fresh capital of Rs. 2,153 crores from the Central government?

A. Union Bank B. United Bank of India C. Allahabad Bank D. Punjab National Bank Answer: C

Q24. Federal Bank has partnered with online real estate platform _______ for listing and e-auctioning of immovable properties repossessed by the bank in recovery proceedings.

A. Brigade Enterprises Ltd B. DLF Ltd C. Housing Development and Infrastructure Ltd (HDIL) D. Magic Brick Answer: D

Q25. According to the International Monetary Fund (IMF), what will be the India’s economic growth forecast _______ for 2020?

A. 5.5% B. 5.8% C. 7% D. 6.1% Answer: B

Q26. What is the age range to be eligible for enrolling in NPS (National Pension Scheme)?

A. 18-25 B. 18-35 C. 18-40 D. 18-60 Answer: D

Q27. Which of the following institutions has agreed to provide $100 million to India’s National Investment and Infrastructure Fund’s (NIIF) that aims to raise about $1 billion to invest in up to 10 private equity funds?

A. International Finance Corporation (IFC) B. New Development Bank (NDB) C. Asian Infrastructure Investment Bank (AIIB) D. Asian Development Bank (ADB) Answer: B

Q28. According to the Income Tax Department, what will be the last date to link Permanent Account Number (PAN) with Aadhar?

A. 31st January 2020 B. 30th December 2020 C. 31st March 2020 D. 1st December 2019 Answer: C

Q29. What edition of the Economic Census which is the first digital census was launched in New Delhi on December 13th, 2019?

A. 4th B. 5th C. 6th D. 7th Answer: D

Q30. Which company becomes the most valuable listed company in history?

A. Google B. Microsoft C. Ali Baba D. Saudi Armaco Answer: D

Q1. Which of the following players becomes the 1st-ever hockey player worldwide to win the prestigious ‘World Games Athlete of the Year’ award 2019?

A. Ritu Rani B. Kendall Coyne C. Marie-Philip D. Rani Rampal Answer: D

Q2. SAMPRITI-IX is a joint military exercise between India and _____.

A. Singapore B. Thailand C. Sri Lanka D. Bangladesh Answer: D

Q3. Who has been appointed as new foreign Secretary of India?

A. Harsh Vardhan Shringla B. Naresh Chandra C. Rajiv Mehrishi D. Raj Kumar Singh Answer: A

Q4. Which of the following city is hosting the 65th National School Games Under-17?

A. Agartala B. Guwahati C. Jorhat D. Imphal Answer: A

Q5. An annual event the ‘World Sustainable Development Summit 2020’, organized by The Energy and Resources Institute (TERI) held in which city of India for the first time?

A. New Delhi B. Mumbai C. Jaipur D. Lucknow Answer: A

Q6. What is the theme of the World Sustainable Summit 2020 organized by The Energy and Resources Institute (TERI) in New Delhi?

A. ‘Forward to 2030: Making the Decade Sustainable’ B. ‘2020: Making Future of the Decade C. ‘Towards 2030: Making the Decade Count’. D. 'Attaining the 2030 Agenda: Delivering on our Promise' Answer: C

Q7. Name the University that conferred Honorary D.Lit. The degree to Nobel Laureate Prof. Abhijit Binayak Bandyopadhyay at its Annual Convocation?

A. Delhi University B. Jawaharlal Nehru University C. Kolkata University D. Mumbai University Answer: C

Q8. The World’s largest meditation center was inaugurated in which city of India to mark the 75th anniversary of the formation of Shri Ram Chandra Mission (SRCM)?

A. Belur, West Bengal B. Hyderabad, Telangana C. Gurugram, Haryana D. Nagpur, Maharashtra Answer: B

Q9. India’s largest energy conglomerate the National Thermal Power Corporation Limited will develop 300 MW solar power projects in which African country?

A. Benin B. Morocco C. Togo D. Mauritania Answer: C

Q10. In partnership with which space agency the National Aeronautics & Space Administration (NASA) will jointly launch a new spacecraft- “The Solar Orbiter Spacecraft” to take first pictures of Sun’s north and south poles?

A. Indian Space Research Organization B. European Space Agency C. National Aerospace Laboratory of Japan D. China National Space Administration Answer: B

Q11. Which of the following state governments has adopted a resolution to abolish the Legislative Council in the state legislature?

A. Bihar B. Karnataka C. Andhra Pradesh D. Uttar Pradesh Answer: C

Q12. Indian Railways has commissioned India’s 1st governmental waste-to-energy plant in which city of India?

A. Raipur B. New Delhi C. Lucknow D. Bhubaneswar Answer: D

Q13. Sheikh Khalid bin Khalifa bin Abdelaziz Al Thani has been appointed as new Prime Minister of which country?

A. UAE B. Qatar C. Saudi Arabia D. Lebanon Answer: B

Q14. As per the World Social Report 2020, India successfully managed to use digital platforms to reduce disparities among population groups. Which of the following publishes the report?

A. UN Department of Economic and Social Affairs B. UN Economic and Social Commission for Asia and the Pacific C. United Nations Conference on Trade and Development D. United Nations Educational, Scientific and Cultural Organization Answer: A

Q15. The Indian Navy launched Operation Vanilla in the Southern Indian Ocean to assist the people of which country who were affected by Cyclone Diane?

A. Somalia B. Madagascar C. Surinam D. Maldives Answer: B

Q16. Who among the following has been appointed as Life President of Asian Tennis Federation (ATF)?

A. VK Bhatra B. Anil Khanna C. Anil Dhuper D. CS Raju Answer: B

Q17. Who among the following has been appointed as the new Chief Executive Officer (CEO) of the Indian Bank Association (IBA)?

A. Rajnish Kumar B. Sunil Mehta C. VG Kannan D. Shyam Srinivasan Answer: B

Q18. Government of India announced to set up India’s first war memorial for animals in which city of India?

A. Lucknow, Uttar Pradesh B. Meerut, Uttar Pradesh C. Kanpur, Uttar Pradesh D. Allahabad, Uttar Pradesh Answer: B

Q19. In order to boost the credit growth, the Reserve Bank of India (RBI) has eased Cash Reserve Ratio (CRR) requirement of commercial banks for _____.

A. One year B. Two years C. Three years D. Five years Answer: D

Q20. Country’s largest private sector bank, ICICI bank has launched a Cardless cash withdrawal facility from its ATMs with a per-day transaction limit of _______.

A. Rs. 5,000 B. Rs. 10,000 C. Rs. 15,000 D. Rs. 20,000 Answer: D

Q21. PNB MetLife India Insurance Company has partnered with which company to provide life insurance to its customers by fundling life insurance covers on their loans?

A. HDFC Ergo B. ICICI Prudential C. Bajaj Finserv D. RevFin Answer: D

Q22. CSC e-Governance Services India Limited has signed a memorandum of understanding (MoU) with which bank for the sale of FASTags?

A. Airtel Payments Bank B. Paytm Payments Bank Ltd C. Jio Payments Bank D. HDFC Answer: B

Q23. Federal Bank has partnered with online real estate platform _______ for listing and e-auctioning of immovable properties repossessed by the bank in recovery proceedings.

A. Brigade Enterprises Ltd B. DLF Ltd C. Housing Development and Infrastructure Ltd (HDIL) D. Magic Brick Answer: D

Q24. Which bank has predicted the Indian economy is likely to become $7 trillion by 2030?

