Important Days
1. Every 25 January is celebrated as National Voters Day. The Theme of 2019 National Voters Day is;

A. No Voter to be left behind B. Inclusive and qualitative participation C. Proud to be a voter - Ready to vote D. Accessible elections

Answer: Option (A)
Explanation: 25 January is celebrated every year as National Voters Day to spread awareness about the necessity of voting and to encourage the young generation towards voting rights. National Voters Day Theme 2019 is "No Voter to be left behind". This is the ninth year of celebrating National Voters Day. 25th January is the foundation day of the Election Commission of India (ECI) which came into existence in 1950. This day was first celebrated in 2011 to encourage as much as young voters to take part in the electoral process. Earlier the eligibility age of the voter was 21 years but in 1988 it was lowered to 18 years.
2. The theme of National Girl Child Day 2019 was;

A. Innovating for girls' education B. With Her: A Skilled Girl Force C. EmPOWER Girls: Before, during and after crises D. Empowering Girls for a Brighter Tomorrow

Answer: Option (D)
Explanation: National Girl Child Day is celebrated in India on 24 January. Women and Child Development Ministry celebrated the National Girl Child Day 2019 at Pravasi Bharti Kendra, New Delhi. The programme also observed the anniversary of Beti Bachao Beti Padhao (BBBP) Scheme. The theme of National Girl Child Day 2019 was "Empowering Girls for a Brighter Tomorrow" and celebrating with objectives of generating awareness on the issue of declining Child Sex Ratio (CSR) and create a positive environment around valuing the girl child. A booklet on "Innovations under BBBP" will also be released on the occasion.
3. Manipur, Meghalaya and Tripura celebrate their 42nd statehood day on __________.

A. January 21 B. January 22 C. January 23 D. January 24

Answer: Option (A)
Explanation: Manipur, Meghalaya, and Tripura are celebrating their statehood day. It is their 42nd statehood day. In the year 1972, all three states became full-fledged states under the North Eastern Region (Reorganisation) Act, 1971. The erstwhile princely states of Tripura and Manipur were merged with India in 1949 and became full-fledged states in 1972. Meghalaya was a part of Assam before it was carved out as a full-fledged state under the North Eastern Region (Re-Organisation) Act, 1971.
4. January 14 was celebrated as;

A. International Day of Commemoration B. NRI Day C. Veterans Day D. National Voters Day

Answer: Option (C)
Explanation: The Armed Force is celebrated the Veterans Day to honor the legends of the Army, Navy and Air Force. The main celebration in Delhi will take place at New Delhi. Minister of State(Defence) Dr. Subhash Bhambre inaugurated the main event. This Day is commemorated in the memory of first Indian Commander-in-Chief of the Armed Forces Field Marshal K M Cariappa becoming a veteran in 1953. To mark the occasion, veteran rallies will be held countrywide at Armed Forces stations. Defense Minister Nirmala Sitharaman along with former Army chief General Shankar Roy Chowdhury, Air Chief Marshal (retd) Arup Raha, Lieutenant General Abhay Krishna, General Officer Commanding-in-Chief (GOC-in-C), Eastern Command paid homage to those who made supreme sacrifice in the line of duty.
5. On which date, Indian Army Day was observed?

A. 15 January B. 13 January C. 9 January D. 6 January

Answer: Option A
Explanation: Army Day is observed on January 15 in India. On this day in 1949, Field Marshal Kodandera M Cariappa took over as the first Commander-in-Chief of the Indian Army from General Sir Francis Butcher, the last British Commander-in-Chief. Army day is dedicated to the soldiers who fought to safeguard the country's honor. This is the 71st celebration of the Indian Army Day.
Inventions & Discoveries
1. Who synthesized the first wholly artificial gene?

A. Hargobind Khorana B. J.J. Thompson C. Benjamin Franklin D. Meghnad Saha

Answer: Option (A)
2. FROZEN FOOD - Who discovered the first practical method of freezing food?

A. C. Birdseye B. F. Rozenosh C. G. Findus D. R. Scott

Answer: Option (A)
Explanation: In the 1920s Clarence Birdseye discovered that if food was flash-frozen under pressure, it would freeze without the formation of ice crystals.
3. When was the Raggedy Ann doll patented?

