Indian Constitution
1. Which one of the following states has been under President’s rule for a long period continuously?

A. Tamilnadu B. Kerala C. Punjab D. West Bengal

Answer: Option (C)
2. The preamble of which country emphasizes domestic tranquillity?

A. France B. India C. U.S.S.R. D. U.S.A.

Answer: Option (D)
3. The largest State in the area is

A. Uttar Pradesh B. Rajasthan C. Andhra Pradesh D. Maharashtra

Answer: Option (B)
4. Constitution has been divided into

A. 10 parts B. 20 parts C. 24 parts D. 32 parts

Answer: Option (C)
5. The Attorney General of India is appointed by the

A. The Prime Minister B. Chief Justice of India C. The President D. The Vice President

Answer: Option (C)
UNO
1. Which of the following is not one of the official languages of the U.N.O.?

A. French B. Spanish C. Arabic D. Italian

Answer: Option (D)
2. Which specialized agency of UNO lists World Heritage Sites?

A. UNESCO B. UNICEF C. UNWTO D. WWF

Answer: Option (A)
3. Which of the following is NOT a specialized agency of the United Nations Organisation?

A. World Trade Organisation B. World Health Organisation C. World Meteorological Organisation D. World Intellectual Property Organisation

Answer: Option (A)
4. Which of the following UN agencies focuses on poverty reduction and the improvement of living standards worldwide?

A. World Bank B. IMF C. WHO D. ILO

Answer: Option (A)
5. Which of the following is not an official language of the United Nations?

A. Arabic B. Portuguese C. French D. Spanish

Answer: Option (B)
Marketing
1. Customization’ means_______

A. Tailor-made products for each customer B. Customers selling goods C. Tailor-made products for each staff D. A selling process E. None of these

Answer: Option (A)
2. Computers manipulate data in many ways, and this manipulation is called

A. Upgrading B. Processing C. Batching D. Utilizing E. None of these

Answer: Option (A)
3. The Target Group for Education Loan is________

A. All colleges B. All parents C. Research scholars D. Meritorious students seeking higher education E. All of these

Answer: Option (E)
4. The Target Group for Savings Deposit Account is

A. Newborn babies B. Students C. Parents D. Businessman E. All of the above

Answer: Option (E)
5. Market segmentation can be resorted to by means of

A. Segmenting by age B. Segmenting by income C. Segmenting geographically D. All of these E. None of these

Answer: Option (D)
History of Banking
1. Which of the following systems of Indian Philosophy uphold the ideology of Charvakism, Ajivika, Jainism and Buddhism?

A. Orthodox System of Indian Philosophy B. Unorthodox System of Indian Philosophy C. Both A & B D. None of the above

Answer: Option (B)
2. Which of the following systems of Indian Philosophy uphold the ideology of Vaisheshika, Nyaya, Samkhya, Yoga, Purva-Mimamsa, and Uttar-Mimamsa?

A. Orthodox System of Indian Philosophy B. Unorthodox System of Indian Philosophy C. Both A & B D. None of the above

Answer: Option (A)
3. Who was the founder of the Sankhya system of Indian philosophy?

A. Kapila Muni B. Gautama Muni C. Jaimini D. Kanada

Answer: Option (A)
4. Who among the following written Nyaya School is based on the Nyaya Sutras?

A. Kapila Muni B. Gautama Muni C. Jaimini D. Kanada

Answer: Option (B)
5. The Vaisheshika School was founded by:

A. Kapila Muni B. Gautama Muni C. Jaimini D. Kanada

Answer: Option (D)
Countries/Currencies
1. Dinar is the currency of which of the following countries?

A. Bahrain B. Brazil C. Bhutan D. Georgia E. None of these

Answer: Option (A)
Explanation: Bahrain – Manama(Capital) and Dinar(Currency)
2. Thailand currency is ……………………….

A. Peso B. Dollar C. Baht D. Rupee E. None of these

Answer: Option (C)
Explanation: Thailand – Bangkok (Capital) and Baht(Currency)
3. Which of the following is the currency of UAE(United Kingdom of Emirates)?

A. Euro B. Dinar C. Dollar D. Dirham E. None of these

Answer: Option (D)
Explanation: UAE- Abu Dhabi(Capital) and Dirham(Currency)
4. What is the Capital of Albania?

A. Yerevan B. Tirane C. Abuja D. Melekeok

Answer: Option (B)
5. What is the Capital of Andorra?