A. Federal Bank B. Deutsche Bank C. ICICI Bank D. Barclays Bank Answer: B

Q25. Which of the following institutions has agreed to provide $100 million to India’s National Investment and Infrastructure Fund’s (NIIF) that aims to raise about $1 billion to invest in up to 10 private equity funds?

A. International Finance Corporation (IFC) B. New Development Bank (NDB) C. Asian Infrastructure Investment Bank (AIIB) D. Asian Development Bank (ADB) Answer: B

Q26. Multimodal supply chain solutions provider GEFCO has signed a five year deal with which company to strengthen its Digital Transformation worldwide?

A. Wipro B. TCS C. Infosys D. HCL Answer: C

Q27. Who among the following has been appointed as the fourth deputy governor of the Reserve Bank of India?

A. Rabi N. Mishra B. Michael Patra C. Deepak Kumar Mohanty D. M. Rajeshwar Rao Answer: B

Q28. Which Railway zone of the Indian Railways has signed a Memorandum of Understanding (MoU) with State Bank of India (SBI) for ‘doorstep banking’?

A. Central Railway B. Northern Railway C. North Eastern Railway D. South Central Railway (SCR) zone Answer: D

Q29. The National Payments Corporation of India (NPCI) has launched the “Vajra Platform” to make payments fast & secure. The platform is based on which technology?

A. Near field technology B. Distributed Ledger Technology C. Radio-frequency identification Technology D. Digital Banking Technology Answer: B

Q30. Which financial company has acquired the Essel Finance’s micro, small and medium enterprises (MSME) loan business in India?

A. Tata Capital B. Adani Capital C. Bajaj Finserve D. Mahindra & Mahindra Capital Answer: B

Q1. PNB MetLife India Insurance Company has partnered with which company to provide life insurance to its customers by fundling life insurance covers on their loans?

A. HDFC Ergo B. ICICI Prudentia C. Bajaj Finserv D. RevFin Answer: D

Q2. Canada’s largest pension fund manager Canada Pension Plan Investment Board (CPPIB) has committed to invest up to how much money in National Investment and Infrastructure Fund (NIIF)?

A. $600 million B. $300 million C. $500 million D. $6 billion Answer: A

Q3. Who has been appointed as the 28th Chief of Army Staff?

A. Lieutenant General Ranbir Singh B. Lieutenant General Ravendra Pal Singh C. Lieutenant General Anil Chauhan D. Lieutenant General Manoj Mukund Naravane Answer: D

Q4. The 63rd National Shooting championship has been held in _______

A. Guwahati B. Kolkata C. Pune D. Bhopal Answer: D

Q5. CSC e-Governance Services India Limited has signed a memorandum of understanding (MoU) with which bank for the sale of FASTags?

A. Airtel Payments Bank B. Paytm Payments Bank Ltd C. Jio Payments Bank D. HDFC Answer: B

Q6. Name the Urban Cooperative bank got in-principle approval from RBI to become a Small Finance Bank (SFB)?

A. Charminar Co-operative Urban Bank Ltd B. Uttar Pradesh Co-Operative Bank Limited C. Indian Mercantile Co-Operative Bank Ltd D. Shivalik Mercantile Co-operative Bank Ltd Answer: D

Q7. The Indian Space Research Organization (ISRO) will establish a Massive Human Space Flight Center at which place of India?

A. Sriharikota, Andhra Pradesh B. Bengaluru, Karnataka C. Hyderabad, Telangana D. Challakere, Karnataka Answer: D

Q8. What is increased coverage amount of the ‘Micro Bachat’ plan which was earlier 1 lakh?

A. 2 Lakh B. 2.5 Lakh C. 3 Lakh D. 4 Lakh Answer: A

Q9. Which state government has announced to set up Vikram Sarabhai Children Innovation Center (VSCIC)?

A. Gujarat B. Karnataka C. Odisha D. Maharashtra Answer: A

Q10. On 3rd January 2020, General Qasem Soleimani was killed by a U.S drone’s airstrike ordered by U.S president Donald Trump. He was commander in chief of Iran’s elite ___.

A. Nationalist Force B. Quds Force C. National Guard D. Kurds Force Answer: B

Q11. Name the Indian banks which have decided to end their operations in Sri Lanka?

A. State Bank of India and Punjab National Bank B. Axis Bank and ICICI Bank C. HDFC Bank and Yes Bank D. Axis Bank and Kotak Mahindra Bank Answer: B

Q12. The Central government has released ______ crore to seven states which have been affected by disasters.

A. 5908 B. 6800 C. 10000 D. 8900 Answer: A

Q13. Export-Import Bank (Exim Bank) of India has given a _______ line of credit to Cuba for financing 75 MW Photovoltaic Solar Parks.

A. $65 million B. $75 million C. $85 million D. $95 million Answer: B

Q14. Which film won the ‘Best Motion picture- drama’ award in the Golden Globe awards 2020?

A. Inception B. 1917 C. Missing Link D. Spotlight Answer: B

Q15. Global Investors Meet ‘ASCEND 2020’ held in which city of India?

A. Nagpur, Maharashtra B. Kanpur, Uttar Pradesh C. Kochi, Kerala D. Dehradun, Uttarakhand Answer: C

Q16. In the 2019 report, India has ranked_______position on the World Bank's ease of doing business ranking 2020.

A. 64th B. 63rd C. 65th D. 67th Answer: B

Q17. Which State hosted the North East SDG conclave 2020 organized by NITI Aayog?

A. Arunachal Pradesh B. Assam C. Manipur D. Mizoram Answer: B

Q18. Who received SERB Women Excellence award 2020?

A. Kiran Mazumdar Shaw B. Niti Kumar C. Mangala Narlikar D. Aditi Pant Answer: B

Q19. Where has Northeast Frontier Railway built India’s tallest railway pier bridge?

A. Manipur B. Arunachal Pradesh C. Tripura D. Mizoram Answer: A

Q20. What is the theme of the World Day of Social Justice 2020?

A. Workers on the move: the quest for social justice B. If You Want Peace & Development, Work for Social Justice C. Workers on social justice for human rights D. Closing the Inequalities Gap to Achieve Social Justice Answer: D

Q21. Which corporation has constituted Municipal bonds development committee headed by Sujit Prasad?

A. RBI B. SEBI C. SIDBI D. EXIM Answer: B

Q22. The union government has decided to rename the National Institute of Financial Management (NIFM), Faridabad after which of the following leaders?

A. Sushma Swaraj B. Arun Jaitley C. Atal Bihari Bajpai D. Pandit Dindayal Upadhyaya Answer: B

Q23. Which among the following states has bagged the Best State Award for overall growth in the tourism category in the National Tourism Awards ceremony?

A. Arunachal Pradesh B. Uttarakhand C. Andhra Pradesh D. Kerala Answer: C

Q24. Which of the following institutions has developed an Artificial Intelligence technology to convert Brain signals of Speech-Impaired Humans into simple Human Language English?

A. Indian Institute of Technology-Madras (IIT-M) B. Indian Institute of Technology-Bombay (IIT-B) C. Indian Institute of Technology-Delhi (IIT-D) D. Indian Institute of Technology-Guwahati (IIT-G Answer: A

Q25. Which digital payment company of India has launched an all-in-one QR, point-of-sale (POS) device for merchants across India?