A. 1915 B. 1920 C. 1919 D. 1911

Answer: Option (A)
Explanation: Johnny Gruelle patented the Raggedy Ann doll in 1915. The Raggedy Andy doll and the Raggedy Ann books came later.
4. What Frank Whittle invented?

A. Radar B. Ethyl gasoline C. Sonar D. Jet propulsion

Answer: Option (D)
Explanation: Invented in 1937.
5. When was the first Lionel trains manufactured?

A. 1920 B. 1890 C. 1901 D. 1944

Answer: Option (C)
Explanation: Joshua Lionel Cowen and Harry C. Grant started the Lionel Manufacturing Company on Sept. 5, 1900 in New York City. The first train, which was called the Electric Express, was manufactured in 1901 and was an open gondola propelled by a fan motor. As time has passed, the trains have been made in different colors and styles.
Knowledge of Current Events
1. In which state the music and poetry festival titled ‘Jashn-e-Ittihaad’ had organized to spread awareness about unity amongst the youth?

A. Assam B. Odisha C. Maharashtra D. New Delhi E. None of these

Answer: Option (D)
Explanation: On 6th April 2019, a music and poetry festival titled ‘Jashn-e-Ittihaad’ was held at the Jamia Milia Islamia central university in New Delhi to spread awareness about unity amongst the youth. The festival was organized by Delhi-based entertainment company Question Associates Pvt Ltd.In this event, people enjoyed the soulful Hindi and Urdu poetry, music and performances that made them feel good as well as spread awareness about unity and integrity.Some great poets like Irshad Kamil and Waseem Barelvi participated in this festival.
2. In which state does the tribe community named “Konyak” reside?

A. Meghalaya B. Nagaland C. Mizoram D. Assam E. None of these

Answer: Option (B)
Explanation: On 8th April 2019, in the programme organized at Mon (Nagaland) during the Aoleang Monyu festival (usually held between 1st April to 3rd April every year) around 5000 Konyak Naga women in their traditional attire attempted to set a Guinness World Record for the ‘Largest Traditional Konyak Dance’.The festival is celebrated for the arrival of Spring and for a good upcoming harvest.
3. What was the theme of the Aoleang Monyu festival aka Mini Hornbill festival celebrated in Nagaland ?

A. Theme – ‘Empowering women for cultural heritage‘ B. Theme – ‘ Life Below Water: For people and planet’ C. Theme – ‘Kidney Health for Everyone Everywhere’ D. Theme – ‘Bridging health and social care’ E. None of these

Answer: Option (A)
Explanation: The theme of the Aoleang Monyu festival aka Mini Hornbill festival was ‘Empowering women for cultural heritage.‘Konyak Union in coordination with other organisations of the tribe, namely, Konyak Nyupuh Sheko Khong (KNSK) and Konyak Students’ Union (KSU) organized the event.The objective of the event was to preserve the cultural heritage of the region and the people and to promote tourism.
4. Which bank has signed a term loan Pact of Rs. 2,000 crore for part financing of National Thermal Power Corporation(NTPC) recently?

A. Indian Bank B. State Bank of India C. Canara Bank D. Bank of Baroda E. None of these

Answer: Option (C)
Explanation: On 5th April 2019, National Thermal Power Corporation(NPTC) has signed a term- loan Pact of Rs.2,000 crore with Canara Bank. The Loan facility prolonged at an interest rate linked to 3-Month MCLR of Bank. The lent amount would be utilized to part finance company’s capital expenditure.The tenure for the loan is 15 years .For part financing company’s capital expenditure, NPTC had inked a term-loan agreement for Rs.5,000 crore with State Bank of India in February, 2019.
5. What is the revised GDP growth of India for the fiscal year 2019-20, as projected by World Bank in its recent report on South Asia?