A. Addis Ababa B. Yamoussoukro C. Andorra la Vella D. Maseru

Answer: Option (C)
Indian Economy
1. In India, the first bank of limited liability manages by Indians and founded in 1881 was

A. Hindustan Commercial Bank B. Oudh Commercial Bank C. Punjab National Bank D. Punjab and Sind Bank

Answer: Option (B)
2. In India, inflation measured by the

A. Wholesale Price Index number B. Consumers Price Index for urban non-manual workers C. Consumers Price Index for agricultural workers D. National Income Deflation

Answer: Option (A)
Explanation: Two major measures for inflation, which are widely used, are the Wholesale Price Index (WPI) and Consumer Price Index (CPI). WPI measures the increase in the prices of a fixed basket of goods prevailing in the wholesale market while CPI measures the increase in the prices of essential commodities purchased by an average consumer prevailing in the retail market. Measured weekly, WPI is the primary inflation measure in India.
3. The average rate of domestic savings (gross) for the Indian economy is currently estimated to be in the range of

A. 15 to 20 percent B. 20 to 25 percent C. 25 to 30 percent D. 30 to 35 percent

Answer: Option (B)
4. Non Tax revenues can be increased by improving the working of the

A. State Road Transport Corporations B. electricity boards C. commercial irrigation projects D. All of the above

Answer: Option (C)
5. Which of the following is not viewed as a national debt?

A. Provident Fund B. Life Insurance Policies C. National Saving Certificate D. Long-term Government Bonds

Answer: Option (C)
Banking Terms
1. The powers of controllers of capital issues of India is now shifted to

A. Ministry of finance B. SEBI C. AMFI D. Ministry of corporate office

Answer: Option (B)
2. Which of the following bodies regulates the Regional Rural Banks?

A. RBI B. NABARD C. Department of Rural Development D. State Government

Answer: Option (B)
3. A deposit under Foreign Currency Non-Resident (FCNR)scheme can be accepted for a minimum of

A. 15 days B. 3 months C. 6 months D. 1 year

Answer: Option (D)
4. India has different categories of commercial banks. Which of the following is not a commercial bank?

A. Foreign Bank B. Commodity Banks C. Nationalized Banks D. Co-operative Banks

Answer: Option (D)
5. The maximum amount that can be remitted through RTGS is …..

A. Rs 1 crore B. Rs 50 lacs C. Rs 2 lacs D. No upper ceiling

Answer: Option (D)
Books & Their Authors
1. Who is the author of 'Tom Sawyer'?

A. Leo Tolstoy B. Mark Twain C. John Ruskin D. William Shakespeare

Answer: Option (B)
2. The controversial documentary 'Hell's Angel' broadcasted by Channel 4 on Independent British Television Station is based on who among the following?

A. Joseph Stalin B. Adolf Hitler C. Mother Teresa D. Saddam Hussein

Answer: Option (C)
3. Who directed the film 'Little Buddha'?

A. Richard Attenborough B. Bernardo Bertolucci C. Ben Johnson D. Mani Kaul

Answer: Option (B)
4. The book 'Gulliver's Travels' was written by

A. Alexandra Dumas B. Charles Lamb C. Charles Dickens D. Jonathan Swift

Answer: Option (D)
5. Who is the author of the book 'Naked Triangle'?

A. R.K. Narayan B. Amrita Pritam C. Balwant Gargi D. Khuswant Singh

Answer: Option (C)
Financial Awareness
1. The RBI's methods of credit control may be broadly divided into ------

A. Quantitative and Qualitative B. Open and Close C. Monetary and Fiscal D. Rural and Urban E. None of these

Answer: Option (A)
2. Which one of the following is not a liability of commercial banks?

A. Time deposits B. Borrowing from Central Bank C. Security holdings D. Demand deposits E. None of these

Answer: Option (C)
3. The oldest Central Bank in the world is the ------

A. Reserve Bank of India B. Bank of England C. U S Federal Reserve D. State Bank of India E. None of these

Answer: Option (B)
4. General Insurance Corporation of India (GIC) was formed in ---------

A. 1972 B. 1973 C. 1974 D. 1975 E. None of these

Answer: Option (A)
5. 'Open Market Operations' mean sale or purchase in the open market of ------

A. Foreign Exchange B. Goods and Services C. Gold Bullion D. Government Securities E. None of these

Answer: Option (D)
Awards & Honors
1. Contribution to which field is honoured by Dhanvantari award?

A. Physics B. Space Research C. Medicine D. Literature

Answer: Option (C)
2. Which award is considered Asia's Nobel Prize?

A. Jnanpith award B. Magsaysay Awards C. Tansen Awards D. Vyas Samman

Answer: Option (B)
3. Who among the following was the first to win the Booker Prize?

A. William Golding B. PH Newby C. JM Coetzee D. Peter Carey

Answer: Option (B)
4. Which one of the following awards is given for contribution to poetry?

A. Kabir award B. Kalidas Samman C. Saraswathy Samman D. Vyas Samman

Answer: Option (A)
5. Who was the first foreigner to win the Bharat Ratna?

