✶ The IBPS recruits Officers in various Regional Rural banks.
✶ The job profile of an RRB officer is not limited to work in the rural area.
✶ The role and duties of the RRB officer are much more than any other commercial bank officer.
✶ The main and primary duty of RRB officer is to bring banking services in the rural areas of India.
✶ The RRB officer is trained to be multi-tasker and has qualities to handle a bundle of duties.

All candidates undergo a training process which is called a Probation period. Under the probation period, you will a get a fixed amount as a salary which is quite low from normal salary.
✶ The RRB officer is essentially a Management Trainee job.
✶ The new recruits are kept on a probation period for two years. After the two years, candidates can get a full-time job and in two years the candidates are given training on the work profile of RRB officer.
✶ The “IBPS RRB Officer Job profile” is very much similar to Bank PO Job Profile.
✶ A number of candidates apply for RRB Officer Job as it offers nice remuneration. Starting salary ranges from Rs. 29,000 to Rs. 33,000.. Once you keep moving the career growth ladder, the salary will keep increasing too.

The RRB officer has to perform many other functions and below mentioned are the main duties performed by the RRB officer. To become RRB officer one has to the train himself/herself to achieve excellence.
✦ The Regular banking activities: The RRB officer has to perform all the activities that a commercial bank officer performs on the daily basis. The officer has to handle the books of the banks, helps the customers, make the public relationship, help the other co-workers, manage cash book, etc. The functions that RRB officer has to perform on a regular basis.
✦ Loans: The RRB Officer main duty is to provide credit facility to the rural areas. The officer grants the agriculture loan to the farmers after evaluating their papers and documents. The RRB banks were established to give banking facility to the rural people and grant agricultural loans to the farmers and to eliminate the zamindar system.
The officer appointed by RRB, it’s his duty to distribute loan to the farmer’s and encourage them to take a loan from the bank.
✦ Maintaining Credit Profile: The duty of the RRB officer begins from the distribution of loan. The officer has to be cautious in this role since most of the agriculture loans and loans to allied sectors turn into NPA very soon if you do not monitor them properly. The officer needs to regularly visit the loan taker and examine their capacity to pay back the loan.
✦ Recovery of the loan: The officer had to maintain the books of loan takers and remind them regarding the due payment. The recovery of loan also falls in the hope profile of the RRB officer. They need to visit customers and ask them to clear their dues. But if they fail to return the money, then the officer has to find alternative options. The officer can auction the mortgaged property’s of the customers to recover the money of loan.
✦ Public relationship: It is one of the most important works in IBPS Bank RRB Officer Job Profile. The officer has to maintain good relations with the public. The officer should conduct different methods to attract them. The public of the RRB banks in rural and less educated people, so the officer should conduct different methods to engulf them in the bank.
The loan meal should be conducted by the officer to explain different loan schemes to the farmers and the benefits of the activities should be explained to them. The one to one communication helps in making the relationship between the public and bank.
✦ Audit of the report: The officer has to evaluate the bank’s annual balance sheet and access the annual reports of the bank. The officer has to maintain the audit report of the financial year and telly with the last year report.
✦ Prepare Bank reports and consult with higher authorities. The officer of the bank has to prepare a report of the day to day banking activities and share it with other higher authorities. The officer provides different information to the higher authorities about the local financial conditions and the facilities required to them.
✦ The Implementation of schemes: The officer has the duty to maintain the schemes issued by the government. The government issued different schemes for the uplifting of the rural area and it’s the RRB officer duty to implement these schemes in his branch area.