A. MobiKwik B. Google Pay C. Paytm D. Amazon Pay Answer: C

Q26. Who will chair the Panel set up by the Fifteenth Finance Commission to address issues related to Fiscal Policy for both Center and State?

A. A N Jha B. Bimal Jalan C. Nandan Nilekani D. N.K. Singh Answer: D

Q27. The Securities and Exchange Board of India (SEBI) has doubled the minimum investment limit for clients of Portfolio Management Services to _______.

A. Rs 40 lakh B. Rs 50 lakh C. Rs 80 lakh D. Rs 100 lakh Answer: B

Q28. Which film has been declared as the best film in the 92nd annual Academy Awards 2020?

A. 1917 B. Parasite C. Once Upon a Time in Hollywood D. Joker Answer: B

Q29. Who has been elected as president of Afghanistan?

A. Abdullah Abdullah B. Gulbedin Hekmatyar C. Rahmatullah Nabil D. Mohammad Ashraf Ghani Answer: D

Q30. The Fifth Edition of Joint Military Exercise ‘Ajeya Warrior 2020’ will be conducted from 13th to 26th February 2020 between India and which country?

A. France B. United Kingdom C. Italy D. Israel Answer: B

Q1. Exit policy has recently been seen in the news. In the context of the Indian economy, which of the following statements best describes the exit policy?

A. A firm to withdraw or close the capacity of an industrial unit. B. Reconstruction of income policy by multi-national companies C. Disinvestment Policy of Public Sector Enterprises D. Export policy that guides the direction of exports from India Answer: A

Q2. A Future for the World’s Children report was recently released by which of the following?

A. Bangladesh Bureau of Statistics and UNICEF B. WHO, UNICEF and the Lancet medical journal C. UNICEF and National Commission for Protection of Child Rights D. UNICEF and Save the Children India Answer: B

Q3. Recently, SPICe+ web form has mentioned in news, it is primarily related to which of the following?

A. Ease of Doing Business B. Doubling the Farmers Income C. Health for All D. Housing for All Answer: A

Q4. Recently, the world’s largest species of "cavefish" has been discovered in Meghalaya’s on which hill?

A. Khashi Hill B. Jaintia Hill C. Garo Hill D. Mizo Hill Answer: B

Q5. Rajasthan’s first lion safari has been inaugurated in which of the following Biological Park?

A. Nahargarh Biological Park B. Sajjangarh Biological Park C. Machia Biological Park D. All of the above Answer: A

Q6. Recently who was appointed as the Chief Information Commissioner (CIC)?

A. Sudhir Bhargav B. Rajiv Mathur C. Bimal Julka D. Alok Bansal Answer: C

Q7. The Tokyo 2020 Organising Committee has revealed the official Games motto, what is the motto of Tokyo 2020 Olympic?

A. United By Sports B. United by Athletes C. United by Emotion D. United by Games Answer: C

Q8. Who has become the second richest Indian after the chairman of Reliance Industries Limited Mukesh Ambani?

A. Radhakishan Damini B. Shiv Nadar C. Sundar Pichai D. Ratan Tata Answer: A

Q9. Recently which country has test-fired 600 km range Ra’ad II missile successfully on land and at sea?

A. Pakistan B. Russia C. China D. Australia Answer: A

Q10. Recently in which city the fourth Conference of Pradhan Mantri Fasal Bima Yojana was held?

A. Jaipur B. Varanasi C. Gorakhpur D. Udaipur Answer: D

Q11. Playing it my way’ is an autobiography of which of the following players?

A. Mahendra Singh Dhoni B. Ravi Shastri C. Kapil Dev D. Sachin Tendulkar Answer: D

Q12. Which of the following Atomic Power Station is located in Karnataka?

A. Tarapur Atomic Power Station B. Kakrapar Atomic Power Station C. Kaiga Atomic Power Station D. Gorakhpur Atomic Power Station Answer: C

Q13. In NPA, A stands for which of the following?

A.Amortization B. Assurance C. Asset D. Assist Answer: C

Q14. A debenture holder of a company is also its_______.

A. Shareholder B. Director C. Creditor D. Debtor Answer: C

Q15. Dipa Karmakar is from which state?

A. Meghalaya B. Tripura C. Kerala D. Tamilnadu Answer: B

Q16. What is the currency of Georgia?

A. Dollar B. Ruble C. Lari D. Hryvnia Answer: C

Q17. Bajrang Punia is related to which sports?

A. Badminton B. Weightlifting C. Wrestling D. Tennis Answer: C

Q18. Which of the following National Park is located in Kerala?

A. Eravikulam National Park B. Kishtwar National Park C. Kaziranga National Park D. Rajaji National Park Answer: A

Q19. Which Day is observed as the World Population Day?

A. 20 February B. 22 March C. 11 July D. 17 December Answer: C

Q20. What is the Capital of Turkey?

A. Ankara B. Muscat C. Bridgetown D. Phnom Penh Answer: A

Q21. NCLAT has allowed which company to acquire Bhushan Power & Steel Ltd?

A. HAL B. RIL C. Adani Steel D. JSW Steel Answer: D

Q22. Who won 77th Senior National Squash Championship in Man’s category?

A. Utkarsh Baheti B. Mahesh Mangaonkar C. Ritwik Bhattacharya D. Saurav Ghosal Answer: D

Q23. Which city hosted 5th edition of Difcult Dialogues 2020?

A. Kolkata B. Jaipur C. Mumbai D. Panji Answer: D

Q24. Where will the Joint Military Exercise AJEYA WARRIOR-2020 between India and the United Kingdom be conducted?

A. Pune B. Vishakhapatnam C. Jhansi D. Salisbury Plains Answer: D

Q25. Which Bank has emerged as the winner in the “Most Customer-Centric Bank Using Technology” category and runner up in “Best Payments Initiative” category among Small Banks?

A. Karur Vyasa Bank B. South Indian Bank C. Bank of Maharashtra D. Central Bank of India Answer: B

Q26. Which UT/State’s administration has come up with a plan to conduct roadshows across the country?

A. Kerala B. Jammu and Kashmir C. Delhi D. Ladakh Answer: B

Q27. Which corporation has constituted Municipal bonds development committee headed by Sujit Prasad?

A. RBI B. SEBI C. SIDBI D. EXIM Answer: B

Q28. Which institute has developed a mobile app “Thirumathikart” for SHG (Self Help groups) products?

A. IIT Madras B. IIIT Hyderabad C. NIT Trichy D. NIT Jalandhar Answer: C

Q29. Which Company has replaced SBI to become India’s 10th most valued rm by market capitalization on BSE?

A. HDFC B. Bajaj Finance C. Aditya Birla Ltd D. ICICI Answer: B

Q30. Who among the following has been appointed as the Brand Ambassador of Children's Protection Fund for India launched by Britain’s Prince Charles

A. Meghan Markle B. Benedict Cumberbatch C. Elton John D. Katy Perry Answer: D

Q1. Market Intelligence and Early Warning System (MIEWS) Web Portal has been launched by which Union Minister recently?

A. Ramesh Pokhariyal Nishank B. Amit Shah C. Ravi Shankar Prashad D. Harsimrat Kaur Badal Answer: D

Q2. Five-time Grand Slam champion Maria Sharapova has announced her retirement from tennis, she belongs to which country?