A. 7.2% B. 7.3% C. 7.4% D. 7.5% E. None of these

Answer: Option (D)
Explanation: The World Bank notified that India’s consistent hold in investment sector, mainly private-improved export performance and resilient consumption, has led its GDP growth forecast to mount to 7.5 per cent for fiscal year 2019-20.The real GDP growth is estimated at 7.2 per cent in FY18/19. According to the latest World Bank’s report South Asia, data for the first 3 quarters show that growth has been broad-based.Industrial growth sped up to 7.9 per cent which means the services growth will decelerate. Agriculture growth remains at 4%.
Abbreviations
1. What is the full form of "MIPS"?

A. Multi Instruction Per second B. Mutual Information Property Service C. Multi Information Per Second D. Million Instructions per Second

Answer: Option (D)
2. What is the full form of "NDA"?

A. National Dental Academy B. National Development Agency C. National Dairy Authority D. National Defence Academy

Answer: Option (D)
3. What is the full form of "NSUI"?

A. National Scientist Union of India B. National Stock University Index C. National Students Union of India D. National Scientific Universal Index

Answer: Option (C)
4. What is the full form of "NTPC"?

A. National Travel Pass Scheme B. National Textile Policy Scheme C. National Thermal Power Council D. National Thermal Power Corporation

Answer: Option (D)
5. What is the full form of "EDI"?

A. Efficient Data Interchange B. Electronic Device Integration C. Efficient Data Intencive D. Electronic Data Interchange

Answer: Option (D)
Sports
1. Recently, Delhi Daredevils was renamed as __________.

A. Delhi Riders B. Delhi Squad C. Delhi Smoggers D. Delhi Capitals

Answer: Option (D)
Explanation: Delhi Daredevils renamed as Delhi Capitals ahead of 2019 IPL season. The change in name comes close on the heels of JSW Sports picking up a 50 percent stake in the franchise. Ahead of the 2019 IPL auctions, the Delhi Daredevils released former captain Gautam Gambhir and a host of international stars which include Jason Roy, Glenn Maxwell and Liam Plunkett, along with Indian paceman Mohammed Shami.
2. Which country win the FIH Women's Hockey Champions Trophy?

A. Argentina B. Netherlands C. Australia D. Britain

Answer: Option (B)
Explanation: The Netherlands took a decisive seventh title at the International Hockey Federation (FIH) Women's Hockey Champions Trophy event with a 5-1 victory over Australia in Changzhou Wujin, China. This is Netherland's 43rd consecutive win in the tournament's final and thus Netherlands remain the world's number one women's team in the FIH Hero World Rankings, a position they have held since October 2011.
3. Saina Nehwal wins ___________ at Syed Modi International 2018.

A. Gold B. Silver C. Bronze D. None of the Above

Answer: Option (B)
Explanation: World number nine Saina Nehwal bagged silver at Syed Modi International Badminton Championships 2018 after losing to world number 27 Han Yue. India's Sameer Verma defeated Lu Guangzu of China in the men's singles final to successfully defend and win the Syed Modi International Championships in Lucknow.
4. The International Cricket Council has renamed ICC World T20 as;

A. ICC 2020 World cup B. ICC T20 C. ICC T20 World Cup D. ICC 2020

Answer: Option (C)
Explanation: The International Cricket Council (ICC) announced that it has renamed the ICC World T20 as the ICC T20 World Cup. The changes will be applicable to both men's and women's cricket. The next edition of the events in 2020 in Australia will be known as the ICC Women's T20 World Cup 2020 and the ICC Men's T20 World Cup 2020. ICC will launch 'Global Cricket Strategy' in early 2019 in which the shortest format will be used as the vehicle to globalize the game and the profile of T20 cricket will be enhanced to make its status at par with the pinnacle events of the other two formats.
5. Sandeep Michael, who passed away recently, was the noted player of which sports?

A. Tennis B. Boxing C. Hockey D. Wrestling

Answer: Option (C)
Explanation: Sandeep Michael (37), the former international hockey player, has passed away in Bangaluru, Karnataka on 23 November 2018.
Countries & Capitals
1. What is the Capital of Saudi Arabia?

A. Caracas B. Caracas C. Saint Georges D. Riyadh

Answer: Option (D)
2. What is the Capital of Senegal?