A. Khan Abdul Gaffar Khan B. Winston Churchill C. Nelson Madela D. Benazir Bhutto

Answer: Option (A)
Sports
1. The 'Shri Shiv Chatrapati Sports Complex' also known as Balewadi Stadium, is situated in -

A. Nashik, Maharastra B. Mumbai, Maharashtra C. Aurangabad, Maharashtra D. Pune, Maharashtra

Answer: Option (D)
2. Who among the following first Indian Cricketer has score 100 runs on his 100th ODI match?

A. Sachin Tendulkar B. Sourav Ganguly C. Virat Kohli D. Shikhar Dhawan

Answer: Option (D)
3. C.K. Naidu Cup is associated with which of the following sporting events?

A. Tennis B. Cricket C. Hockey D. Golf

Answer: Option (B)
4. First Indian women Olympic Medal winner is -

A. Saina Nehwal B. M C Mary Kom C. Karnam Malleshwari D. Sakshi Malik

Answer: Option (C)
5. Murugappa Gold Cup is associated with -

A. Badminton B. Hockey C. Cricket D. Golf

Answer: Option (B)
Agriculture
1. Seva Bhoj Yojana, launched by Ministry of Culture, Gol, in 2018-19 is related to -

A. Free distribution of cooked food to destitute B. Goods and Services Tax C. Establishment of subsidized kitchens in towns of cultural and religious importance D. Establishment of a community kitchen in scheduled castes and scheduled tribes localities

Answer: Option (B)
2. Gir Sahiwal, Red Sindhi, and Deoni are the breeds of -

A. Buffaloes B. Sheep C. Cows D. Goat

Answer: Option (C)
3. Which of the following is a degenerative disease?

A. Kwashiorkor B. Arthritis C. Paranoia D. Sickle cell anemia

Answer: Option (B)
4. SAARC Agriculture Centre (SAC) is based in which city?

A. Islamabad B. Dhaka C. Colombo D. Kathmandu

Answer: Option (B)
5. Who announced the introduction of the National Food Security Act?

A. Pranab Mukherjee B. Manmohan Singh C. P.Chidambaram D Arun Jaitley

Answer: Option (A)
Explanation: On July 6, 2009, Finance Minister Mr.Pranab Mukherjee announced the introduction of National Food Security Act under which BPL families in rural and urban areas will be entitled by law to 25 kg. of wheat or rice per month at Rs. 3 per kg.
International Economy
1. The credit of developing the concept of modern economic growth goes to:

A. Arthur Lewis B. Michael P. Todaro C. Gunnar Mydral D. Simon Kuznets

Answer: Option (D)
2. The most simple and popular method of measuring economic development is to calculate the trend of gross national product (GNP) at __________

A. Current prices B. Constant prices C. Both of the above D. None of the above

Answer: Option (B)
3. “Underdeveloped countries are the slums of the World Economy.” This statement is by

A. Ragnar Nurkse B. A.N. Cairncross C. Colin Clark D. Jagdish Bhagwati

Answer: Option (B)
4. Which among the following is a characteristic of underdevelopment?

A. Vicious circle of poverty B. Rising mass consumption C. Growth of industries D. High rate of urbanization

Answer: Option (A)
5. According to W.W. Rostow, the stages of economic growth are:

A. Two B. Three C. Four D. Five

Answer: Option (D)
Fiscal-Monetary Policies
1. Which of the following is an example of a discretionary fiscal policy?

A. An increase in unemployment benefit payments during a recession due to rising unemployment B. The tax increases to combat rising inflation C. A decrease in income tax receipts during a recession because incomes are falling D. An increase in income tax receipts during expansion because incomes are rising

Answer: Option (B)
2. Which of the following may be an appropriate policy if real equilibrium GDP falls below the long-run-aggregate supply curve?

A. An increase in business income taxes to increase tax fairness B. An increase in government purchases C. An increase in individual income taxes to balance the budgeted D. Contractionary fiscal policy to increase the budget surplus

Answer: Option (B)
3. To help fight a recession, the government could

A. lower interest rates by decreasing the cash rate. B. decrease taxes to increase aggregate demand. C. conduct contractionary fiscal policy by raising taxes. D. decrease government spending to balance the budget.

Answer: Option (B)
4. If the economy were in the recession, we would expect

A. government expenditure to be low and tax revenues to be low, probably leading to a budget surplus. B. government expenditure to be high and tax revenues to be low, probably leading to a budget surplus. C. government expenditure to be high and tax revenues to be low, probably leading to a budget deficit. D. government expenditure to be high and tax revenues to be high, probably leading to a budget deficit.

Answer: Option (C)
5. If the government wants to try to reduce unemployment, it could ________ spending and/or taxes should be ________.

A. decrease; increased B. increase; increased C. decrease; decreased D. increase; decreased

Answer: Option (D)