A. Australia B. Russia C. USA D. Serbia Answer: B

Q3. The 16th Joint Ministerial Commission between India and Australia held in which city of India?

A. Chennai B. Mumbai C. Hyderabad D. New Delh Answer: D

Q4. Who has launched the “Higher Education Leadership Development Programme for Administrator” a joint venture between University Grants Commission (UGC) and the British Council under the United Kingdom India Education and Research Initiative (UKIERI)?

A. Ramesh Pokhriyal B. Amit Shah C. Subrahmanyam Jaishankar D. Narendra Singh Tomar Answer: A

Q5. Which organization has secured Rs 8.5 billion through offshore India rupee-linked bonds recently?

A. World Bank B. New Development Bank C. Asian Development Bank D. Export-Import Bank Answer: C

Q6. Reserve Bank of India has lifted the ban on which bank and allowed it to open new branches without prior permission?

A. Federal Bank B. Dhanalakshmi Bank C. City Union Bank D. Bandhan Bank Answer: D

Q7. Nalbana Bird Sanctuary is located in which state?

A. Gujarat B. TamilNadu C. Telangana D. Odisha Answer: D

Q8. Jawed Ashraf has been appointed as Next Ambassador of India to which of the following Country?

A. Germany B. Russia C. United Kingdom D. France Answer: D

Q9. The 3-day international conference on “Ensemble Methods in Modelling and Data Assimilation 2020” was organized in which city for Medium-Range Weather Forecasting?

A. Mumbai, Maharashtra B. Indore, Madhya Pradesh C. Chennai, Tamil Nadu D. Noida, Uttar Pradesh Answer: D

Q10. Zero budget natural farming (ZBNF) is recently in news. Which of the following statement is true about ZBNF?

A. Zero budget natural farming is a method of chemical-free agriculture drawing from traditional Indian practices. B. ZBNF method uses intensive irrigation and deep ploughing. C. ZBNF method promotes soil aeration, intercropping, bunds and topsoil mulching. D. both A and C Answer: D

Q11. The 5th Ice Hockey Association of India (IHAI) National Ice Hockey Championship-2020 has begun in _________________.

A. Mussoorie, Uttarakhand B. Srinagar, Jammu and Kashmir C. Leh, Ladakh D. Nainital, Uttarakhand Answer: C

Q12. How many scientists have awarded Swarna Jayanti Fellowships by Union Ministry of Science and Technology?

A. 11 scientists B. 12 scientists C. 13 scientists D. 14 scientists Answer: D

Q13. Who among the following is the present Union Minister of Defence?

A. Raj Nath Singh B. Ravi Shankar Prasad C. Harsimrat Kaur Badal D. Thaawar Chand Gehlot Answer: A

Q14. Which of the following state became the 1st state in the country to pass a resolution against the Citizenship Amendment Act?

A. Andhra Pradesh B. Kerala C. Karnataka D. Tamil Nadu Answer: B

Q15. In which state observed his ritualistic festival “Lai Haraoba”?

A. Meghalaya B. Tripura C. Assam D. Arunachal Pradesh Answer: B

Q16. What will be the service charges levied by large modern Currency Chests (CC) on cash deposited by non-chest bank branches per packet of 100 pieces?

A. Rs 10 B. Rs 2 C. Rs 5 D. Rs 8 Answer: D

Q17. In the Voluntary Retention Route scheme of RBI, Foreign Portfolio Investors (FPIs) are required to maintain minimum ___________ % of the allocated amount in India

A. 75% B. 45% C. 90% D. 85% Answer: A

Q18. How much amount has recently been approved by the Asian Development Bank to electrify railway tracks in India?

A. USD 250 million B. USD 550 million C. USD 750 million D. USD 850 million Answer: C

Q19. According to Fitch report, Shadow banking assets accounted for ___________ percentage of total financial assets within India in 2018

A. 13.4% B. 14.3% C. 12.8% D. 15.6% Answer: B

Q20. The National Agricultural Higher Education Project (NAHEP) is a three-year project in India that will be funded by__________

A. World Bank B. Asian Development Bank C. International Monetary Fund D. NABARD Answer: A

Q21. In the year 2018-19, India recorded trade deficit with how many RCEP bloc members?

A. 5 B. 9 C. 16 D. 11 Answer: D

Q22. Which of these is the first state in India to issue Masala Bond?

A. Maharashtra B. Gujarat C. Kerala D. Andhra Pradesh Answer: C

Q23. StAR MF Mutual Fund app has been launched by _____________

A. SEBI B. BSE C. LIC D. NSE Answer: B

Q24. HeART is an affordable housing initiative launched by______________

A. HDFC Capital Advisors B. Axis Capital Limited C. ICICI Direct D. IndusInd Capital First Answer: A

Q25. To be eligible for funding assistance, Reserve Bank of India-registered new-age fintech NBFCs should have minimum net-owned fund (NOF) of __________________

A. Rs 25 crore B. Rs 15 crore C. Rs 10 crore D. Rs 20 crore Answer: D

Q26. On 07 January 2019, the ‘Polavaram Dam project’ has entered the Guinness Book of World by pouring 32,100 cubic meters of concrete in 24 hours. The ‘Polavaram Dam project’ is located in ____.

A. Karnataka B. Maharashtra C. Andhra Pradesh D. Telangana Answer: C

Q27. Name the personality on whom the Ambala city bus stand is named after by Haryana Government?

A. Atal Bihari Vajpayee B. Manohar Parikar C. Sushma Swaraj D. Arun Jaitley Answer: C

Q28. In which of the following states the 1st ever ‘Innovation Festival’ was organized in partnership with National Innovation Foundation?

A. Arunachal Pradesh B. Assam C. Meghalaya D. Kerala Answer: A

Q29. Which city hosted the Financial Action Task Force meeting 2020?

A. London B. Melbourne C. Paris D. Vienna Answer: C

Q30. NASA astronaut Christina Koch has returned to Earth after staying for how many days in space?

A 328 B 309 C 288 D 296 Answer: A

Q1. The Global Financial Stability Report is published by ____________

A. UNDP B. World Bank C. IMF D. WEF Answer: C

Q2. The Bank of Punjab(POB) and Centurion Bank merged in which year?

A. 2012 B. 1990 C. 1997 D. 2005 Answer: D

Q3. What is the current Marginal Standing Facility Rate (MSF)?

A. 6.00% B. 6.25% C. 6.75% D. 6.50% Answer: B

Q4. Which of the following is not a part of RBI’s Clean Note Policy?

A. Timely removal of old denomination currency note with a new denomination currency note B. Education campaign on the preferred way to handle notes: no stapling, writing, excessive folding among others C. Timely removal of soiled notes: use of currency verification and processing systems and sorting machines D. Exchange facility for torn, mutilated or defective notes: at all branches of commercial banks Answer: A

Q5. IDR is a financial instrument with a value that increases and decreases based on movements in interest rates. Expand IDR?

A. Income Revenue Data B. Interest Receipt Depository C. Interest Rate Derivative D. Immediate Ratio Discounted Answer: C

Q6. The Consumer Education and Protection Department is a Customer Redressal Cell under _____________

A. IRDAI B. Ministry of Finance C. SEBI D. RBI Answer: D

Q7. The ‘lender of the last resort’ comes under which function of RBI?