A. Canberra B. Saint Johns C. Canberra D. Dakar

Answer: Option (D)
3. What is the Capital of Seychelles?

A. Bujumbura B. San Marino C. Victoria D. Belmopan

Answer: Option (C)
4. What is the Capital of Sierra Leone?

A. Freetown B. Buenos Aires C. Belgrade D. San Salvador

Answer: Option (A)
5. What is the Capital of Singapore?

A. Budapest B. Beirut C. Singapore D. Sanaa

Answer: Option (C)
History
1. Which among the following is correct regarding Bank of Hindustan:

A. The bank was established at calcutta under European management B. It was liquidated on 1829 - 32. C. Both of Above D. None of The Above

Answer: Option (C)
2. Bank of Hindustan was established in ____:

A. 1700 B. 1770 C. 1780 D. None of The Above

Answer: Option (B)
3. First Bank established in India was:

A. Bank of India B. Bank of Hindustan C. General Bank of India D. None of The Above

Answer: Option (B)
4. When was the first nationalization of many banks were conducted:

A. 19 August, 1969 B. 19 October, 1969 C. 19 July, 1969 D. None of The Above

Answer: Option (C)
5. Which among the following banks form the "Imperial Bank of India" in 1921:

A. Bank of Bombay B. Bank of Madras C. Bank of Bengal D. All of the Above

Answer: Option (D)
Books and Authors
1. The serial 'India's Rajiv' was produced and directed by

A. Simmi Garewal B. Satyajit Ray C. Shyam Benegal D. Mira Nair

Answer: Option (A)
2. The original name of 'Mahabharata' is

A. Katha Saritsagar B. Jai Samhita C. Vrahat Katha D. Rajatarangini

Answer: Option (B)
3. 'Man without society is either a beast or a God'. Who said this?

A. Plato B. Gandhi C. Aristotle D. Henry Maine

Answer: Option (C)
4. Who has written the famous book 'Mankind and Mother Earth'?

A. Arnold Toynbee B. Leo Tolstoy C. John Ruskin D. Bertrand Russel

Answer: Option (A)
5. 'Maya Memsaab' is a film directed by

A. Shyam Benegal B. Ketan Mahta C. Bhupen Hazarika D. Tapan Sinha

Answer: Option (B)
Current Affairs
1. Who became the First Indian to join top 10 richest billionaire list of Hurun Research?

A. Pallonji Mistry B. Lakshmi Mittal C. Azim Premji D. Mukesh Ambani E. None of these

Answer: Option (D)
Explanation: Reliance Industries Chairman and Managing Director Mukesh Ambani became the first Indian and the only Asian to enter the Global top 10 richest billionaire list compiled by Hurun Research, China after a USD 9 billion or 20% surge in his wealth to USD 54 billion. India is at 5th spot with 104 billionaires. Last year, the country had added 32 billionaires, but this year it lost 28.Mumbai and New Delhi are the billionaire capitals of the country.
2. Name the web portal launched by West Bengal Education Minister, Partha Chatterjee,to provide real-time data on state-run and aided schools?

A. Bangla Data B. Banglar Edu C. Banglar Shiksha D. Bangla School E. None of these

Answer: Option (C)
Explanation: On 26th February 2019, West Bengal Education Minister, Partha Chatterjee unveiled a web portal, “Banglar Shiksha“ (banglarshiksha.gov.in), to provide real-time data on state-run and aided schools. Key points.This Web portal will store real-time data of 1.5 crore students, 5 lakh teachers and 1 lakh schools and will also address many issues like attendance of students and teachers.This portal is first of its kind in the country and it should come into commencement by May, 2019.
3. Who became the first player in the world to hit 500 sixes in the International Cricket?

A. Virat Kohli B. Chris Gayle C. MS Dhoni D. Aaron Finch E. None of these

Answer: Option (B)
Explanation: West Indies cricketer Chris Gayle became the first player in the world to hit 500 sixes the 14th batsman and second from the Caribbean after Brian Lara, to reach the milestone of 10,000 ODI runs, after scoring 162 off 97 balls against England in the fourth ODI at the National Cricket Stadium in St George’s, Grenada. He had announced on 17 February 2019 that he will retire from One-Day International cricket after this 2019’s World Cup in England and Wales.
4. Which Country will host the 2021 world cross-country championships?