A. Issuer of Currency B. Banker to Banks C. Banker to Government D. Conducting Monetary Policy Answer: B

Q8. Which Section of Payment and Settlement System Act states that no person other than the RBI can commence or operate a payment system in India

A. Section 21 B. Section 12 C. Section 4 D. Section 8 Answer: C

Q9. The Central Government is required to maintain a minimum cash balance of Rs _____________on every Friday with the Reserve Bank

A. Rs 25 crore B. Rs 10 crore C. Rs 50 crore D. Rs 100 crore Answer: D

Q10. The Special Data Dissemination Standard (SDDS) is a product by___________

A. IMF B. World Bank C. Reserve Bank of India D. World Economic Forum Answer: A

Q11. Which of the following reports is not released by the World Bank?

A. World Development Report B. Ease of Doing Business C. Global Financial Stability Report D. Global Economic Prospects Answer: C

Q12. Banks are not allowed to pay interest on savings banks account at ___________ basis

A. monthly B. quarterly C. half yearly D. annually Answer: A

Q13. Which of these is a compulsory document for sending outward remittances under Liberalised Remittance Scheme (LRS)?

A. Pass Book B. Aadhaar C. Passport D. PAN Card Answer: D

Q14. The banks classify a stressed account as SMA-2 sub category if the principal or interest payment is overdue between

A. 31-60 days B. 61-90 days C. 15-30 days D. 30-90 days Answer: B

Q15. Which of these banks merged with United Industrial Bank Limited in 1989?

A. Canara Bank B. Punjab National Bank C. Allahabad Bank D. United Bank of India Answer: C

Q16. The return on debt is known as__________

A. Interest B. Debenture C. Share D. Dividend Answer: A

Q17. Which of these is true about BSBDA-Small Account?

A. The minimum balance in Small Accounts should not be less than Rs 1000 B. Small Accounts can only be opened at CBS linked branches of banks C. These accounts are valid for a period of 6 months initially D. Such accounts cannot be opened without Aadhar documents Answer: B

Q18. Which Section of Banking Regulation Act 1949 gives power to RBI to specify SLR for SCBs?

A. Section 42 B. Section 14 C. Section 38 D. Section 24 Answer: D

Q19. What is the minimum level of lending prescribed by RBI for domestic scheduled commercial banks and foreign banks with 20 or more branches for lending to priority sector in terms of percentage of ANBC?

A. 30% B. 50% C. 40% D. 20% Answer: C

Q20. In CAD, D denotes Current Account ___________

A. Deficit B. Default C. Deposit D. Derivative Answer: A

Q21. The Depository and Depository Participants are regulated by____________

A. RBI B. SEBI C. IRDAI D. NHB Answer: B

Q22. The interest rate applied on ways and means advances (WMA) in the first 3 months is equal to?

A) Repo rate B) Bank rate C) CRR D) MSF Answer: A

Q23. Banks in india are permitted to issue Priority Sector Lending Certificate upto maximum of ___________ percent of previous year’s PSL achievement

A. 60% B. 40% C. 20% D. 50% Answer: D

Q24. Which of these is the wholly-owned subsidiary of the Government of India?

A. Deposit Insurance and Credit Guarantee Corporation of India(DICGC) B. Bharatiya Reserve Bank Note Mudran Private Limited(BRBNMPL) C. National Housing Bank(NHB) D. Reserve Bank Information Technology Private Limited (ReBIT) Answer: C

Q25. Signing on the face or back of the cheque for the purpose of transferring the cheque to the next person is termed as ______________

A. Endorsement of Cheque B. Negotiation of Cheque C. Transfer of Cheque D. Crossing of Cheque Answer: A

Q26. Foreign Exchange Management Act (FEMA) came into effect in which year?

A. 2005 B. 2000 C. 1999 D. 2010 Answer: B

Q27. Which character of the 11 digit Indian Financial System Code (IFSC) represents the digit 0?

A. 5th B. 6th C. 4th D. 7th Answer: A

Q28. The Banking Codes and Standards Board of India(BCSBI) is an independent banking industry watchdog that protects consumers of banking services in India. It was set up on the recommendation of which committee?

A. C. Rangarajan B. A C Mahajan C. Y.V. Reddy D. S.S.Tarapore Answer: D

Q29. APBS unique payment system implemented by National Payments Corporation of India (NPCI). Expand APBS

A. Aadhaar Payment Benefit System B. Aadhaar Payment Bridge System C. Aadhaar Programmed Banking System D. Aadhaar Participating Banking System Answer: B

Q30. The voting right of any shareholders in private sector banks are capped at __________

A. 8% B. 12% C. 10% D. 15% Answer: C

Q1. Which Insurance company became 1st company in India to deliver policy and renewal documents using whatsapp?

A. IFFCO TOKIO B. Tata AIG C. Bajaj Allianz D. Bharti AXA Answer: D

Q2. Which corporation has launched Unied Payment Interface (UPI) awareness campaign “UPI Chalega”?

A. RBI B. SBI C. NPCI D. SEBI Answer: C

Q3. Which Public Sector Bank and Microsoft have joined hands to train differently-abled people to nd jobs in banking, financial services and insurance sector?

A. State Bank of India B. UCO Bank C. Punjab National Bank D. Indian Bank Answer: A

Q4. In order to boost the credit growth, the Reserve Bank of India (RBI) has eased Cash Reserve Ratio (CRR) requirement ofcommercial banks for _____.

A. Two years B. Three years C. Four years D. Five years Answer: D

Q5. The Reserve Bank of India (RBI) will conduct the “Financial Literacy Week 2020” from February 10 to February 14, 2020. What is the theme of the week?

A. Know Your Customer B. Customer Protection C. Micro, Small and Medium Enterprises (MSMEs) D. Farmers and how they benefit by being a part of the formal banking system Answer: C

Q6. Which digital payment company of India has launched an all-in-one QR, point-of-sale (POS) device for merchants across India?

A. MobiKwik B. Google Pay C. Paytm D. Amazon Pay Answer: C

Q7. Under the comprehensive health insurance plan “Reliance Health Innity” launched by Reliance General Insurance CompanyLimited what is the minimum sum insured amount?

A. one lakh B. two lakh C. three lakh D. four lakh Answer: C

Q8. The Union Cabinet has approved amendments to the Banking Regulation Act to empower the Reserve Bank of India (RBI)to have better control over _____.

A. Multi-State Cooperative banks B. Payments Banks C. Small Finance Banks D. Both A and B Answer: D

Q9. What is current Repo rate as per the 6th Bi-monthly Monetary Policy announced by the RBI?

A. 5.25% B. 5.15% C. 5.40% D. 4.90 % Answer: B

Q10. Which of the following public sector banks has signed a pact with Credit Analysis and Research Limited (CARE) for accessing credit qualities of Small and Medium Enterprises (SME)?

A. Punjab National Bank B. Bank of Baroda C. Union Bank of India D. Indian Bank Answer: B

Q11. The Bombay Stock Exchange (BSE) has signed a licensing agreement with which of the following global exchanges?

A. Intercontinental Exchange (ICE) Futures Europe B. NASDAQ C. Tokyo Stock Exchange D. Euronext Stock Exchange Answer: A

Q12. The Government of India and the Government of Maharashtra has signed a ______ loan agreement with the World Bank.

A. USD 250 million B. USD 240 million C. USD 210 million D. USD 200 million Answer: C

Q13. RBI has bought _____ crore of long-term securities in fourth special open market operation and has sold Rs 2950 crore of short term bonds.

A. Rs 8000 B. Rs 5000 C. Rs 12000 D. Rs 10,000 Answer: D

Q14. Who among the following is appointed as the Managing Director of the State Bank of India (SBI)?

A. Mahender Kumar Garg B. Dr. Ashima Goyal C. Challa Sreenivasulu Setty D. Dr. Ajit Kumar Saxena Answer: C

Q15. Who among the following has been appointed as the managing director and chief executive officer (MD & CEO) of Bank of Baroda (BoB)?

A. Sanjiv Chadha B. Lingam Venkat Prabhakar C. Atanu Kumar Das D. Mahender Kumar Garg Answer: A

Q16. Who among the following has been appointed as the managing director and chief executive officer (MD & CEO) of Canara Bank?

A. Sanjiv Chadha B. Lingam Venkat Prabhakar C. Atanu Kumar Das D. Mahender Kumar Garg Answer: B

Q17. Who among the following has been appointed as the managing director and chief executive officer (MD & CEO) of Bank of India?

A. Sanjiv Chadha B. Lingam Venkat Prabhakar C. Atanu Kumar Das D. Mahender Kumar Garg Answer: C

Q18. Country’s largest private sector bank, ICICI bank has launched a Cardless cash withdrawal facility from its ATMs with a perday transaction limit of _______.

A. Rs. 5,000 B. Rs. 10,000 C. Rs. 15,000 D. Rs. 20,000 Answer: D

Q19. Which telecom company joins hands with Bharti AXA to provide Rs. 179 prepaid plan with life insurance of Rs 2 lakh?

A. Idea B. Jio C. Airtel D. BSNL Answer: C

Q20. The Reserve Bank of India (RBI) has canceled the Certificate of Authorisation of which Payment System Operator after it had voluntarily surrendered the authorization?

A. Muthoot Vehicle & Asset Finance Ltd. B. Vodafone M-Pesa Limited C. Tech Mahindra Limited D. PayMate India Pvt. Limited Answer: B

Q21. Happiness Curriculum Class is mentioned in the news, recently. It has been implemented by which of the following state/ UT’s Government?

A. Bihar Government B. Delhi Government C. Kerala Government D. Karnataka Government Answer: B

Q22. The Northern European Enclosure Dam (NEED), recently seen in the news. It is a proposed solution for which of the following?

A. Rising Ocean levels in Northern Europe B. Mitigating flood risk in Europe C. Development of inland fisheries and aquaculture D. Development of inland waterways Answer: A

Q23. Gangapuram Kishan Reddy has inaugurated National Cyber Research, Innovation and capacity center in which city?

A. Pune, Maharashtra B. Kolkata, West Bengal C. Hyderabad, Telangana D. Guwahati, Assam Answer: C

Q24. Hosni Mubarak passed away at the age of 9recently. He was the former President of which country?

A. Iran B. Syria C. Jordon D. Egypt Answer: D

Q25. According to the Reserve Bank of India report, in the last years, in cash withdrawals, India ranks second after which country?

A. China B. USA C. Russia D. Japan Answer: A

Q26. What is the rank of India in Hurun Global Rich List 2020?

A. 5 B. 3 C. 10 D. 13 Answer: B

Q27. What is the name of the joint air force exercise between Indo-UK joint, which was recently held at Air Force Station Hindon?

A. Yudh Abhay B. Ajeya Warrior C. Avindra D. Indra Dhanush Answer: D

Q28. Recently Ajay Banga has been appointed as Executive Chairman of the Board of Directors of which of the following?

A. Rupay Card B. Visa Card C. Maestro Card D. Master Card Answer: D

Q29. Recently which state government has declared that it’s the first state in the country to have 100% LPG gas coverage?

A. Assam B. Kerala C. Maharashtra D. Himachal Pradesh Answer: D

Q30. Recently who has been appointed as the new managing director and chief executive of CIBIL?

A. Rajesh Kumar B. Abhay Kumar Pathak C. Piyush Shrivastva D. Yogendra Malik Answer: A

Q1. Which country has recently approved the sale of the "Integrated Air Defense Weapon System" to India?

A. Russia B. United States of America C. Israel D. China Answer: B

Q2. Which of the following state has become the 1st state in the country to launch "unified vehicle registration"?

A. Odisha B. Madhya Pradesh C. Punjab D. Jharkhand Answer: B

Q3. Hunar Haat organized by the ministry of minority affairs, under which scheme in different parts of the country?

A. UJALA scheme B. USTTAD scheme C. INSPIRE scheme D. HRIDAY scheme Answer: B

Q4. In which of the following states, Mahatma Gandhi Institute of Public Administration and National Institute of Smart Government have signed an MoU for capacity building on e-governance services?

A. Haryana B. Jharkhand C. Punjab D. Chhattisgarh Answer: C

Q5. Who among the following has won the Best Actor award in Oscars 2020?

A. Joaquin Phoenix B. Laura Dern C. Jacqueline D. Tom Cruise Answer: A

Q6. What is the name of the Chief Economist of the World Bank, who has announced her resignation recently?

A. Pinelopi Koujianou Goldberg B. Geeta Gopinath C. Anshula Kant D. Kristalina Georgieva Answer: A

Q7. Recently which state government has decided to employ drones for mapping of villages?

A. Uttar Pradesh B. Maharashtra C. Madhya Pradesh D. Karnataka Answer: C

Q8. Supreme Court of India has appointed retired judge of High Court C N Ramachandran Nair to formulate an inventory and valuation report of ornaments at Sabarimala temple, Sabarimala temple is situated in which State?

A. Madhya Pradesh B. Assam C. Andhra Pradesh D. Kerala Answer: D

Q9. Recently which writer has been selected for the Mystic Kalinga Literary Award?

A. Pramod Kumar Singh B. Manoj Das C. B Murali Kumar D. Sarita Malik Answer: B

Q10. Recently, Finance Minister Nirmala Sitharaman launched EASE 3.0. What is the full form of EASE?

A. Enhanced Association and Service Excellence B. Enhanced Access and Scheme Excellence C. Enhanced Access and Service Excellence D. Enhanced Association and Scheme Excellence Answer: C

Q11. Which corporation has launched Unied Payment Interface (UPI) awareness campaign “UPI Chalega”?

A. RBI B. SBI C. NPCI D. SEBI Answer: C

Q12. Which Public Sector Bank and Microsoft have joined hands to train differently-abled people to nd jobs in banking, financial services and insurance secto

A. State Bank of India B. UCO Bank C. Punjab National Bank D. Indian Bank Answer: A

Q13. What amount has been raised by the Asian Development Bank (ADB) from a new issue of offshore Indian rupee-linked 10-year bonds?

A. USD 108 million B. USD 118 million C. USD 218 million D. USD 850 million Answer: B

Q14. National Council of applied economics research has estimated India GDP growth rate for nancial year 2019-20 at _____.

A. 5.0 B. 4.9 C. 4.5 D. 4.8 Answer: B

Q15. How much worth defence deals India and US have signed?