A. India B. Netherland C. Russia D. Australia E. None of these

Answer: Option (D)
Explanation: Australian city of Bathurst, best known for hosting an annual endurance car race,picked as the 2021 venue for the IAAF’s world cross-country championships. More than 700 competitors from 60 countries are expected to descend on the country town, around 200 kilometres (124 miles) west of Sydney, to pit themselves against the varied landscape of Mount Panorama.
5. Name the Yojana approved by Cabinet committee on Economic Affairs chaired by PM Modi to provide financial support to integrated Bioethanol projects using lignocellulosic biomass and other renewable feedstock?

A. Rashtriya Swasthya Bima Yojana B. Pradhan Mantri Jan-Aushadhi Yojana C. Pradhan Mantri JI-VAN Yojana D. Rashtriya Krishi Vikas Yojana E. None of these

Answer: Option (C)
Explanation: The Cabinet committee on Economic Affairs chaired by PM Modi approved Pradhan Mantri JI-VAN (Jaiv Indhan – Vatavaran Anukool fasal awashesh Nivaran) Yojana. It will provide financial support integrated Bioethanol projects using lignocellulosic biomass and other renewable feedstock. The total financial outlay is of Rs.1969.50cr for the period from 2018-19 to 2023-24.
Indian Constitution
1. Who said that the preamble is the keynote to the constitution?

A. Earnest Barker B. B.R. Ambedkar C. K.M. Munshi D. Jawahar Lal Nehru

Answer: Option (A)
2. Which feature of Indian constitution is not taken from American constitution?

A. Preamble B. Single citizenship C. Judicial Review D. Fundamental Rights

Answer: Option (B)
3. Procedure for the amendment of the constitution is taken form:

A. USA B. Russia C. South Africa D. Canada

Answer: Option (C)
4. The concept of Federal System in Indian constitution is taken from:

A. Ireland B. Australia C. Germany D. Canada

Answer: Option (D)
5. Which of the following statement is true regarding the Indian constitution?

A. Law making procedure is taken from Britain B. Concept of single citizenship is taken from United kingdom C. Concept of judicial review is taken from Canada D. Appointment of the governor in different states is taken from Australia.

Answer: Option (B)
Awards and Honours
1. This univercity from Haryana declared as the Cleanest Government University by HRD Ministry.

A. Kurukshetra University B. Chaudhary Ranbir Singh University C. Maharashi Dayanand University D. Maharishi Markandeshwar University

Answer: Option (C)
Explanation: Union Human Resource Development Minister Prakash Javadekar announced the "Swachh Campus rankings" under various categories. The rankings were decided on the basis of a survey under the 'Swachhta Hi Sewa' campaign. The Cleanest 'Government Universities' are; 1. Maharashi Dayanand University, Haryana. 2. Guru Nanak Dev University in Amritsar, Punjab. 3. Institute of Liver and Biliary Sciences (ILBS), New Delhi.
2. Who are the recipients of 2018 Nobel Prize in Physics?

A. Arthur Ashkin, Gerard Mourou and Donna Strickland B. Barry Doyle, Robin Warren and Brian Schmidt C. Barry Marshall, Andrew Fire and Robin Warren D. Brian Schmidt, Frank Fenner and Fiona Wood

Answer: Option (A)
Explanation: The Royal Swedish Academy of Sciences has decided to Award the 2018 Nobel Prize in Physics to Arthur Ashkin, Gerard Mourou and Donna Strickland "for groundbreaking inventions in the field of laser physics".
3. 2018 Nobel Medicine or Physiology Prize has been awarded to whom of the following persons?