A. $1 bn B. $4 bn C. $3 bn D. $2 bnAnswer: C

Q16. Amazon has partnered with which zone of Indian Railways to set up a pick-up kiosk at the railway station?

A. Southern Railways B. Northern Railways C. Central Railways D. Eastern Railways Answer: D

Q17. NCLAT has allowed which company to acquire Bhushan Power & Steel Ltd?

A. HAL B. RIL C. Adani Steel D. JSW Steel Answer: D

Q18. Who received SERB Women Excellence award 2020?

A. Kiran Mazumdar Shaw B. Niti Kumar C. Mangala Narlikar D. Aditi Pant Answer: B

Q19. Who has been conferred with ESPN Courage award for being inspirational both on and off the eld?

A. Rani Rampal B. P.V. Sindhu C. Dutee Chand D. Mirabai Chanu Answer: C

Q20. Which Bank has emerged as the winner in the “Most Customer-Centric Bank Using Technology” category and runner up in “Best Payments Initiative” category among Small Banks?

A. Karur Vyasa Bank B. South Indian Bank C. Bank of Maharashtra D. Central Bank of India Answer: B

Q21. Which of the following Bollywood actresses has been conferred with the Madhya Pradesh government's National Kishore Kumar Samman?

A. Reema Lagoo B. Aruna Irani C. Waheeda Rahman D. Rakhi Answer: C

Q22. Who will be the chairman of the Committee formed by the Supreme Court of India to rm up draft legislation to give legal sanctity to disputes settled through mediation?

A. Niranjan Bhat B. AS Chandok C. PS Narsimha D. Sriram Panchu Answer: A

Q23. Name the women astronaut who returned from space to Earth safely and set a world record for the most time spent by a woman in space?

A. Anne McClain B. Christina Koch C. Jessica Meir D. Svetlana Savitskaya Answer: B

Q24. Name the Asian country that celebrated its 72nd Independence Day on February 04th,2020?

A. Nepal B. Bangladesh C. Sri Lanka D. Myanmar Answer: C

Q25. Which of the following countries readmitted to the Commonwealth group of Nations and becomes the 54th member of the Commonwealth family?

A. Madagascar B. Maldives C. Surinam D. Mauritius Answer: B

Q26. Which country has declared a national emergency to tackle the attack of locust swarms?

A. China B. India C. Bangladesh D. Pakistan Answer: D

Q27. Who has been elected as president of Rowing Federation of India?

A. R.S. Deo B. Pralay Majumdar C. Naren Kothari D. Chacko Kandathil Answer: A

Q28. Who has been appointed as the brand ambassador of Tata Power?

A. Virat Kohli B. Rishabh Pant C. Shardul Thakur D. Rohit Sharma Answer: C

Q29. Who has been appointed as MD and CEO of Dhanlaxmi Bank?

A. Sunil Mehta B. Sunil Gurbaxani C. Rajkiran Rai G. D. P. S. Jayakumar Answer: B

Q30. Which city hosted International Judicial conference?

A. New Delhi B. Ahmedabad C. Bangalore D. Hyderabad Answer: A

Q1. In order to boost the credit growth, the Reserve Bank of India (RBI) has eased Cash Reserve Ratio (CRR) requirement of commercial banks for _____.

A. One year B. Two years C. Three years D. Five years Answer: D

Q2. The Reserve Bank of India (RBI) will conduct the “Financial Literacy Week 2020” from February 10 to February 14, 2020. What is the theme of the week?

A. Know Your Customer B. Customer Protection C. Micro, Small and Medium Enterprises (MSMEs) D. Farmers and how they benefit by being a part of the formal banking system Answer: C

Q3. Which digital payment company of India has launched an all-in-one QR, point-of-sale (POS) device for merchants across India?

A. MobiKwik B. Google Pay C. Paytm D. Amazon Pay Answer: C

Q4. Under the comprehensive health insurance plan “Reliance Health Innity” launched by Reliance General Insurance Company Limited what is the minimum sum insured amount?

A. one lakh B. two lakh C. three lakh D. four lakh Answer: C

Q5. The Union Cabinet has approved amendments to the Banking Regulation Act to empower the Reserve Bank of India (RBI) to have better control over _____.

A.Multi-State Cooperative banks B. Payments Banks C. Small Finance Banks D. Both A and B Answer: D

Q6. What is current Repo rate as per the 6 the Bi-monthly Monetary Policy announced by the RBI?

A. 5.25% B. 5.15% C. 5.40% D. 4.90 % Answer: B

Q7. Which of the following public sector banks has signed a pact with Credit Analysis and Research Limited (CARE) for accessing credit qualities of Small and Medium Enterprises (SME)?

A. Punjab National Bank B. Bank of Baroda C. Union Bank of India D. Indian Bank Answer:

Q8. RBI has bought _____ crore of long-term securities in fourth special open market operation and has sold Rs 2950 crore of short term bonds.

A. Rs 8000 B. Rs 5000 C. Rs 12000 D. Rs 10,000 Answer: D

Q9. Who among the following is appointed as the Managing Director of the State Bank of India (SBI)?

A. Mahender Kumar Garg B. Dr. Ashima Goyal C. Challa Sreenivasulu Setty D. Dr. Ajit Kumar Saxena Answer: C

Q10. For which urban cooperative bank account holders the Reserve Bank of India (RBI) has restricted the cash withdrawals up to Rs. 35,000?

A. Apna Sahakari Co-Op Bank Ltd B. Ahmedabad Mercantile Co-Op Bank C. Sri Guru Raghavendra Sahakara Bank D. Nutan Nagarik Sahakari Bank Answer: C

Q11. The Second Five Year Plan laid more stress upon-

A. Agriculture B. Industrialization C. Removing poverty D. Self-reliance Answer: B

Q12. The steel plants at Durgapur, Bhilai, and Rourkela were established during the period of-

A. First Five Year Plan B. Second Five Year Plan C. Third Five Year Plan D. Fourth Five Year PIan Answer: B

Q13. Which of the following is/are a/ an indicator of the financial health of a country? 1. GDP 2. PPP 3. FDI in a year

A. Only 1 B. Only 2 C. Only 3 D. All 1, 2 & 3 Answer: D

Q14. A "closed economy" is an economy in which -

A. The money supply is fully controlled B. Deficit financing takes place C. Only exports take place D. Neither exports nor imports take place Answer: D

Q15. In which Plan was the growth rate target exceeded?

A. First B. Fifth C. Sixth D. None of these Answer: A

Q16. The 'Slack Season' in the Indian Economy is-

A. March - April B. Sept - Dec C. Jan - June D. Feb – April Answer: C

Q17. Which of the statements given is/are correct? 1. The nation-wide scheme of the National Child Labour Projects (NCLP) is run by the Union Ministry of Social Justice and Empowerment. 2. Gurupadswamy Committee dealt with the issues of child labor.

A. 1 only B. only C. Both 1 and 2 D. Neither 1 nor 2 Answer: C

Q18. India's wage policy is based on -

A. Cost of living B. Standard of living C. Productivity D. None of the above Answer: A

Q19. Unemployment which occurs when workers move from one job to another job is known as -

A. Seasonal unemployment B. Frictional unemployment C. Cyclical unemployment D. Technological unemployment Answer: B

Q20. Pradhan Mantri Gramodaya Yojana aims at-

A. meeting rural needs like Primary education- health care, drinking water, housing, rural roads B. Alleviating poverty micro-enterprises C. Generating employment in rural areas D. Strengthening the Panchayati Raj System in rural areas Answer: A

Q21. DWCRA stands for-

A. Development and Welfare of Catchment Rural Areas B. Development of Women and Children in Rural Areas C. Direct Welfare of Children in Rural Areas D. All of the above Answer: B

Q22. Which one of the following is a revamp of the Integrated Rural Development Programme?

A. Jawahar Gram SamridYojana B. Community-based Pro-poor Initiative C. Swarnajayanti Gram Swarozgar Yojana D. National Social Assistance Programme Answer: C

Q23. What is the main objective of the Antyodaya program?

A. Uplift the poor B. Uplift the urban poor C. Uplift the farmer D. Uplift the landless labor Answer: A

Q24. Which of the following schemes launched by the Govt. of India aims at enhancing the livelihood security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work?

A. Pradhan Mantri Gram Sadak Yojana B. Kutir Jyoti Scheme C. ASHA D. MNREGA Answer: D

Q25. The strategic aim of IRDP is -

A.To reduce unemployment B. To provide the required inputs for increasing agricultural productivity C. To provide more opportunities for rural employment and credit facilities at concessional rate of interest D. None of these Answer: C

Q26. In India, the present trend of rapid urbanization is due to-

A. Lack of employment opportunities in rural areas B. Influence of cinema and electronic media C. Break up of the joint family system D. Abolition of zamindari system Answer: A

Q27. The peso is the currency of which country?

A. Jordan B. Libya C. Eretria D. Philippines Answer: B

Q28. A very rapid growth in prices in which money loses its value to the point where even better may be preferable is known as-

A. Inflation B. Hyper-inflation C. Deflation D. Disinflation Answer: B

Q29. Sariska National Park is located in which state?

A. Karnataka B. West Bengal C. Andhra Pradesh D. Rajasthan Answer: D

Q30. The cause of inflation is-

A. Increase in the money supply B. Fall in production C. Increase in money supply and fall in production D. The decrease in money supply and a fall in production Answer: C

Q1. Which of these is not a source of funds for the commercial banks?

A. Deposits B. Capital C. Borrowings from RBI D. Call money borrowings Answer: C

Q2. The RBI acts as Banker’s Bank implies which of these?

A. Banks maintain their deposits with RBI B. RBI lends to commercial banks in times of need C. RBI advises banks on monetary matter’s D. All the above Answer: D

Q3. The currency notes deposited in the currency chest is the property of _____________

A. RBI B. Ministry of Finance C. Respective Banks D. IBA Answer: A

Q4. The International Monetary Fund’s main purpose is to grant loan to _______

A. Developed countries B. Member countries only C. Central bank of a country D. Any country in need Answer: B

Q5. What do you understand by the Minimum Lending Rate (MLR)?

A. The rate at which Commercial banks lend to Central Bank B. The rate at which Central Banks lends to member banks C. The rate at which Commercial Bank lends to public D. The rate at which one PSB lends to other PSB Answer: B

Q6. A currency which is hyper sensitive and fluctuates frequently is known as ____________

A. Core currency B. Hard currency C. Soft currency D. Demand currency Answer: C

Q7. Any risk arising on chances of a government failing to make debt repayments or not honouring a loan agreement is known as ___________

A. Credit risk B. Sovereign risk C. Longevity risk D. Liquidity risk Answer: B

Q8. An Inchoate instruments as per Negotiable Instrument Act is a document which is_______

A. Incomplete B. Handwritten C. Incorrect D. Inappropriate Answer: A

Q9. Which among the following is the oldest existing organisation?

A. RBI B. IMF C. WHO D. ILO Answer: D

Q10. The Institute for Development and Research in Banking Technology was founded by RBI in 1996. It is based on which city?

A. New Delhi B. Mumbai C. Hyderabad D. Kanpur Answer: C

Q11. Additional shares given to the current shareholders without any additional cost, based upon the number of shares that a shareholder owns is known as____________

A. Preferential shares B. Right issues C. Bonus shares D. Debenture Answer: C

Q12. In accounting and finance, what does EBIT stands for?

A. Earning Before Interest and Taxes B. Export Banking and Investment Trading C. Electronic Bond and Interest Transaction D. Exchange Board of Indian Trading Answer: A

Q13. The investment banks facilitate the sale of securities in which market?

A. Retail market B. Primary market C. Wholesale market D. Secondary market Answer: D

Q14. When we divide the core capital of the bank with the aggregated risk weighted assets, the outcome that we receive is known as__________

A. SLR B. GAAR C. CRAR D. LAF Answer: C

Q15. SDR are supplementary foreign-exchange reserve assets defined and maintained by

A. RBI B. IMF C. World Bank D. ADB Answer: B

Q16. Who is the beneficiary of the Letter of Credit?

A. Exporter B. Paying Bank C. Issuing Bank D. Importer Answer: A

Q17. Which of these is a process developed by SEBI for applying to IPO?

A. DEMAT B. SCSB C. FPO D. ASBA Answer: D

Q18. If Cash Reserve Ratio is lowered, the credit creation will _____________

A. Decrease B. Increase C. Remain unchanged D. Cannot be determined Answer: B

Q19. Hilton Young Commission is related to which of these?

A. RBI B. RRB C. NABARD D. SEBI Answer: A

Q20. Foreign Institutional Investors (FII) are required to register with which institution to invest in Indian market?

A. RBI B. IBA C. SEBI D. IRDAI Answer: C

Q21. Which of these agencies is responsible for administering laws regarding foreign trade and foreign investment in India?

A. EXIM B. SEBI C. RBI D. DGFT Answer: D

Q22. What does BFSI stand for?

A. Banking Facility and Secure Insurance B. Banking for Financial Services & Investment C. Banking, Financial Services, and Insurance D. Banking Foreign Services in India Answer: C

Q23. Market Stabilization scheme (MSS) is an instrument of ________

A. Fiscal policy B. Monetary policy C. Income policy D. Economic policy Answer: B

Q24. The Reserve Bank of Australia (RBA) recently printed which denomination banknote with spelling mistake?

A. USD 50 B. USD 20 C. USD 10 D. USD 100 Answer: A

Q25. Kirobo is world’s first __________

A. Bio-Tech park B. Space Car C. Bullet train D. Talking robot astronaut Answer: D

Q26. India’s first all women post office was set up in which city?

A. Chandigarh B. New Delhi C. Pune D. Hyderabad Answer: B

Q27. The 2019 WTO ministerial meeting of developing and least developed countries was held in which city in India?

A. New Delhi B. Mumbai C. Hyderabad D. Surat Answer: A

Q28. The portion of a company’s profit that is not paid out as dividend to shareholders is know as________

A. Deferred Tax Assets B. Risk Weighted Assets C. Capital Reserves D. Revaluation Reserves Answer: C

Q29. The Asset Management Companies in India are regulated by______________

A. LIC B. SEBI C. RBI D. EXIM Answer: B

Q30. DIPAM is under the control of which ministry?

A. Ministry of Power B. Ministry of Home Affairs C. Ministry of Commerce & Industry D. Ministry of Finance Answer: D