A. Carl H. June and Timothy Ray Brown B. Steven Rosenberg and Zelig Eshhar C. James Reyniers and Ragnar Granit D. James P Allison and Tasaku Honjo

Answer: Option (D)
Explanation: The Nobel Medicine or Physiology Prize has been awarded to James P Allison and Tasaku Honjo "for their discovery of cancer therapy by inhibition of negative immune regulation". This is for the first time that no Literature Prize will be given in 70 years because of a #MeToo scandal. The Nobel Prize in Physiology or Medicine was awarded by the Nobel Assembly at Karolinska Institutet, Stockholm, Sweden.
4. Which 2 cities are declared as the 'Best Heritage City' at the National Tourism Awards for 2016-17?

A. New Delhi & Ahmedabad B. New Delhi & Udaipur C. Agra & Kolkata D. Ahmedabad & Mandu

Answer: Option (D)
Explanation: The National Tourism Awards for 2016-17 were presented by Union Tourism Minister K J Alphons in New Delhi as India celebrated the 2018 World Tourism Day (WTD). Ahmedabad and Mandu were jointly declared as the 'Best Heritage City', while Qutub Minar bagged the top award in the differently-abled friendly monument category. In it, Gujarat won three major National Tourism Awards for the Best Civic Management (at Saputara Hill Station), Best Heritage City and the Best Airport-Ahmedabad. The awards were given in various segments of the travel, tourism and hospitality industry. Andhra Pradesh bagged the first prize in state category for comprehensive development of tourism and Rajasthan Tourism bagged the national award for most innovative use of Information Technology, social media and websites. Ahmedabad had been declared India's first World Heritage City by UNESCO in 2017.
5. Name the Boxer who has been nominated for the Dronacharya Award for 2018 in Boxing.

A. Omkar Yadav B. Subedar Chenanda Achaiah Kuttappa C. Premkumar D. Ram Niwas

Answer: Option (B)
Explanation: Mysuru-based C.A. Kuttappa, serving as Subedar in the Army and a resident of Gokulam here, has been nominated for the Dronacharya Award for 2018 in Boxing. Hailing from the Chenanda family, C.A. Kuttappa has been coaching the Indian men's boxing team since 2009 May.
Economic
1. Who is the ‘lender of the last resort’ in the banking structure of India?

A. State Bank of India B. Reserve Bank of India C. EXIM Bank of India D. Union Bank of India

Answer: Option (B)
2. ____ is the official minimum rate at which the Central Bank of a country is prepared to rediscount approved bills held by the commercial banks.

A. Repo rate B. Bank rate C. Prime lending rate D. Reverse repo rate

Answer: Option (B)
3. In order to control credit, Reserve Bank of India should:

A. Increase CRR and decrease Bank rate B. Decrease CRR and reduce Bank rate C. Increase CRR and increase Bank rate D. Reduce CRR and increase Bank rate

Answer: Option (C)
4. Which among the following is a function of the Reserve Bank of India?

A. Bank issues the letters of credit to their customers certifying their creditability B. Collecting and compilation of statistical information relating to banking & other financial sectors C. Banks under write the securities issued by public or private organizations D. Accepting deposits from the public

Answer: Option (B)
5. What is meant by Autarky in international trade?

A. Monopoly in international trade B. Imposition of restrictions in international trade C. Removal of all restrictions from international trade D. The idea of self sufficiency and no international trade by a country

Answer: Option (D)
Culture
1. Mohiniattam dance from developed originally in which state?

A. Tamil Nadu B. Orissa C. Kerala D. Karnataka

Answer: Option (C)
2. Which of the following folk dance forms is associated with Gujarat?

A. Nautanki B. Garba C. Kathakali D. Bhangra

Answer: Option (B)
3. Which of the following Akademis is responsible for fostering the development of dance, drama and music in India?

A. National School of Drama B. Sangeet Akademi C. Sahitya Akademi D. Lalit Kala Akademi

Answer: Option (B)
4. The Rath Yatra at Puri is celebrated in honour of which Hindu deity

A. Ram B. Jaganath C. Shiva D. Vishnu

Answer: Option (B)
5. The book of Parsis is

A. Torah B. Bible C. Zend Avesta D. Gita

Answer: Option (C)
Scientific Research
1. Which one of the following pairs is not correctly matched?

A. Becquerel: Radioactivity B. Alexander Fleming: Penicillin C. Louis Pasteur: Blood groups D. William Harvey: Blood circulation

Answer: Option (C)
2. Which of the following is a sexually transmitted disease?

A. Leukaemia B. Hepatitis C. Colour Blindness D. All of the above

Answer: Option (C)
3. Which one of the following systems of the body is primarily attacked by the HIV?

A. Cardiovascular B. Immune C. Respiratory D. Reproductive

Answer: Option (B)
4. In the human body, the blood enters the aorta of the circulatory system from the:

A. Left atrium B. Left ventricle C. Right atrium D. Right ventricle

Answer: Option (B)
5. Which one of the following plant nutrients is not supplemented in the soil for growing legumes?

A. Nitrogen B. Potassium C. Phosphorus D. None of these

Answer: Option (B)
Banking Terms
1. Which of the following is not a part of India's Money Market?

A. Banks B. Bill Markets C. Call Money Market D. Indian Gold Council

Answer: Option (D)
Explanation: The Money market in India is the money market for short-term and long-term funds with maturity ranging from overnight to one year in India including financial instruments that are deemed to be close substitutes of money.
2. Which one of the following does not belong to regulatory bodies in India?

A. FMC B. IRDA C. PFRDA D. SEBI

Answer: Option (D)
Explanation: Reserve Bank of India, Insurance Regulatory and Development Authority, Forward Market Commission India, Pension Fund Regulatory and Development Authority are the regulatory bodies in India.
3. Which one of the following is the special drawing rights given by the International Monetary Fund to its member countries?

A. Cold money B. Hot money C. Paper gold D. None of these

Answer: Option (C)
Explanation: It is an accounting entry. It is used only among governments and IMF for balance of payment settlements.
4. In pursuance of which one of the following was the General Insurance Corporation of India was formed?

A. General Insurance Business (Nationalisation) Act, 1972 B. Insurance Act, 1938 C. Insurance Amendment Act, 2002 D. IRDA Act 1999

Answer: Option (A)
Explanation: The entire general insurance business in India was nationalised by the Government of India through the General Insurance Business (Nationalisation) Act of 1972.
5. What does the letter 'S' denote in the term IFSC?

A. Subscriber B. State C. System D. Source

Answer: Option (C)
Explanation: The Indian Financial System Code (IFSC Code) is an alphanumeric code that uniquely identifies a bank-branch participating in the Real Time Gross Settlement (RTGS) and the National Electronic Funds Transfer (NEFT) Systems.
General Science
1. In fireworks, the green flame is produced because of

A. sodium B. barium C. mercury D. potassium

Answer: Option (B)
2. Permanent hardness of water can be removed by adding

A. chlorine B. washing soda C. potassium permanganate D. bleaching powder

Answer: Option (B)
3. Production of chlorofluorocarbons (CFC) gas which is proposed to be banned in India, is used in which of the following domestic products?

A. Television B. Refrigerator C. Tube light D. Cooking gas

Answer: Option (B)
4. Which of the following does not contain a coinage metal?

A. Silver and Gold B. Zinc and Gold C. Copper and Silver D. Copper and Gold

Answer: Option (B)
5. Which of the following is not an isotope of hydrogen?

A. Tritium B. Deuterium C. Protium D. Yttrium

Answer: Option (D)
Budget
1. The most important sources of plan finance to cover up gap between intended expenditure and available resource is in:

A. Direct taxes B. Indirect taxes C. Deficit financing D. Foreign aid

Answer: Option (C)
2. Fiscal Policy refers to a policy of :

A. Money lenders B. Government Finance C. Commercial banks D. Monetary authority

Answer: Option (B)
3. Deficit Financing means :

A. Public expenditure in excess of public revenue B. Public revenue in excess of public expenditure C. Both (a) & (b) D. None

Answer: Option (A)
4. _______ refers to public revenue, expenditure and allied matters.

A. Fiscal policy B. Monetary policy C. Economic policy D. None of these.

Answer: Option (A)
5. Which of these is a side effect of deflation?

A. Decreasing unemployment B. Increase in demand C. Economic depression D. Increase in personal expenditure.

Answer: Option (C)